Gen Digital Inc. (GEN) Stock Analysis

Gen Digital Inc. (GEN) Stock Analysis

Overall Grade: F (Concerning)

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Gen Digital Inc. faces challenges in financial performance that warrant careful analysis.

Key Metrics:

Metric Value Context
ROIC 8.0% Near cost of capital
FCF Margin 32.1% Strong cash generation
Debt/Equity 3.6x Elevated debt

Investment Thesis: Healthy free cash flow margin of 32.1% provides financial flexibility for growth and shareholder returns.


What is Gen Digital Inc.'s Profitability and ROIC?

Gen Digital Inc.'s return on invested capital of 8.0% is around industry norms. Gross margin of 78.8% with operating margin at 36.7% reflects the company's strong market position.

Key Metrics

Metric Value Rating Interpretation
Return on Invested Capital (ROIC) 8.0% Adequate Adequate returns
Return on Equity (ROE) 25.8% Excellent Efficient use of shareholder equity
Gross Margin 78.8% Excellent Strong pricing power
Operating Margin 36.7% Excellent Efficient operations

How Strong is Gen Digital Inc.'s Cash Flow Quality?

Gen Digital Inc. generated $1.5B in free cash flow over the trailing twelve months, representing a 32.1% margin. Cash earnings quality is strong, with operating cash flow exceeding net income by 2.6x.

Key Metrics

Metric Value Rating Interpretation
Free Cash Flow Margin 32.1% Excellent Excellent cash conversion
Free Cash Flow (TTM) $1.5B Good Positive cash generation
OCF/Net Income 2.6x Excellent High earnings quality
FCF Consistency (8Q) N/A Warning Variable cash flow

What is Gen Digital Inc.'s Financial Health?

Gen Digital Inc.'s debt-to-equity ratio of 3.6x indicates elevated leverage.

Key Metrics

Metric Value Rating Interpretation
Debt to Equity 3.6x Red flag Elevated leverage
Net Cash Position $-7.8B Warning Net debt position

Is Gen Digital Inc. Stock Overvalued or Undervalued?

Gen Digital Inc. trades at a P/E of 26.6x, representing a premium to the sector median of N/A. Free cash flow yield of 9.5% offers attractive cash returns.

Key Metrics

Metric Value Rating Interpretation
P/E Ratio 26.6x Adequate Premium valuation
EV/Sales 5.0x Adequate Growth premium priced in
FCF Yield 9.5% Excellent Attractive cash return
Dividend Yield 1.9% Adequate Growth focus over income

Sector Rankings

Metric Value Percentile vs Median
Return on Invested Capital (ROIC) 8.0% Top 50% 1.2x above
Free Cash Flow Margin 32.1% Top 25% 3.2x above
Gross Margin 78.8% Top 25% 1.5x above
Operating Margin 36.7% Top 5% 5.8x above
Return on Equity (ROE) 25.8% Top 25% 4.1x above
P/E Ratio 26.6x N/A -

Rating Thresholds

Return on Invested Capital (ROIC)

Measures how efficiently a company uses its debt and equity capital to generate profits. ROIC above 15% typically indicates a competitive moat.

Rating Range Interpretation
Excellent > 20% Exceptional capital efficiency, strong competitive moat
Good 12% - 20% Above-average returns, sustainable competitive position
Adequate 8% - 12% Around cost of capital, moderate competitive position
Warning 4% - 8% Below cost of capital, value may be eroding
Red flag < 4% Significant capital destruction, fundamental issues

Current: 8.0% (Adequate - Top 50% of sector (median: 6.5%))

Free Cash Flow Margin

The percentage of revenue converted to free cash flow. Higher margins indicate stronger cash generation and business quality.

Rating Range Interpretation
Excellent > 20% Strong cash generation, high-quality business
Good 10% - 20% Healthy cash conversion
Adequate 5% - 10% Moderate cash generation
Warning 0% - 5% Thin cash margins, capital intensive
Red flag < 0% Cash burn, potential liquidity concerns

Current: 32.1% (Excellent - Top 25% of sector (median: 10.0%))

Gross Margin

Revenue minus cost of goods sold as a percentage. Higher gross margins indicate pricing power and competitive advantage.

