LOWES COMPANIES INC (LOW) Stock Analysis

LOWES COMPANIES INC (LOW) Stock Analysis

Analysis from 10-Q filed 2025-11-26. Data as of Q1 2026.

Overall Grade: F (Concerning)

LOWES COMPANIES INC faces challenges in financial performance that warrant careful analysis.

Metric Value Context
ROIC 28.6% Above industry average
FCF Margin 8.9% Healthy cash flow
Debt/Equity -3.8x Conservative leverage

Investment Thesis: Strong return on invested capital of 28.6% suggests durable competitive advantages and efficient capital allocation.

Explore LOWES COMPANIES INC: Earnings History | Filing Intelligence | ROIC Analysis


Profitability: LOWES COMPANIES INC earns 28.6% ROIC, Top 5% in Consumer Discretionary

LOWES COMPANIES INC's trailing-twelve-month ROIC of 28.6% ranks Top 5% in Consumer Discretionary companies (sector median: 8.8%), driven by NOPAT margin of 9.0% combined with asset turnover of 1.8x. Source: 10-Q filed 2025-11-26. Gross margin of 33.5% with operating margin at 11.8% reflects a competitive pricing environment.

Metric LOW Rating Context
Return on Invested Capital (ROIC) 28.6% Excellent Above sector median of 8.8%
Return on Equity (ROE) -56.3% Red flag Moderate equity returns
Gross Margin 33.5% Good Competitive pricing environment
Operating Margin 11.8% Good Moderate operational efficiency

Cash Flow: LOWES COMPANIES INC generates $7.7B FCF at 8.9% margin, positive NaN/8 quarters

LOWES COMPANIES INC generated $7.7B in free cash flow (TTM), a 8.9% FCF margin, a margin that ranks Top 25% in Consumer Discretionary. Operating cash flow exceeds net income by 1.5x, indicating high earnings quality. FCF was positive in N/A of the last 8 quarters. Source: 10-Q filed 2025-11-26.

Metric LOW Rating Context
Free Cash Flow Margin 8.9% Adequate Healthy cash generation
Free Cash Flow (TTM) $7.7B Good Positive cash generation
OCF/Net Income 1.5x Excellent High earnings quality
FCF Consistency (8Q) N/A Warning Variable cash flow

Balance Sheet: LOWES COMPANIES INC at -3.8x leverage

LOWES COMPANIES INC's debt-to-equity ratio of -3.8x reflects conservative leverage. Total debt of $37.5B offset by $1.4B in cash. Source: 10-Q filed 2025-11-26.

Metric LOW Rating Context
Debt to Equity -3.8x Excellent Conservative capital structure
Net Cash Position $-36.1B Warning Net debt position

Valuation: LOWES COMPANIES INC trades at 22.5x earnings

LOWES COMPANIES INC trades at a P/E of 22.5x. Free cash flow yield of 5.1% offers attractive cash returns relative to price.

Metric LOW Rating Context
P/E Ratio 22.5x Adequate Premium valuation
EV/Sales 2.1x Good Attractive revenue multiple
FCF Yield 5.1% Good Attractive cash return
Dividend Yield 1.8% Adequate Growth focus over income

Capital Allocation: LOWES COMPANIES INC returns 1.9% shareholder yield

LOWES COMPANIES INC's total shareholder yield is 1.9% (dividends 1.8% + buybacks 0.1%). Source: 10-Q filed 2025-11-26.

Metric LOW Rating Context
Total Shareholder Yield 1.9% Adequate Dividend + buyback yield combined
Buyback Yield 0.1% Adequate Minimal buyback activity
Total Capital Returned (TTM) $2.8B Good Dividends + buybacks returned to shareholders

Sector Rankings

Metric Value Percentile vs Median
Return on Invested Capital (ROIC) 28.6% Top 5% 3.3x above
Free Cash Flow Margin 8.9% Top 25% 3.3x above
Gross Margin 33.5% Bottom 50% 0.8x below
Operating Margin 11.8% Top 25% 2.5x above
Return on Equity (ROE) -56.3% Top 5% -5.3x below
P/E Ratio 22.5x N/A -

Financial Scorecard

Metric LOW Rating Sector Context
Return on Invested Capital (ROIC) 28.6% Excellent Top 5% of sector (median: 8.8%)
Free Cash Flow Margin 8.9% Adequate Top 25% of sector (median: 2.7%)
Gross Margin 33.5% Good Bottom 50% of sector (median: 39.5%)
Debt to Equity Ratio -378.0% Excellent Conservative capital structure
P/E Ratio (Price-to-Earnings) 22.5x Adequate Fair value
Free Cash Flow Yield 5.1% Good Solid cash yield

Frequently Asked Questions

Q: What is LOWES COMPANIES INC's Return on Invested Capital (ROIC)?

LOWES COMPANIES INC (LOW) has a trailing twelve-month Return on Invested Capital (ROIC) of 28.6%. This compares above the sector median of 8.8%. An ROIC above 20% indicates exceptional capital efficiency and strong competitive advantages.

Q: What is LOWES COMPANIES INC's Free Cash Flow Margin?

LOWES COMPANIES INC (LOW) has a free cash flow margin of 8.9%, generating $7.7 billion in free cash flow over the trailing twelve months. A FCF margin between 5-10% is typical for capital-intensive businesses.

Q: Is LOWES COMPANIES INC stock overvalued or undervalued?

LOWES COMPANIES INC (LOW) trades at a P/E ratio of 22.5x, which is above the sector median of N/A. The EV/Sales multiple is 2.1x. Free cash flow yield is 5.1%, which is in line with market averages.

Q: Does LOWES COMPANIES INC pay a dividend?

LOWES COMPANIES INC (LOW) currently pays a dividend yield of 1.8%. Including share buybacks, the total shareholder yield is 1.9%. The relatively low yield suggests the company prioritizes growth reinvestment over income distribution.

Q: What is LOWES COMPANIES INC's revenue and earnings growth?

LOWES COMPANIES INC (LOW) grew revenue by 3.1% year-over-year. Earnings per share decreased by 3.1% compared to the prior year. Modest growth indicates a mature business with stable demand.

Q: Is LOWES COMPANIES INC buying back stock?

LOWES COMPANIES INC (LOW) repurchased $211.0 million of stock over the trailing twelve months. This represents a buyback yield of 0.1%.

Q: How does LOWES COMPANIES INC compare to competitors in Consumer Discretionary?

Compared to other companies in Consumer Discretionary, LOWES COMPANIES INC (LOW) shows: ROIC of 28.6% is above the sector median of 8.8% (Top 5%). FCF margin of 8.9% exceeds the sector median of 2.7% (Top 19% of sector). Gross margin at 33.5% is 6.1 percentage points lower than sector peers. These rankings are based on MetricDuck's analysis of all Consumer Discretionary companies with available SEC filings.

Q: What warning signs should I watch for with LOWES COMPANIES INC?

Investors in LOWES COMPANIES INC (LOW) should monitor these potential warning signs: 1) ROIC has been declining, potentially signaling deteriorating competitive position. Regular monitoring of SEC filings and quarterly trends is recommended.


Data Source: Data sourced from 10-Q filed 2025-11-26. TTM metrics as of Q1 2026.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.

This analysis is for informational purposes only and does not constitute investment advice.