Health In Tech, Inc. (HIT) Earnings History

Health In Tech, Inc. - Q3 2025 Earnings

Filed at: Nov 12, 2025, 6:20 AM EST|Read from source

EXECUTIVE SUMMARY

Health In Tech demonstrated strong Q3 2025 performance with significant revenue acceleration and growth in key operational metrics, driven by expanding distribution channels and new product capabilities.

POSITIVE HIGHLIGHTS

  • •

    Total revenues reached $8.5 million, up 90% year over year.

    positive
  • •

    Nine-month revenue of $25.8 million, representing 132% of full-year 2024 total revenue.

    positive
  • •

    Adjusted EBITDA was $1.0 million, an increase of 49% year over year.

    positive
  • •

    Billed enrolled employees increased by 7,654 year over year to 25,248.

    positive
  • •

    Number of distribution partners (Brokers, TPAs, Agencies) expanded 57% year over year to 849.

    positive
  • •

    Pre-tax income was $0.6 million, up 48% year over year.

    positive

CONCERNS & RISKS

  • •

    Gross margin decreased from 78.0% in Q3 2024 to 60.6% in Q3 2025.

    attention
  • •

    Research and development expenses decreased significantly by 87% year over year, potentially impacting future innovation.

    attention
  • •

    Accounts receivable balance decreased by $0.1 million year over year, which could indicate slower collections or reduced sales in certain areas.

    attention

FINANCIAL METRICS

Revenue
Quarterly
$8.49M
+90.4%
Prior year: $4.46M
Annual (YTD)
$25.82M
N/A
Prior year: $14.59M
Net Income
Quarterly
$452.18K
+20.2%
Prior year: $376.09K
Annual (YTD)
$1.58M
N/A
Prior year: $814.63K
EPS (Diluted)
Quarterly
$0.01
0.0%
Prior year: $0.01
Annual (YTD)
$0.03
N/A
Prior year: $0.02
Operating Income
Quarterly
$600.22K
+47.6%
Prior year: $406.74K
Annual (YTD)
$2.12M
N/A
Prior year: $999.75K
EPS (Basic)
Quarterly
$0.01
0.0%
Prior year: $0.01
Annual (YTD)
$0.03
N/A
Prior year: $0.02

MARGIN ANALYSIS

Gross Margin
Current Quarter
60.6%
Prior Year
78.0%
YoY Change
-1740 bps
Operating Margin
Current Quarter
7.1%
Prior Year
9.1%
YoY Change
-205 bps
Net Margin
Current Quarter
5.3%
Prior Year
8.4%
YoY Change
-310 bps

Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.

MANAGEMENT COMMENTARY

Revenue growth reflects the continued expansion of our broker, TPA, and agency network, translating into sustained revenue momentum.

— Health In Tech, Inc., Q3 2025 2025 Earnings Call

Launched large-employer underwriting within eDIYBS, extending speed and scalability into the mid- and large-employer market.

— Health In Tech, Inc., Q3 2025 2025 Earnings Call

Exploring blockchain-enabled solutions for claims administration with AlphaTON Capital to modernize the process.

— Health In Tech, Inc., Q3 2025 2025 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

OPERATIONAL METRICS

Adjusted Ebitda
999.1K
+49.4% YoY
Prior year: 668.9K
dollars
Billed Enrolled Employees
25.2K
+43.5% YoY
Prior year: 17.6K
employees
Distribution Partners
849
+57.0% YoY
Prior year: 541
partners

Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.