Gemini reported a significant step forward in Q3 2025, its first quarter as a public company, marked by strong growth in trading volumes and credit card engagement, alongside strategic international expansion and product launches.
Trading volumes reached $16.4 billion, a multi-year quarterly high driven by expanding institutional activity.
positiveGemini Credit Card surpassed 100,000 open accounts and $350 million in quarterly transaction volume, more than doubling quarter over quarter.
positiveServices revenue increased 111% Q/Q to $19.9 million, reflecting diversification from credit card, staking, and custody products.
positiveLaunched in Australia and secured MiCA license in Europe, expanding regulated global footprint.
positiveIntroduced Gemini Wallet, a self-custody wallet for crypto users and developers.
positiveNet loss was ($159.5) million for the quarter, and ($441.9) million year-to-date.
negativeOperating expenses totaled $171.4 million, up $72.7 million sequentially, primarily due to IPO-related stock-based compensation and marketing.
attentionTransaction losses increased by $4.1 million Q/Q to $7.7 million, driven by business scaling and increased provision for credit losses on the card portfolio.
attentionMargin metrics will be available once backend extracts data from insights_json
Forward-looking guidance is subject to change and does not constitute a guarantee. Actual results may differ materially from these estimates.
Special items are non-recurring events that may distort period-over-period comparisons. Analysts typically adjust for these when calculating normalized earnings.
Gemini is building the trusted bridge to the future of money, connecting the world to the crypto frontier.
The company's integrated model of trust, engagement, and liquidity flywheel is expected to compound over time.
Strategic focus areas include expanding regulated global footprint, scaling crypto adoption, deepening trading activity, enabling secure onchain access, and enhancing capital efficiency.
Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.
Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.