Robinhood Markets, Inc. (HOOD) Earnings History

Robinhood Markets, Inc. - Q1 2026 EarningsBeat

Filed at: Apr 28, 2026, 4:05 PM EDT|Read from source

EXECUTIVE SUMMARY

Robinhood reported a solid first quarter with 15% revenue growth driven by strong net interest and other revenues, alongside continued expansion in Robinhood Gold subscribers and total platform assets. The company is investing in product velocity and new initiatives like Trump Accounts, which is reflected in increased operating expenses and a revised guidance for Adjusted Operating Expenses and SBC.

POSITIVE HIGHLIGHTS

  • •

    Total net revenues increased 15% year-over-year to $1.07 billion.

    positive
  • •

    Net interest revenues increased 24% year-over-year to $359 million, driven by growth in interest-earning assets.

    positive
  • •

    Other revenues increased 57% year-over-year to $85 million, primarily driven by Robinhood Gold subscription revenue up 32%.

    positive
  • •

    Robinhood Gold Subscribers increased 36% year-over-year to a record 4.3 million.

    positive
  • •

    Total Platform Assets increased 39% year-over-year to $307 billion.

    positive
  • •

    Net Deposits were $17.7 billion, an annualized growth rate of 22%.

    positive
  • •

    Share repurchases of $250 million in the quarter, with a refreshed authorization of $1.5 billion.

    positive

CONCERNS & RISKS

  • •

    Total operating expenses increased 18% year-over-year to $656 million, primarily driven by marketing and growth investments, and acquisition-related expenses.

    attention
  • •

    Updated outlook for 2026 Adjusted Operating Expenses and SBC is $2.7 billion to $2.825 billion, an increase of $100 million due to investment in Trump Accounts.

    attention
  • •

    Cryptocurrencies revenue decreased 47% year-over-year to $134 million.

    negative
  • •

    Cash Sweep decreased 8% year-over-year to $26.0 billion, due to a shift in brokerage High-Yield Cash program to fund margin lending.

    attention

FINANCIAL METRICS

Revenue
Quarterly
$1.07B
+15.0%
Prior year: $927.00M
Net Income
Quarterly
$346.00M
+3.0%
Prior year: $336.00M
EPS (Diluted)
Quarterly
$0.38
+2.7%
Prior year: $0.37
Operating Income
Quarterly
$411.00M
+11.0%
Prior year: $371.00M
EPS (Basic)
Quarterly
$0.39
+2.6%
Prior year: $0.38

MARGIN ANALYSIS

Operating Margin
Current Quarter
38.5%
Prior Year
40.0%
YoY Change
-150 bps
Net Margin
Current Quarter
32.4%
Prior Year
36.2%
YoY Change
-380 bps

Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.

EARNINGS CALL —

Call date
2026-04-28
Tone
cautious
Hedge density
N/A
Deflection rate
0.0%
View transcript Source Accession: 0001783879-26-000061

CALL GUIDANCE — Q1 2026 2026

MetricValuePeriodSpecificityvs Prior
adjusted_opex_and_sbc2.7-2.825 billionfull year 2026tight_rangeNew

CAPITAL ALLOCATION — Q1 2026 2026

  • dividendnew

    this year

  • dividendnew

    average of 17 days or 2 to 3 weeks earlier · this month

  • authorizationreaffirm

    $1.5 billion · Additionally, in March

  • buybackcontinue

    over 300 million · So far this year

  • capex_policycontinue
  • buybackcontinue
  • buybackincrease

    funded by capital

MACRO STANCE — Q1 2026 2026

  • demand_environmentneutralnew
  • ratesneutralnew
  • regulationneutralnew

Q&A SIGNALS — Q1 2026 2026

Hedge rate
N/A
Concerns retained
0
Forward commits
5

MANAGEMENT COMMENTARY

Robinhood is increasingly positioned at the center of our customers’ financial lives, just as we enter the early innings of the Great Wealth Transfer.

— Robinhood Markets, Inc., Q1 2026 2026 Earnings Call

In Q1, customers remained engaged and rapidly adopted new products, leading to a 20 percent-plus annualized net deposit growth rate, double digit growth across equities and options, and record volumes for prediction markets, futures, and index options.

— Robinhood Markets, Inc., Q1 2026 2026 Earnings Call

Q2 is off to a good start in April, as equity and option trading volumes are on track to be the highest month of the year, and even with tax season, net deposits are approximately $5 billion month-to-date.

— Robinhood Markets, Inc., Q1 2026 2026 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

OPERATIONAL METRICS

ARPU
157
+8.3% YoY
Prior year: 145
dollars
Cash Sweep
26000.0M
-7.8% YoY
Prior year: 28200.0M
dollars
Cash and Deposits
16700.0M
+71.1% YoY
Prior year: 9760.0M
dollars
Crypto Notional Trading Volumes
66000.0M
-46.8% YoY
Prior year: 124000.0M
dollars
Equity Notional Trading Volumes
638000.0M
+54.1% YoY
Prior year: 414000.0M
dollars
Event Contracts Traded
8800.0M
contracts
Funded Customers
27.4M
+6.6% YoY
Prior year: 25.7M
customers
Margin Book
17000.0M
+93.2% YoY
Prior year: 8800.0M
dollars
Net Deposits
17700.0M
+22.0% YoY
dollars
Options Contracts Traded
586.0M
+17.0% YoY
Prior year: 501.0M
contracts
Robinhood Gold Subscribers
4.3M
+36.1% YoY
Prior year: 3.2M
subscribers
Robinhood Retirement AUC
27400.0M
+90.3% YoY
Prior year: 14400.0M
dollars
Total Platform Assets
307000.0M
+39.0% YoY
Prior year: 221000.0M
dollars

Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.

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