HARTFORD INSURANCE GROUP, INC. (HIG) Factsheet
HARTFORD INSURANCE GROUP, INC. (HIG) Stock Analysis
Analysis from 10-Q filed 2025-10-27. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 20.2%. D/E 0.0x. Source: 10-Q filed 2025-10-27.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 20.2% | Strong cash generation |
| Debt/Equity | 0.0x | Conservative leverage |
FCF margin 20.2% — Bottom 50%.
Explore HARTFORD INSURANCE GROUP, INC.: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for HIG: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: HARTFORD INSURANCE GROUP, INC. earns N/A ROIC
ROIC TTM N/A, sector median 20.8%. Source: 10-Q filed 2025-10-27.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 20.8% |
| Return on Equity (ROE) | 22.2% | Excellent | Efficient use of shareholder equity |
Cash Flow: HARTFORD INSURANCE GROUP, INC. generates $5.8B FCF at 20.2% margin, positive NaN/8 quarters
FCF TTM $5.8B. FCF margin 20.2%, Bottom 50%. OCF/Net income 1.5x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-10-27.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 20.2% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $5.8B | Good | Positive cash generation |
| OCF/Net Income | 1.5x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: HARTFORD INSURANCE GROUP, INC. at 0.0x leverage
Debt/Equity 0.0x. Source: 10-Q filed 2025-10-27.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.0x | Excellent | Conservative capital structure |
Valuation: HARTFORD INSURANCE GROUP, INC. trades at 9.4x earnings
P/E 9.4x. EV/Sales 1.3x. FCF yield 15.4%. Dividend yield 1.7%. Source: 10-Q filed 2025-10-27.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| P/E Ratio | 9.4x | Adequate | Reasonable valuation |
| EV/Sales | 1.3x | Excellent | Attractive revenue multiple |
| FCF Yield | 15.4% | Excellent | Attractive cash return |
| Dividend Yield | 1.7% | Adequate | Growth focus over income |
Capital Allocation: HARTFORD INSURANCE GROUP, INC. returns 6.1% shareholder yield
Total shareholder yield 6.1% (div 1.7% + buyback 4.4%). Capital returned $2.3B TTM. Source: 10-Q filed 2025-10-27.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 6.1% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 4.4% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $2.3B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 20.2% | Bottom 50% | 1.0x below |
| Return on Equity (ROE) | 22.2% | Top 5% | 2.1x above |
| P/E Ratio | 9.4x | N/A | - |
Financial Scorecard
| Metric | HIG | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 20.2% | Excellent | Bottom 50% of sector (median: 21.0%) |
| Debt to Equity Ratio | 0.0% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 937.8% | Adequate | Attractively valued |
| Free Cash Flow Yield | 15.4% | Excellent | High cash return |
Frequently Asked Questions
Q: What is HARTFORD INSURANCE GROUP, INC.'s Return on Invested Capital (ROIC)?
HARTFORD INSURANCE GROUP, INC. (HIG) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median 20.8%. Source: 10-Q filed 2025-10-27.
Q: What is HARTFORD INSURANCE GROUP, INC.'s Free Cash Flow Margin?
HARTFORD INSURANCE GROUP, INC. (HIG) has a free cash flow margin of 20.2%, generating $5.8 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-10-27.
Q: What is HARTFORD INSURANCE GROUP, INC.'s P/E ratio and how does it compare to peers?
HARTFORD INSURANCE GROUP, INC. (HIG) trades at a P/E ratio of 9.4x, which is above the sector median of N/A. EV/Sales 1.3x. FCF yield 15.4%. Source: 10-Q filed 2025-10-27.
Q: Does HARTFORD INSURANCE GROUP, INC. pay a dividend?
HARTFORD INSURANCE GROUP, INC. (HIG) currently pays a dividend yield of 1.7%. Total shareholder yield (dividend + buybacks) 6.1%. Source: 10-Q filed 2025-10-27.
Q: What is HARTFORD INSURANCE GROUP, INC.'s revenue and earnings growth?
HARTFORD INSURANCE GROUP, INC. (HIG) grew revenue by 6.9% year-over-year. EPS +41.9% YoY. Source: 10-Q filed 2025-10-27.
Q: Is HARTFORD INSURANCE GROUP, INC. buying back stock?
HARTFORD INSURANCE GROUP, INC. (HIG) repurchased $1.7 billion of stock over the trailing twelve months. This represents a buyback yield of 4.4%. Source: 10-Q filed 2025-10-27.
Q: How does HARTFORD INSURANCE GROUP, INC. compare to competitors in Financials?
Compared to other companies in Financials, HARTFORD INSURANCE GROUP, INC. (HIG) shows: ROIC N/A, sector median 20.8% (NaNx). FCF margin 20.2%, sector median 21.0% (Bottom 50%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with HARTFORD INSURANCE GROUP, INC.?
No quantitative warning flags fired for HARTFORD INSURANCE GROUP, INC. (HIG) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2025-10-27.
Data Source: Data sourced from 10-Q filed 2025-10-27. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.