Block, Inc. (XYZ) Factsheet

Block, Inc. (XYZ) Stock Analysis

Analysis from 10-Q filed 2025-11-06. Data as of Q1 2026.

Overall Grade: F (Concerning)

Grade F (Concerning). ROIC 3.2%. FCF margin 13.3%. D/E 0.3x. Source: 10-Q filed 2025-11-06.

Metric Value Context
ROIC 3.2% Below expectations
FCF Margin 13.3% Healthy cash flow
Debt/Equity 0.3x Conservative leverage

ROIC 3.2% — Bottom 50% of sector peers. FCF margin 13.3% — Top 50%.

Explore Block, Inc.: Earnings History | Filings

Programmatic access: Available via MCP at mcp.metricduck.com. Tools for XYZ: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.


Profitability: Block, Inc. earns 3.2% ROIC, Bottom 50% in Technology

ROIC TTM 3.2%, sector median 3.6%, Bottom 50%. DuPont: NOPAT margin 3.7% × asset turnover 0.6x. Gross margin 44.9%. Operating margin 4.9%. Source: 10-Q filed 2025-11-06.

Metric XYZ Rating Context
Return on Invested Capital (ROIC) 3.2% Red flag Below sector median of 3.6%
Return on Equity (ROE) 3.6% Warning Moderate equity returns
Gross Margin 44.9% Good Strong pricing power
Operating Margin 4.9% Warning Moderate operational efficiency

Cash Flow: Block, Inc. generates $3.3B FCF at 13.3% margin, positive NaN/8 quarters

FCF TTM $3.3B. FCF margin 13.3%, Top 50%. OCF/Net income 4.2x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-11-06.

Metric XYZ Rating Context
Free Cash Flow Margin 13.3% Good Healthy cash generation
Free Cash Flow (TTM) $3.3B Good Positive cash generation
OCF/Net Income 4.2x Excellent High earnings quality
FCF Consistency (8Q) N/A Warning Variable cash flow

Balance Sheet: Block, Inc. at 0.3x leverage

Debt/Equity 0.3x. Total debt $7.3B, cash & investments $6.9B. Source: 10-Q filed 2025-11-06.

Metric XYZ Rating Context
Debt to Equity 0.3x Good Conservative capital structure
Net Cash Position $-434.2M Adequate Net debt position

Valuation: Block, Inc. trades at 45.3x earnings

P/E 45.3x. EV/Sales 1.5x. FCF yield 8.9%. Source: 10-Q filed 2025-11-06.

Metric XYZ Rating Context
P/E Ratio 45.3x Adequate Premium valuation
EV/Sales 1.5x Excellent Attractive revenue multiple
FCF Yield 8.9% Excellent Attractive cash return

Capital Allocation: Block, Inc. returns 6.9% shareholder yield

Total shareholder yield 6.9% (buyback 6.9%). Capital returned $2.5B TTM. Source: 10-Q filed 2025-11-06.

Metric XYZ Rating Context
Total Shareholder Yield 6.9% Excellent Dividend + buyback yield combined
Buyback Yield 6.9% Good Active share repurchases
Total Capital Returned (TTM) $2.5B Good Dividends + buybacks returned to shareholders

Sector Rankings

Metric Value Percentile vs Median
Return on Invested Capital (ROIC) 3.2% Bottom 50% 0.9x below
Free Cash Flow Margin 13.3% Top 50% 1.6x above
Gross Margin 44.9% Bottom 50% 0.9x below
Operating Margin 4.9% Top 50% 1.1x above
Return on Equity (ROE) 3.6% Bottom 50% 0.7x below
P/E Ratio 45.3x N/A -

Financial Scorecard

Metric XYZ Rating Sector Context
Return on Invested Capital (ROIC) 3.2% Red flag Bottom 50% of sector (median: 3.6%)
Free Cash Flow Margin 13.3% Good Top 50% of sector (median: 8.5%)
Gross Margin 44.9% Good Bottom 50% of sector (median: 49.9%)
Debt to Equity Ratio 33.6% Good Moderate leverage
P/E Ratio (Price-to-Earnings) 45.3x Adequate High expectations priced in
Free Cash Flow Yield 8.9% Excellent High cash return

Frequently Asked Questions

Q: What is Block, Inc.'s Return on Invested Capital (ROIC)?

Block, Inc. (XYZ) has a trailing twelve-month Return on Invested Capital (ROIC) of 3.2%. Sector median 3.6%. Source: 10-Q filed 2025-11-06.

Q: What is Block, Inc.'s Free Cash Flow Margin?

Block, Inc. (XYZ) has a free cash flow margin of 13.3%, generating $3.3 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-11-06.

Q: What is Block, Inc.'s P/E ratio and how does it compare to peers?

Block, Inc. (XYZ) trades at a P/E ratio of 45.3x, which is above the sector median of N/A. EV/Sales 1.5x. FCF yield 8.9%. Source: 10-Q filed 2025-11-06.

Q: What is Block, Inc.'s revenue and earnings growth?

Block, Inc. (XYZ) grew revenue by 2.3% year-over-year. EPS -68.0% YoY. Source: 10-Q filed 2025-11-06.

Q: Is Block, Inc. buying back stock?

Block, Inc. (XYZ) repurchased $2.5 billion of stock over the trailing twelve months. This represents a buyback yield of 6.9%. Source: 10-Q filed 2025-11-06.

Q: How does Block, Inc. compare to competitors in Technology?

Compared to other companies in Technology, Block, Inc. (XYZ) shows: ROIC 3.2%, sector median 3.6% (Bottom 50%). FCF margin 13.3%, sector median 8.5% (Top 50%). Gross margin 44.9%, 5.1pp below sector median. These rankings are based on MetricDuck's analysis of all Technology companies with available SEC filings.

Q: What warning signs should I watch for with Block, Inc.?

Quantitative warning flags for Block, Inc. (XYZ): 1) ROIC declining -2.4% over 8 quarters. Source: 10-Q filed 2025-11-06.


Data Source: Data sourced from 10-Q filed 2025-11-06. TTM metrics as of Q1 2026.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.

This analysis is for informational purposes only and does not constitute investment advice.