Shift4 Payments, Inc. (FOUR) Earnings History

Shift4 Payments, Inc. - Q4 FY2025 EarningsBeat

Filed at: Feb 26, 2026, 7:03 AM EST|Read from source

EXECUTIVE SUMMARY

Shift4 Payments delivered a strong fourth quarter and a transformative year, characterized by significant growth in gross profit and revenue less network fees, alongside robust adjusted EBITDA margins. The company is strategically positioning itself for continued global expansion and leveraging AI for operational efficiencies and product enhancement.

POSITIVE HIGHLIGHTS

  • •

    Gross profit grew 58% YoY to $429 million, and gross revenue less network fees (GRLNF) grew 51% YoY to $610 million.

    positive
  • •

    Adjusted EBITDA increased 48% YoY to $304 million, with an adjusted EBITDA margin of 50%.

    positive
  • •

    Net cash provided by operating activities increased 71% YoY to $224 million, and Adjusted Free Cash Flow increased 28% YoY to $171 million.

    positive
  • •

    Volume grew 23% YoY to $59 billion, with a 46% CAGR over the last four years.

    positive

CONCERNS & RISKS

  • •

    Net income decreased 62% YoY to $53 million, and GAAP diluted EPS decreased from $1.44 to $0.36.

    negative
  • •

    The acquisition of Global Blue, while expanding geographic reach, is slightly dilutive to adjusted EBITDA margins and working capital in the near term.

    attention
  • •

    The company's 2026 guidance for Gross Revenue Less Network Fees (GRLNF) growth is 26%-31%, which, while strong, includes mid-single-digit growth in Tax-Free Shopping and low-single-digit growth in subscription and other revenue, indicating potential moderation in certain segments.

    attention

FINANCIAL METRICS

Revenue
Quarterly
$1.19B
+34.0%
Prior year: $887.00M
Annual (YTD)
$4.18B
N/A
Prior year: $3.33B
Net Income
Quarterly
$53.00M
-61.9%
Prior year: $139.00M
Annual (YTD)
$147.00M
N/A
Prior year: $295.00M
EPS (Diluted)
Quarterly
$0.36
-75.0%
Prior year: $1.44
Operating Income
Quarterly
$128.00M
+48.8%
Prior year: $86.00M
Annual (YTD)
$351.00M
N/A
Prior year: $247.00M
EPS (Basic)
Quarterly
$0.37
-77.7%
Prior year: $1.66

MARGIN ANALYSIS

Gross Margin
Current Quarter
36.1%
Prior Year
30.6%
YoY Change
+553 bps
Operating Margin
Current Quarter
10.8%
Prior Year
9.7%
YoY Change
+108 bps
Net Margin
Current Quarter
4.5%
Prior Year
15.2%
YoY Change
-1076 bps

Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.

REVENUE BY SEGMENT — Q4 FY2025 2025

VISUAL OVERVIEW

|
Payments-Based Revenue Less Network Fees
0.0%
N/A
Tax-Free Shopping (TFS)
0.0%
N/A
Subscription and Other Revenue
0.0%
N/A

DETAILED BREAKDOWN

|
SegmentCurrentPrior YrYoY% Total
Payments-Based Revenue Less Network Fees
N/A———
Tax-Free Shopping (TFS)
N/A———
Subscription and Other Revenue
N/A———
Total Revenue$0.00M——100.0%

Segment performance shows business unit health and growth drivers.

MANAGEMENT GUIDANCE

Q1 2026

Gross Revenue Less Network Fees
$540000.0B—$555000.0B
Mid-point: $547500.0B
"+XX% YoY"
Adjusted Free Cash Flow
235,000,000—240,000,000
Mid-point: 237,500,000
"+XX% YoY"
Adjusted EBITDA
235,000,000—240,000,000
Mid-point: 237,500,000
"+XX% YoY"

Forward-looking guidance is subject to change and does not constitute a guarantee. Actual results may differ materially from these estimates.

MANAGEMENT COMMENTARY

We power the Experience Economy, enabling businesses to deliver the Moments that Matter.

— Shift4 Payments, Inc., Q4 FY2025 2025 Earnings Call

Our quarterly financial performance delivered a combination of growth, profitability, and several quarterly records.

— Shift4 Payments, Inc., Q4 FY2025 2025 Earnings Call

We have been experts of the in-person commerce experience and grown steadily from small restaurants to serving the largest resort, sports and entertainment environments in the U.S.

— Shift4 Payments, Inc., Q4 FY2025 2025 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

OPERATIONAL METRICS

Blended Spreads
57
bps
Volume
59000.0M
+22.9% YoY
Prior year: 48000.0M
USD

Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.