UNITEDHEALTH GROUP INC (UNH) Earnings History

8 quarters held2/5 transcripts analyzed2/40 figures attested
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PeriodRevenueYoYNet incomeEPS (dil.)Filed
Q2 2026$112.0B+30.2%$5.5B$6.04Aug 5, 2026
LATESTEarnings filing (8-K)10-QFiled Jul 16, 2026, 6:00 AM ET
Earnings call · Jul 16, 2026
Q2 FY26YoY6M FY26
Revenue$112.0B1+30.2%$223.8B
Net income$5.5B+61.0%$11.8B
Op income$8.0B+55.3%$17.0B
EPS (dil.)$6.04+61.5%–
EPS (basic)–––
Op margin4.9%+0.3pp
Net margin4.9%+1.8pp
  1. [1] “Consolidated revenues for the second quarter 2026 were $112.0 billion” view source

Guidance & outlook

Management guidance

Q2 2026

fy_current

eps_diluted
$18.45—$18.95
eps_diluted
$19.50—$20.00
operating_income
25.4B—25.4B
net_income
No specific guidance provided
free_cash_flow
24.0B—24.0B
other
No specific guidance provided
operating_income
12.0B—12.0B
operating_income
2.3B—2.3B
operating_income
4.9B—4.9B

Special items & operational metrics

Operational metrics

Q2 2026
Medical Care Ratio
86.7
-3.0% YoY
Prior year: 89.4
Operating Cost Ratio
12.7
+3.3% YoY
Prior year: 12.3
Days Claims Payable
47
+5.6% YoY
Prior year: 44.5
Days Sales Outstanding
17.7
-11.1% YoY
Prior year: 19.9
Q1 2026$111.7B+2.0%$6.5B$6.90Apr 21, 2026
Earnings filing (8-K)10-QFiled Apr 21, 2026, 6:02 AM ET
Earnings call · Apr 21, 2026transcriptView originalprepared remarksQ&A
Q1 FY26YoY
Revenue$111.7B+2.0%
Net income$6.5B+0.1%
Op income$9.0B-1.4%
EPS (dil.)$6.90+0.7%
EPS (basic)––
Op margin8.0%-0.3pp
Net margin5.6%-0.1pp
FY 2025$113.2B+12.3%$218.0M$0.01Jan 27, 2026
Earnings filing (8-K)10-KFiled Jan 27, 2026, 6:02 AM ET
Earnings call · Jan 27, 2026
FY25YoY
Revenue$113.2B+12.3%
Net income$218.0M-96.1%
Op income$380.0M-95.1%
EPS (dil.)$0.011-99.8%
EPS (basic)––
Op margin0.3%-7.4pp
Net margin0.2%-5.3pp
  1. [1] “Full year and fourth quarter 2025 net earnings were $13.23 and $0.01 per share.” view source
Q3 2025$113.2B+12.0%$2.3B$2.59Oct 28, 2025
Earnings filing (8-K)10-QFiled Oct 28, 2025, 6:02 AM ET
Earnings call · Oct 28, 2025transcriptprepared remarksQ&A
Q3 FY25YoY9M FY25
Revenue$113.2B+12.0%$334.4B
Net income$2.3B-61.2%$12.0B
Op income$4.3B-50.4%$18.6B
EPS (dil.)$2.59-60.4%$13.21
EPS (basic)–––
Op margin3.8%-4.8pp
Net margin2.1%-3.9pp
Q2 2025$111.6B+12.9%$3.4B$3.74Jul 29, 2025
Earnings filing (8-K)10-QFiled Jul 29, 2025, 6:04 AM ET
Q2 FY25YoY6M FY25
Revenue$111.6B+12.9%–
Net income$3.4B-19.2%$13.3B
Op income$5.2B-34.6%$21.6B
EPS (dil.)$3.74-17.6%$14.65
EPS (basic)–––
Op margin4.6%-3.4pp
Net margin3.1%-1.2pp
Q1 2025$109.6B+9.8%$6.3B$6.85Apr 17, 2025
Earnings filing (8-K)10-QFiled Apr 17, 2025, 6:01 AM ET
Q1 FY25YoY
Revenue$109.6B+9.8%
Net income$6.3B–
Op income$9.1B+15.0%
EPS (dil.)$6.85–
EPS (basic)––
Op margin8.3%+0.4pp
Net margin5.7%+7.1pp
Q4 2024$100.8B+6.8%$5.5B$5.98Jan 16, 2025
Earnings filing (8-K)10-KFiled Jan 16, 2025, 6:02 AM ET
Q4 FY24YoYFY24
Revenue$100.8B+6.8%$400.3B
Net income$5.5B+1.6%$14.4B
Op income$7.8B+1.1%$32.3B
EPS (dil.)$5.98+2.6%$15.51
EPS (basic)–––
Op margin7.7%-0.4pp
Net margin5.5%-0.3pp
Q3 2024––––Oct 15, 2024
10-QFiled Oct 15, 2024, 6:03 AM ET
Q3 FY24YoY
Revenue––
Net income––
Op income––
EPS (dil.)––
EPS (basic)––

IR event calendar

This company's IR event calendar has not been harvested yet — an empty result here does NOT mean the company has no IR events.

Filing coverage

67 filings indexed · 77,825 XBRL facts
FilingDatePeriodSectionsTables
10-Q2026-08-10–2837
8-K2026-07-16Q2 202630
8-K2026-06-05–10
10-Q2026-05-05–2829
DEF 14A2026-04-21–360
8-K2026-04-21Q1 202630
8-K2026-03-02–10
10-K2026-03-02–5262
8-K2026-02-25–10
8-K2026-01-27Q4 202530

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