HARTFORD INSURANCE GROUP, INC. (HIG) Factsheet
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HARTFORD INSURANCE GROUP, INC. (HIG) Stock Analysis
Analysis from 10-Q filed 2026-10-26. Data as of Q3 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. D/E 0.2x. Source: 10-Q filed 2026-10-26.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| Debt/Equity | 0.2x | Conservative leverage |
N/A ROIC, N/A FCF margin, 0.2x D/E. From 10-Q filed 2026-10-26.
Explore HARTFORD INSURANCE GROUP, INC.: Earnings History | Overview
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for HIG: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_section, get_metric_history, compare_companies, screen_filing_signals.
Profitability: HARTFORD INSURANCE GROUP, INC. earns N/A ROIC
ROIC TTM N/A. Source: 10-Q filed 2026-10-26.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below cost of capital |
| Return on Equity (ROE) | 24.2% | Excellent | Efficient use of shareholder equity |
Cash Flow Analysis for HARTFORD INSURANCE GROUP, INC.
OCF/Net income 1.5x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2026-10-26.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| OCF/Net Income | 1.5x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: HARTFORD INSURANCE GROUP, INC. at 0.2x leverage, 27.6x interest coverage
Debt/Equity 0.2x. Net cash $138.0M. Interest coverage 27.6x. Source: 10-Q filed 2026-10-26.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.2x | Excellent | Conservative capital structure |
| Net Cash Position | $138.0M | Excellent | Net cash positive |
| Interest Coverage | 27.6x | Excellent | Comfortable debt service |
Valuation: HARTFORD INSURANCE GROUP, INC. trades at 8.0x earnings
P/E 8.0x. EV/Sales 1.2x. Dividend yield 1.7%. Source: 10-Q filed 2026-10-26.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| P/E Ratio | 8.0x | Adequate | Reasonable valuation |
| EV/Sales | 1.2x | Excellent | Attractive revenue multiple |
| Dividend Yield | 1.7% | Adequate | Growth focus over income |
Capital Allocation: HARTFORD INSURANCE GROUP, INC. returns 6.7% shareholder yield, reducing shares 4.0% YoY
Total shareholder yield 6.7% (div 1.7% + buyback 4.9%). Share count -4.0% YoY. Capital returned $2.4B TTM. Source: 10-Q filed 2026-10-26.
| Metric | HIG | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 6.7% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 4.9% | Good | Active share repurchases |
| Share Count Change (YoY) | -4.0% | Good | Net share reduction (accretive) |
| Total Capital Returned (TTM) | $2.4B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Return on Equity (ROE) | 24.2% | Top 5% | 2.3x above |
| P/E Ratio | 8.0x | N/A | - |
Financial Scorecard
| Metric | HIG | Rating | Sector Context |
|---|---|---|---|
| Debt to Equity Ratio | 23.2% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 801.0% | Adequate | Attractively valued |
Frequently Asked Questions
Q: What is HARTFORD INSURANCE GROUP, INC.'s Return on Invested Capital (ROIC)?
HARTFORD INSURANCE GROUP, INC. (HIG) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Source: 10-Q filed 2026-10-26.
Q: What is HARTFORD INSURANCE GROUP, INC.'s Free Cash Flow Margin?
HARTFORD INSURANCE GROUP, INC. (HIG) has a free cash flow margin of N/A, Source: 10-Q filed 2026-10-26.
Q: What is HARTFORD INSURANCE GROUP, INC.'s P/E ratio and how does it compare to peers?
HARTFORD INSURANCE GROUP, INC. (HIG) trades at a P/E ratio of 8.0x, which is above the sector median of N/A. EV/Sales 1.2x. Source: 10-Q filed 2026-10-26.
Q: Does HARTFORD INSURANCE GROUP, INC. pay a dividend?
HARTFORD INSURANCE GROUP, INC. (HIG) currently pays a dividend yield of 1.7%. Total shareholder yield (dividend + buybacks) 6.7%. Source: 10-Q filed 2026-10-26.
Q: What is HARTFORD INSURANCE GROUP, INC.'s revenue and earnings growth?
HARTFORD INSURANCE GROUP, INC. (HIG) grew revenue by 9.2% year-over-year. EPS +35.1% YoY. Source: 10-Q filed 2026-10-26.
Q: Is HARTFORD INSURANCE GROUP, INC. buying back stock?
HARTFORD INSURANCE GROUP, INC. (HIG) repurchased $1.8 billion of stock over the trailing twelve months. This represents a buyback yield of 4.9%. Share count -4.0% YoY. Source: 10-Q filed 2026-10-26.
Q: How does HARTFORD INSURANCE GROUP, INC. compare to competitors in Financials?
Compared to other companies in Financials, HARTFORD INSURANCE GROUP, INC. (HIG) shows: These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with HARTFORD INSURANCE GROUP, INC.?
No quantitative warning flags fired for HARTFORD INSURANCE GROUP, INC. (HIG) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2026-10-26.
Data Source: Data sourced from 10-Q filed 2026-10-26. TTM metrics as of Q3 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.
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