Great Elm Capital Corp. (GECC) Earnings History

Great Elm Capital Corp. - Q4 FY2025 EarningsMissed

Filed at: Mar 2, 2026, 5:10 PM EST|Read from source

EXECUTIVE SUMMARY

Great Elm Capital Corp. reported a challenging fourth quarter and full year 2025, marked by significant net realized and unrealized losses, leading to a decrease in net asset value per share. Despite the challenging environment, the company took steps to improve portfolio credit quality, strengthen its investment platform, and manage its capital structure through debt repurchases and a new stock repurchase program authorization.

POSITIVE HIGHLIGHTS

  • •

    Net Investment Income (NII) per share grew over 50% quarter-over-quarter to $0.31 in 4Q 2025, driven by increased cash income from investments.

    positive
  • •

    The Investment Adviser waived all accrued incentive fees through March 31, 2026, equating to approximately $2.3 million or $0.16 per share, aligning with shareholder interests.

    positive
  • •

    The company declared a quarterly distribution of $0.30 per share for Q1 2026, resulting in an annualized dividend yield of 19.2% as of February 27, 2026.

    positive
  • •

    Strengthened liquidity position with approximately $5 million of cash and equivalents, $50 million of revolving credit facility availability, and ample liquid assets as of December 31, 2025.

    positive

CONCERNS & RISKS

  • •

    Net realized and unrealized losses for the quarter ended December 31, 2025, were approximately $49.1 million, or ($2.57) per share, significantly impacting net asset value.

    negative
  • •

    Net asset value per share decreased to $8.07 as of December 31, 2025, down from $10.01 as of September 30, 2025, primarily due to unrealized losses.

    negative
  • •

    Total investment income decreased to $12.6 million in 4Q 2025 from $10.6 million in 3Q 2025, but full-year investment income declined to $49.9 million in 2025 from $39.3 million in 2024.

    attention
  • •

    Interest expense increased to $18.4 million in 2025 from $14.9 million in 2024, contributing to higher overall expenses.

    attention
  • •

    The company reported a net decrease in net assets resulting from operations of $31.8 million for the full year 2025, compared to a net increase of $3.6 million in 2024.

    negative

FINANCIAL METRICS

Revenue
Quarterly
N/A
N/A
Annual (YTD)
$49.99M
N/A
Prior year: $39.32M
Net Income
Quarterly
N/A
N/A
Annual (YTD)
$17.32M
N/A
Prior year: $12.45M
EPS (Diluted)
Quarterly
$-1.57
-1027.7%
Prior year: $0.17
Operating Income
Quarterly
N/A
N/A
EPS (Basic)
Quarterly
$-1.57
-1027.7%
Prior year: $0.17

MARGIN ANALYSIS

Margin metrics will be available once backend extracts data from insights_json

REVENUE BY SEGMENT — Q4 FY2025 2025

VISUAL OVERVIEW

|
Corporate Credit
0.0%
N/A
Great Elm Specialty Finance
0.0%
N/A
CLO Investments
0.0%
N/A
Dividend-Paying Equity Investments
0.0%
N/A
Other Equity Investments
0.0%
N/A

DETAILED BREAKDOWN

|
SegmentCurrentPrior YrYoY% Total
Corporate Credit
N/A———
Great Elm Specialty Finance
N/A———
CLO Investments
N/A———
Dividend-Paying Equity Investments
N/A———
Other Equity Investments
N/A———
Total Revenue$0.00M——100.0%

Segment performance shows business unit health and growth drivers.

SPECIAL ITEMS & ADJUSTMENTS

FY2025
Accrued incentive fees waived by Investment Adviser
Waived through March 31, 2026
+$2.3M
$0.16 per share

Special items are non-recurring events that may distort period-over-period comparisons. Analysts typically adjust for these when calculating normalized earnings.

MANAGEMENT COMMENTARY

GECC has a strong foundation, and I look forward to working closely with the Board and management team to build on that foundation with disciplined credit underwriting, active portfolio management, and a continued focus on long-term shareholder value.

— Great Elm Capital Corp., Q4 FY2025 2025 Earnings Call

The Manager's decision to waive all accrued and unpaid incentive fees through the first quarter of 2026 reflects a clear commitment to alignment with GECC shareholders.

— Great Elm Capital Corp., Q4 FY2025 2025 Earnings Call

Our fourth quarter results reflected a challenging credit environment, including realized and unrealized losses in select positions.

— Great Elm Capital Corp., Q4 FY2025 2025 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

OPERATIONAL METRICS

Floating Rate Instruments Pct Of Debt
74
%
Nonaccruals Pct Of Portfolio
<1.0
%
Weighted Average Current Yield On Debt Portfolio
11.7
%

Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.