FIFTH THIRD BANCORP (FITB) Factsheet
FIFTH THIRD BANCORP (FITB) Stock Analysis
Analysis from 10-Q filed 2025-11-04. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 16.1%. D/E 0.0x. Source: 10-Q filed 2025-11-04.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 16.1% | Strong cash generation |
| Debt/Equity | 0.0x | Conservative leverage |
FCF margin 16.1% — Bottom 50%.
Explore FIFTH THIRD BANCORP: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for FITB: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: FIFTH THIRD BANCORP earns N/A ROIC
ROIC TTM N/A, sector median 20.8%. Source: 10-Q filed 2025-11-04.
| Metric | FITB | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 20.8% |
| Return on Equity (ROE) | 8.9% | Adequate | Moderate equity returns |
Cash Flow: FIFTH THIRD BANCORP generates $1.6B FCF at 16.1% margin, positive NaN/8 quarters
FCF TTM $1.6B. FCF margin 16.1%, Bottom 50%. OCF/Net income 1.1x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-11-04.
| Metric | FITB | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 16.1% | Good | Excellent cash conversion |
| Free Cash Flow (TTM) | $1.6B | Good | Positive cash generation |
| OCF/Net Income | 1.1x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: FIFTH THIRD BANCORP at 0.0x leverage
Debt/Equity 0.0x. Net cash $2.8B. Source: 10-Q filed 2025-11-04.
| Metric | FITB | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.0x | Excellent | Conservative capital structure |
| Net Cash Position | $2.8B | Excellent | Net cash positive |
Valuation: FIFTH THIRD BANCORP trades at 16.2x earnings
P/E 16.2x. EV/Sales 3.1x. FCF yield 4.8%. Dividend yield 3.6%. Source: 10-Q filed 2025-11-04.
| Metric | FITB | Rating | Context |
|---|---|---|---|
| P/E Ratio | 16.2x | Adequate | Reasonable valuation |
| EV/Sales | 3.1x | Good | Growth premium priced in |
| FCF Yield | 4.8% | Good | Lower cash yield |
| Dividend Yield | 3.6% | Adequate | Meaningful income |
Capital Allocation: FIFTH THIRD BANCORP returns 4.5% shareholder yield
Total shareholder yield 4.5% (div 3.6% + buyback 0.9%). Capital returned $1.5B TTM. Source: 10-Q filed 2025-11-04.
| Metric | FITB | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 4.5% | Good | Dividend + buyback yield combined |
| Buyback Yield | 0.9% | Adequate | Minimal buyback activity |
| Total Capital Returned (TTM) | $1.5B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 16.1% | Bottom 50% | 0.8x below |
| Return on Equity (ROE) | 8.9% | Bottom 50% | 0.8x below |
| P/E Ratio | 16.2x | N/A | - |
Financial Scorecard
| Metric | FITB | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 16.1% | Good | Bottom 50% of sector (median: 21.0%) |
| Debt to Equity Ratio | 3.8% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 16.2x | Adequate | Fair value |
| Free Cash Flow Yield | 4.8% | Adequate | Moderate yield |
Frequently Asked Questions
Q: What is FIFTH THIRD BANCORP's Return on Invested Capital (ROIC)?
FIFTH THIRD BANCORP (FITB) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median 20.8%. Source: 10-Q filed 2025-11-04.
Q: What is FIFTH THIRD BANCORP's Free Cash Flow Margin?
FIFTH THIRD BANCORP (FITB) has a free cash flow margin of 16.1%, generating $1.6 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-11-04.
Q: What is FIFTH THIRD BANCORP's P/E ratio and how does it compare to peers?
FIFTH THIRD BANCORP (FITB) trades at a P/E ratio of 16.2x, which is above the sector median of N/A. EV/Sales 3.1x. FCF yield 4.8%. Source: 10-Q filed 2025-11-04.
Q: Does FIFTH THIRD BANCORP pay a dividend?
FIFTH THIRD BANCORP (FITB) currently pays a dividend yield of 3.6%. Total shareholder yield (dividend + buybacks) 4.5%. Source: 10-Q filed 2025-11-04.
Q: What is FIFTH THIRD BANCORP's revenue and earnings growth?
FIFTH THIRD BANCORP (FITB) grew revenue by 110.4% year-over-year. EPS -9.5% YoY. Source: 10-Q filed 2025-11-04.
Q: Is FIFTH THIRD BANCORP buying back stock?
FIFTH THIRD BANCORP (FITB) repurchased $300.0 million of stock over the trailing twelve months. This represents a buyback yield of 0.9%. Source: 10-Q filed 2025-11-04.
Q: How does FIFTH THIRD BANCORP compare to competitors in Financials?
Compared to other companies in Financials, FIFTH THIRD BANCORP (FITB) shows: ROIC N/A, sector median 20.8% (NaNx). FCF margin 16.1%, sector median 21.0% (Bottom 50%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with FIFTH THIRD BANCORP?
No quantitative warning flags fired for FIFTH THIRD BANCORP (FITB) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2025-11-04.
Data Source: Data sourced from 10-Q filed 2025-11-04. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.