AMERICAN INTERNATIONAL GROUP, INC. (AIG) Earnings History

AMERICAN INTERNATIONAL GROUP, INC. - Q1 2026 EarningsBeat

Filed at: Apr 30, 2026, 4:17 PM EDT|Read from source

EXECUTIVE SUMMARY

AIG reported strong first quarter 2026 results, driven by significant growth in net premiums written and a substantial increase in underwriting income for its General Insurance segment. The company demonstrated improved profitability and continued capital return to shareholders, signaling confidence in its strategic execution and long-term outlook.

POSITIVE HIGHLIGHTS

  • •

    Adjusted after-tax income (AATI) per diluted share increased 80% year-over-year to $2.11.

    positive
  • •

    General Insurance underwriting income more than tripled, increasing 219% year-over-year to $774 million.

    positive
  • •

    General Insurance combined ratio improved by 850 basis points year-over-year to 87.3%.

    positive
  • •

    Net premiums written (NPW) increased 24% year-over-year on a reported basis, or 18% on a constant dollar basis.

    positive
  • •

    Quarterly dividend increased by 11% to $0.50 per share, marking the fourth consecutive year of double-digit dividend increases.

    positive
  • •

    Returned $760 million of capital to shareholders, including $519 million in share repurchases.

    positive

CONCERNS & RISKS

  • •

    Total net investment income decreased by 36% year-over-year to $712 million, primarily due to changes in the fair value of investments in Corebridge and equity securities.

    attention
  • •

    Net investment income and other in Other Operations decreased by 51% from the prior year quarter, mainly due to lower parent liquidity levels and reduced dividend income from Corebridge.

    attention

FINANCIAL METRICS

Revenue
Quarterly
N/A
N/A
Net Income
Quarterly
$763.00M
+9.3%
Prior year: $698.00M
EPS (Diluted)
Quarterly
$1.41
+21.6%
Prior year: $1.16
Operating Income
Quarterly
N/A
N/A
EPS (Basic)
Quarterly
$1.42
+20.3%
Prior year: $1.18

MARGIN ANALYSIS

Net Margin
Current Quarter
13.6%
Prior Year
15.8%
YoY Change
-213 bps

Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.

REVENUE BY SEGMENT — Q1 2026 2026

VISUAL OVERVIEW

|
GENERAL INSURANCE(3 segments)
0.0%
N/A
CC: +18.0%
OTHER OPERATIONS
0.0%
N/A

DETAILED BREAKDOWN

|
SegmentCurrentPrior YrYoY% TotalCC
GENERAL INSURANCE
N/A———+18.0%
OTHER OPERATIONS
N/A————
Total Revenue$0.00M——100.0%—

Segment performance shows business unit health and growth drivers. Constant currency (CC) removes FX impact for like-for-like comparison.

EARNINGS CALL —

Call date
2026-04-30
Tone
N/A
Hedge density
N/A
Deflection rate
N/A

MANAGEMENT COMMENTARY

AIG entered 2026 with significant momentum and delivered outstanding first quarter results, highlighting the strength of our underwriting capabilities and sustained earnings momentum across our businesses.

— AMERICAN INTERNATIONAL GROUP, INC., Q1 2026 2026 Earnings Call

We delivered impressive top-line growth with net premiums written increasing 24% year-over-year on a reported basis or 18% on a constant dollar basis.

— AMERICAN INTERNATIONAL GROUP, INC., Q1 2026 2026 Earnings Call

Underwriting income for the first quarter more than tripled year-over-year to $774 million.

— AMERICAN INTERNATIONAL GROUP, INC., Q1 2026 2026 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

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