PayPal Holdings, Inc. (PYPL) Earnings History

7 quarters held4/8 transcripts analyzed2/35 figures attestedNext: Sep 9, 2026, 5:25 PM
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PeriodRevenueYoYNet incomeEPS (dil.)Filed
Q2 2026$8.7B–$1.1B$1.25Jul 28, 2026
LATEST10-QFiled Jul 28, 2026, 7:02 AM ET
Earnings call · Jul 28, 2026transcriptView originalprepared remarksQ&Adeckwebcast
Q2 FY26YoY
Revenue$8.7B1–
Net income$1.1B–
Op income$1.4B–
EPS (dil.)$1.25–
EPS (basic)––
Net margin12.7%–
  1. [1] “Total net revenues $ 8,682 8,353 4% 5%” view source

Guidance & outlook

Management guidance

Q2 2026

fy_current

eps_diluted
No specific guidance provided
eps_diluted
No specific guidance provided
eps_diluted
$5.38—$5.38
eps_diluted
No specific guidance provided

Call guidance

Q2 2026
MetricValuePeriodSpecificityvs Prior
transaction_margin_dollarsapproximately $15.6 billionFY2026pointNew
non_gaap_eps$5.38FY2026pointNew
adjusted_free_cash_flowat least $6 billionFY2026directionalNew
share_repurchasesapproximately $6 billionFY2026pointNew
online_branded_checkout_tpv_growthlow-single-digitFY2026directionalNew
transaction_margin_dollars_headwind_from_investmentsmodestly lower than 3 pointsFY2026directionalNew
gross_savingsat least $1.5 billionnext two to three yearsdirectionalNew
gross_savingsapproximately $400 millionby the end of this yearpointNew
transformation_related_charge$120 million to $140 millionsecond half of 2026tight_rangeNew
revenue_growthlow-single-digitQ3 2026directionalNew
transaction_margin_dollars_growthslightly positiveQ3 2026directionalNew
transaction_margin_dollars_ex_interest_on_customer_balances_growthslightly positive to growing low-single digitsQ3 2026tight_rangeNew
non_transaction_operating_expenses_growthhigh-single-digitQ3 2026directionalNew
non_gaap_eps_changedecline within a low-single-digit rangeQ3 2026directionalNew
transaction_margin_dollar_growthslightly positiveQ4 2026directionalNew
branded_checkout_growthlow-single digitssecond half of 2026directionalNew
branded_checkout_growthabout 2%Q3 2026pointNew
Q1 2026$8.4B+7.2%$1.1B$1.21Aug 5, 2026
Earnings filing (8-K)10-QFiled May 5, 2026, 7:03 AM ET
Earnings call · May 5, 2026transcriptView originalprepared remarksQ&Adeckwebcast
Q1 FY26YoY
Revenue$8.4B1+7.2%
Net income$1.1B-13.5%
Op income$1.5B-2.7%
EPS (dil.)$1.21-6.2%
EPS (basic)$1.22-7.0%
Gross margin17.8%–
Op margin17.8%-1.8pp
Net margin13.3%–
  1. [1] “Total net revenues $ 8,353 $ 8,676 $ 8,417 $ 8,288 $ 7,791 Current quarter vs prior year quarter 7 %” view source
Q4 2025$8.7B+3.7%$1.4B$1.53Feb 3, 2026
Earnings filing (8-K)10-KFiled Feb 3, 2026, 7:08 AM ET
Earnings call · Feb 3, 2026transcriptView originalprepared remarksQ&Adeckwebcast
Q4 FY25YoYFY25
Revenue$8.7B+3.7%$33.2B
Net income$1.4B+28.2%$5.2B
Op income$1.5B––
EPS (dil.)$1.53+37.8%$5.41
EPS (basic)–––
Op margin17.4%+0.2pp
Q3 2025$8.4B+7.0%$1.2B$1.30Oct 28, 2025
Earnings filing (8-K)10-QFiled Oct 28, 2025, 7:01 AM ET
Earnings call · Oct 28, 2025transcriptView originalprepared remarksQ&Adeckwebcast
Q3 FY25YoY9M FY25
Revenue$8.4B+7.0%$24.5B
Net income$1.2B+23.6%$3.8B
Op income$1.5B+9.3%$4.6B
EPS (dil.)$1.30+31.3%$3.88
EPS (basic)$1.31+31.0%$3.92
Op margin18.1%+0.3pp
Net margin14.8%+1.9pp
Q2 2025$8.3B+5.0%$1.3B$1.29Jul 29, 2025
Earnings filing (8-K)10-QFiled Jul 29, 2025, 7:00 AM ET
Earnings call · Jul 29, 2025transcriptView originaldeckwebcast
Q2 FY25YoY6M FY25
Revenue$8.3B+5.0%$16.1B
Net income$1.3B+12.0%$2.5B
Op income$1.5B+14.0%$3.0B
EPS (dil.)$1.29+20.0%$2.58
EPS (basic)$1.30+20.4%$2.61
Op margin18.1%+1.3pp
Net margin15.2%+0.9pp
Q1 2025$7.8B+1.0%$1.3B$1.29Apr 29, 2025
Earnings filing (8-K)10-QFiled Apr 29, 2025, 7:01 AM ET
Earnings call · Apr 29, 2025transcriptView originaldeckwebcast
Q1 FY25YoY
Revenue$7.8B+1.0%
Net income$1.3B+45.0%
Op income$1.5B+31.0%
EPS (dil.)$1.29+55.4%
EPS (basic)$1.31+57.8%
Op margin19.6%+4.4pp
Net margin16.5%+5.0pp
Q4 2024$8.4B+4.0%$1.1B$1.11Feb 4, 2025
Earnings filing (8-K)10-KFiled Feb 4, 2025, 7:01 AM ET
Earnings call · Feb 4, 2025transcriptView originaldeckwebcast
Q4 FY24YoYFY24
Revenue$8.4B+4.0%$31.8B
Net income$1.1B-20.0%$4.1B
Op income$1.4B-17.0%$5.3B
EPS (dil.)$1.11-15.0%$3.99
EPS (basic)$1.12-14.0%$4.03
Op margin17.2%-4.3pp
Net margin13.4%-4.1pp

