First Hawaiian, Inc. concluded 2025 with a strong fourth quarter, demonstrating growth in loans and deposits, and maintaining profitability. The company also announced a new stock repurchase program and declared a quarterly dividend.
Net income of $69.9 million, or $0.56 per diluted share.
positiveTotal loans and leases increased $183.1 million versus prior quarter.
positiveNet interest margin increased 2 basis points to 3.21%.
positiveBoard of Directors declared a quarterly dividend of $0.26 per share.
positiveBoard of Directors adopted a $250.0 million stock repurchase program.
positiveTotal deposits decreased $213.9 million versus prior quarter.
attentionRecorded a $7.7 million provision for credit losses, an increase from $4.5 million in the prior quarter.
attentionNet charge-offs were $5.0 million, or 0.14% of average loans and leases on an annualized basis, compared to $4.2 million, or 0.12% in the prior quarter.
attentionTotal non-performing assets were $41.0 million, or 0.29% of total loans and leases and other real estate owned, on December 31, 2025, compared to $30.9 million, or 0.22% on September 30, 2025.
attentionMargin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.
First Hawaiian finished 2025 with another strong quarter.
Loans grew, retail and commercial deposits grew, and we remained the most profitable bank in the state.
Board of Directors declared a quarterly cash dividend of $0.26 per share.
Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.
Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.