Hercules Capital, Inc. (HTGC) Earnings History

Hercules Capital, Inc. - Q4 FY2025 EarningsBeat

Filed at: Feb 12, 2026, 4:30 PM EST|Read from source

EXECUTIVE SUMMARY

Hercules Capital reported a record-breaking year in 2025, driven by significant increases in new debt and equity commitments, fundings, and investment income. The company demonstrated strong growth in assets under management and maintained a conservative balance sheet, positioning itself for continued expansion and shareholder returns.

POSITIVE HIGHLIGHTS

  • •

    Record Full-Year 2025 Total Investment Income of $532.5 million, an increase of 7.9% year-over-year.

    positive
  • •

    Record Full-Year 2025 Net Investment Income (NII) of $341.7 million, an increase of 4.9% year-over-year.

    positive
  • •

    Record Full-Year 2025 Total New Debt and Equity Commitments of $3.92 Billion, an increase of 45.7% year-over-year.

    positive
  • •

    Record Full-Year 2025 Total Fundings of $2.28 Billion, an increase of 25.9% year-over-year.

    positive
  • •

    Assets Under Management increased by 20.5% Year-over-Year to approximately $5.7 Billion.

    positive
  • •

    Announced a New Supplemental Cash Distribution for 2026 of $0.28 per Share, Payable over Four Quarters.

    positive
  • •

    Net Asset Value (NAV) per share increased 0.7% to $12.13.

    positive
  • •

    The number of loans on non-accrual decreased quarter-over-quarter, with only one loan on non-accrual representing 0.1% of total investments at value.

    positive

CONCERNS & RISKS

  • •

    Interest expense and fees increased to $28.2 million in Q4 2025 from $22.1 million in Q4 2024, primarily due to higher weighted average borrowings and increased interest rates.

    attention
  • •

    Non-interest and fee expenses increased to $26.7 million in Q4 2025 from $21.4 million in Q4 2024, primarily due to an increase in employee compensation expenses.

    attention
  • •

    Net realized loss on debt investments was ($3.1) million in Q4 2025.

    attention
  • •

    Recorded ($16.4) million of net unrealized depreciation in Q4 2025, primarily attributable to debt investments.

    attention

FINANCIAL METRICS

Revenue
Quarterly
$137.43M
+12.8%
Prior year: $121.78M
Annual (YTD)
$532.49M
N/A
Prior year: $493.59M
Net Income
Quarterly
$86.98M
+7.2%
Prior year: $81.15M
Annual (YTD)
$341.72M
N/A
Prior year: $325.83M
EPS (Diluted)
Quarterly
$0.48
+29.7%
Prior year: $0.37
Operating Income
Quarterly
N/A
N/A
EPS (Basic)
Quarterly
$0.48
-2.0%
Prior year: $0.49

MARGIN ANALYSIS

Net Margin
Current Quarter
63.3%
Prior Year
66.6%
YoY Change
-335 bps

Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.

MANAGEMENT COMMENTARY

Record-breaking performance in 2025, achieving all-time highs in new debt and equity commitments, gross fundings, net debt portfolio growth, and investment income.

— Hercules Capital, Inc., Q4 FY2025 2025 Earnings Call

Demonstrates our ability to scale and support the world's most innovative companies while maintaining the disciplined underwriting that is the hallmark of our Company.

— Hercules Capital, Inc., Q4 FY2025 2025 Earnings Call

Positioned as the partner of choice for high-growth businesses and committed to delivering strong, consistent returns for our shareholders.

— Hercules Capital, Inc., Q4 FY2025 2025 Earnings Call

Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.

OPERATIONAL METRICS

Core Yield
12.5
0.0% YoY
Prior year: 12.5
%
GAAP Effective Yield
12.9
-4.4% YoY
Prior year: 13.5
%
Return on Average Assets ROAA
8.2
%
Return on Average Equity ROAE
16.4
%

Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.