IR event calendar

Upcoming
  • Goldman Sachs Communacopia + Technology Conference 2026 Sep 9, 2026, 5:25 PM
  • PayPal's Third Quarter 2026 Earnings CallOct 27, 2026, 8:00 AM
Past
  • PayPal's Second Quarter 2026 Earnings CallJul 28, 2026, 8:00 AM
    webcastdocumentdocumentpresentationpress_releasetranscriptwebcast
  • Evercore Global TMT ConferenceJun 3, 2026, 3:00 PM
    webcastwebcast
  • Bernstein 42nd Strategic Decisions ConferenceMay 27, 2026, 8:00 AM
    webcastpresentationwebcast
  • PayPal’s 2026 Annual Meeting of StockholdersMay 19, 2026, 8:30 AM
    webcastdocumentwebcast
  • PayPal’s First Quarter 2026 Earnings CallMay 5, 2026, 8:00 AM
    webcastdocumentdocumentpresentationpress_releasetranscriptwebcast
  • Wolfe Fintech ForumMar 10, 2026, 9:25 AM
    webcastwebcast

+73 more

IR event calendar last checked 2026-08-16 07:00:04+00; events announced since are not shown.

Filing coverage

69 filings indexed · 63,320 XBRL facts
FilingDatePeriodSectionsTables
8-K2026-07-28Q2 2026110
10-Q2026-07-28–39118
8-K2026-05-21–20
8-K2026-05-15–10
8-K2026-05-05Q1 2026120
10-Q2026-05-05–3990
8-K2026-04-30–10
DEF 14A2026-04-07–120
8-K2026-03-25–30
8-K2026-02-03Q4 2025110

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