Rating Range Interpretation
Excellent > 50% Strong pricing power and competitive moat
Good 30% - 50% Healthy margins, differentiated product
Adequate 20% - 30% Moderate margins, competitive industry
Warning 10% - 20% Thin margins, commodity-like business
Red flag < 10% Very thin margins, structural challenges

Current: 78.8% (Excellent - Top 25% of sector (median: 52.9%))

Debt to Equity Ratio

Total debt divided by shareholders' equity. Lower ratios indicate more conservative financing and reduced financial risk.

Rating Range Interpretation
Excellent < 0.3x Conservative leverage, strong balance sheet
Good 0.3x - 0.7x Moderate leverage, healthy financial position
Adequate 0.7x - 1.5x Elevated leverage, monitor closely
Warning 1.5x - 3.0x High leverage, increased financial risk
Red flag > 3.0x Excessive leverage, potential distress risk

Current: 360.5% (Red flag)

P/E Ratio (Price-to-Earnings)

Stock price divided by earnings per share. Lower P/E may indicate undervaluation, while higher P/E suggests growth expectations.

Rating Range Interpretation
Excellent < 15x Attractively valued, potential opportunity
Good 15x - 25x Fair value for quality company
Adequate 25x - 35x Growth premium, justify with earnings growth
Warning 35x - 50x High expectations priced in
Red flag > 50x or negative Speculative valuation or losses

Current: 26.6x (Adequate)

Free Cash Flow Yield

Free cash flow per share divided by stock price. Higher FCF yield indicates better cash return relative to valuation.

Rating Range Interpretation
Excellent > 8% High cash return, potential value opportunity
Good 5% - 8% Solid cash yield
Adequate 3% - 5% Moderate cash return
Warning 1% - 3% Low cash yield, growth expectations
Red flag < 1% Minimal cash return to shareholders

Current: 9.5% (Excellent)


Frequently Asked Questions

Q: What is Gen Digital Inc.'s Return on Invested Capital (ROIC)?

Gen Digital Inc. (GEN) has a trailing twelve-month Return on Invested Capital (ROIC) of 8.0%. This compares above the sector median of 6.5%. An ROIC near 8-12% is approximately the cost of capital for most companies.

Q: What is Gen Digital Inc.'s Free Cash Flow Margin?

Gen Digital Inc. (GEN) has a free cash flow margin of 32.1%, generating $1.5 billion in free cash flow over the trailing twelve months. A FCF margin above 20% indicates excellent cash conversion and a high-quality business model.

Q: Is Gen Digital Inc. stock overvalued or undervalued?

Gen Digital Inc. (GEN) trades at a P/E ratio of 26.6x, which is above the sector median of N/A. The EV/Sales multiple is 5.0x. Free cash flow yield is 9.5%, which represents an attractive cash return to investors.

Q: Does Gen Digital Inc. pay a dividend?

Gen Digital Inc. (GEN) currently pays a dividend yield of 1.9%. Including share buybacks, the total shareholder yield is 4.6%. The relatively low yield suggests the company prioritizes growth reinvestment over income distribution.

Q: How much debt does Gen Digital Inc. have?

Gen Digital Inc. (GEN) has a debt-to-equity ratio of 3.6x with total debt of $8.4 billion. Net debt position is $7.8 billion.

Q: What is Gen Digital Inc.'s revenue and earnings growth?

Gen Digital Inc. (GEN) grew revenue by 21.5% year-over-year. Earnings per share decreased by 4.9% compared to the prior year. Double-digit revenue growth indicates strong demand and market share gains.

Q: Is Gen Digital Inc. buying back stock?

Gen Digital Inc. (GEN) repurchased $434.0 million of stock over the trailing twelve months. This represents a buyback yield of 2.7%.

Q: How does Gen Digital Inc. compare to competitors in Technology?

Compared to other companies in Technology, Gen Digital Inc. (GEN) shows: ROIC of 8.0% is above the sector median of 6.5% (Top 47%). FCF margin of 32.1% exceeds the sector median of 10.0% (Top 12% of sector). Gross margin at 78.8% is 25.9 percentage points higher than sector peers. These rankings are based on MetricDuck's analysis of all Technology companies with available SEC filings.

Q: What warning signs should I watch for with Gen Digital Inc.?

Investors in Gen Digital Inc. (GEN) should monitor these potential warning signs: 1) Debt-to-equity of 3.6x is elevated. Regular monitoring of SEC filings and quarterly trends is recommended.


Data Source: Data sourced from 10-Q filed 2025-11-07. TTM metrics as of Q1 2026.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

This analysis is for informational purposes only and does not constitute investment advice.