|BJ Overview
BJ

BJ's Wholesale Club Holdings, Inc.

Consumer Discretionary • CIK: 0001531152

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Market Cap
$11.61B
P/E (TTM)
20.2x
Rev Growth (TTM)
Net Margin (TTM)
2.7%
FCF Yield (TTM)
2.1%
FCF Margin (TTM)
1.2%

LATEST EARNINGS

Q3 FY2025
3 months ago
View source
Revenue
Net Income
EPS
  • Membership fee income increased by 9.8% year-over-year to $126.3 million, driven by strong membership acquisition and retention.
  • Comparable club sales increased by 1.1% year-over-year, with a 1.8% increase excluding gasoline sales.
  • Digitally enabled comparable sales grew 30%, showing continued strength in online channels.
  • Merchandise gross margin rate remained flat year-over-year in Q3 and increased 10 bps year-to-date.

Cash Flow Health

Free Cash Flow7/8 positive
TTM$250M
Q3 '26
$-14M-116%
Q2 '26
$84M+25%
FCF Margin
TTM1.2%
Q3 '26-0.3%-116%
Sector: 4.9%Below Avg
OCF Margin4.3%
OCF/NI1.58x
CapEx Coverage1.4x
FCF Yield2.1%
FCF Growth (2Y)
Cash Conversion Cycle
11 days
DSO: 5+DIO: 33DPO: 27

Capital Allocation & Returns

Growth Focused
Total Shareholder YieldTTM
TTM2.0%
Div Yield0.0%
+
Buyback (TTM)2.0%

Prioritizing reinvestment over distributions

Dividend & Payout Metrics
Dividend Yield (TTM)0.0%
Free Cash Flow (TTM)$249.6M
Stock Repurchases (TTM)$231.8M
Capital Return / FCF92.9%
Est. Dividends Paid (TTM)$0
Shows how management rewards shareholders

Operational Efficiency & Returns

Return on Invested CapitalTTM
24.4%
P25MedianP75
75th pctl (med: 0.2%)
DuPont BreakdownROIC = Margin × Turn × (1+D/E)
NOPAT Margin
2.9%
Asset Turnover
2.94x
Leverage (1+D/E)
1.28x
D/E: 0.28x
DuPont: 10.8%24.4% ROIC
Asset & CapEx Efficiency
Fixed Asset Turn
10.60x
8Q:
Invested Cap Turn
8.48x
8Q:
CapEx Intensity
26.5%
8Q:
CapEx/Depreciation
2.35x
Asset-based ROIC formula

QUARTERLY TRENDS

Last 8 quarters + TTM

MetricTTMQ3 2026Q2 2026Q1 2026Q4 2026Q3 2025Q2 2025Q1 2025Q4 2025
Revenue
$21.2B
$5.3B0.6%
$5.4B4.4%
$5.2B2.4%
$5.3B3.5%
$5.1B2.0%
$5.2B5.8%
$4.9B8.2%
$5.4B
Operating Income
$816.9M
$218.4M0.8%
$216.5M6.3%
$203.6M14.2%
$178.4M22.2%
$229.4M12.6%
$203.7M26.7%
$160.8M24.9%
$214.0M
Net Income
$575.2M
$152.1M0.9%
$150.7M0.6%
$149.8M22.1%
$122.7M21.2%
$155.7M7.4%
$145.0M30.6%
$111.0M23.9%
$145.9M
Operating Cash Flow
$911.0M
$181.1M27.5%
$249.9M20.1%
$208.1M23.5%
$271.9M31.5%
$206.8M6.6%
$221.4M10.2%
$200.8M26.8%
$274.4M
Free Cash Flow
$249.6M
$-13.7M116.3%
$84.3M24.7%
$67.6M39.4%
$111.5M492.3%
$18.8M78.5%
$87.5M8.0%
$95.1M38.7%
$155.2M
Total Equity
N/A

Valuation Analysis

Fair Value
Price-to-EarningsTTM
20.2x
Valuation Lenses
Earnings
20.2x
vs sector
Cash Flow
56.6x
EV/FCF vs
Growth-Adj
PEG
N/A
Quality-Adj
0.8P/E per %ROIC
ROIC: 24.4%
Shareholder Returns
Dividend
Buyback
2.0%
Total Yield
2.0%
Market Cap$11.61B
EV
Multi-angle valuation analysis with sector context

Business Quality & Moat

Overall Quality Score
100/100
Exceptional

Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)

Returns on Capital

Return on Equity (ROE)Above Avg
29.2%
8Q:
Return on Invested Capital (ROIC)Top 25%
24.4%
8Q:
vs Sector:0.2%

DuPont Analysis (ROIC = NOPAT Margin × Asset Turnover)

NOPAT Margin: 2.9%
Asset Turnover: 2.94x

Earnings Quality

Cash Conversion

1.58x

OCF / Net Income

FCF Consistency

Positive quarters

Competitive Moat Indicators

Pricing Power

Gross Margin18.6%

Capital Efficiency

Invested Capital Turnover8.48x

Working Capital

Cash Conversion Cycle11 days

Growth Quality & Momentum

Growth Rates

Revenue Growth YoY
N/A
OpInc Growth YoY
-4.8%
EPS Growth YoY
N/A
FCF 3Y CAGR
N/A

Margin Quality & Sustainability

Low Quality
Profitability Cascade
Gross
18.6%
Operating
3.9%
Below Avg in sector
Net
2.7%
Margins Unknown
Earnings Quality Signals
SBC / Revenue
FCF vs Net Gap
-1.5 pts
FCF: 1.2% | Net: 2.7%

Quality = stability + cash conversion + low dilution

Balance Sheet & Solvency

Solid
Net Debt / EBITDA
Net Debt: $553.91M
Interest Coverage
Leverage Metrics
Debt-to-Equity
0.28x
Balance sheet risk & solvency analysis