Truist Financial reported a strong first quarter with EPS growth driven by disciplined execution and improved profitability. The company maintained strong asset quality and returned significant capital to shareholders, while investing in technology for efficiency.
Diluted EPS of $1.09, up 25% compared to 1Q25.
positiveNet income available to common shareholders was $1.4 billion.
positiveReturned $1.8 billion to shareholders through dividends and repurchases.
positiveNoninterest expense was down $187 million, or 5.9%, compared to 4Q25.
positiveAverage loans and leases HFI were up $2.3 billion, or 0.7%, compared to 4Q25.
positiveAverage deposits were up $2.9 billion, or 0.7%, compared to 4Q25.
positiveTotal revenue - TE was down 1.9% compared to 4Q25.
attentionNet interest income - TE decreased 2.8% compared to 4Q25.
attentionNIM - TE was down five basis points to 3.02% compared to 4Q25.
attentionNonperforming loans to total loans HFI were up two basis points to 0.50%.
attentionNCO ratio of 61 basis points was up four basis points compared to 4Q25.
attentionMargin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.
| Segment | Current | Prior Yr | YoY | % Total |
|---|---|---|---|---|
Consumer Banking | N/A | — | — | — |
Commercial Banking | N/A | — | — | — |
Investment Banking and Trading | N/A | — | — | — |
Wealth Management | N/A | — | — | — |
| Total Revenue | $0.00M | — | — | 100.0% |
Segment performance shows business unit health and growth drivers.
Delivered a strong first quarter, with earnings per share up 25% from the first quarter of 2025, driven by disciplined execution against our strategic priorities and continued momentum across the franchise.
Continued to build new client relationships, grow in attractive markets, and generate high-quality loan and deposit growth that is translating into improved profitability.
Maintained strong asset quality metrics, returned capital to shareholders at an accelerated pace, and continued to invest in scalable technology to better serve our clients and operate more efficiently.
Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.
Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.