Block, Inc. (XYZ) Factsheet

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Block, Inc. (XYZ) Stock Analysis

Analysis from 10-Q filed 2026-08-05. Data as of Q2 2026.

Overall Grade: F (Concerning)

Grade F (Concerning). ROIC 2.2%. FCF margin 15.5%. D/E 0.3x. Source: 10-Q filed 2026-08-05.

Metric Value Context
ROIC 2.2% Below expectations
FCF Margin 15.5% Strong cash generation
Debt/Equity 0.3x Conservative leverage

ROIC 2.2% — Bottom 50% of sector peers. FCF margin 15.5% — Top 50%.

Explore Block, Inc.: Earnings History | Filings

Programmatic access: Available via MCP at mcp.metricduck.com. Tools for XYZ: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.


Profitability: Block, Inc. earns 2.2% ROIC, Bottom 50% in Technology

ROIC TTM 2.2%, sector median 3.7%, Bottom 50%. DuPont: NOPAT margin 2.6% × asset turnover 0.6x. Gross margin 46.4%. Operating margin 4.7%. Source: 10-Q filed 2026-08-05.

Metric XYZ Rating Context
Return on Invested Capital (ROIC) 2.2% Red flag Below sector median of 3.7%
Return on Equity (ROE) 1.6% Warning Moderate equity returns
Gross Margin 46.4% Good Strong pricing power
Operating Margin 4.7% Warning Moderate operational efficiency

Cash Flow: Block, Inc. generates $3.9B FCF at 15.5% margin, positive NaN/8 quarters

FCF TTM $3.9B. FCF margin 15.5%, Top 50%. OCF/Net income 11.4x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2026-08-05.

Metric XYZ Rating Context
Free Cash Flow Margin 15.5% Good Excellent cash conversion
Free Cash Flow (TTM) $3.9B Good Positive cash generation
OCF/Net Income 11.4x Excellent High earnings quality
FCF Consistency (8Q) N/A Warning Variable cash flow

Balance Sheet: Block, Inc. at 0.3x leverage, 3.7x interest coverage

Debt/Equity 0.3x. Net cash $706.8M. Interest coverage 3.7x. Source: 10-Q filed 2026-08-05.

Metric XYZ Rating Context
Debt to Equity 0.3x Excellent Conservative capital structure
Net Cash Position $706.8M Excellent Net cash positive
Interest Coverage 3.7x Adequate Monitor debt obligations

Valuation: Block, Inc. trades at 125.1x earnings

P/E 125.1x. EV/Sales 1.7x. FCF yield 8.7%. Source: 10-Q filed 2026-08-05.

Metric XYZ Rating Context
P/E Ratio 125.1x Warning Premium valuation
EV/Sales 1.7x Excellent Attractive revenue multiple
FCF Yield 8.7% Excellent Attractive cash return

Capital Allocation: Block, Inc. returns 4.3% shareholder yield, reducing shares 1.5% YoY

Total shareholder yield 4.3% (buyback 4.3%). Share count -1.5% YoY. Capital returned $1.9B TTM. Source: 10-Q filed 2026-08-05.

Metric XYZ Rating Context
Total Shareholder Yield 4.3% Good Dividend + buyback yield combined
Buyback Yield 4.3% Good Active share repurchases
Share Count Change (YoY) -1.5% Good Net share reduction (accretive)
Total Capital Returned (TTM) $1.9B Good Dividends + buybacks returned to shareholders

Sector Rankings

Metric Value Percentile vs Median
Return on Invested Capital (ROIC) 2.2% Bottom 50% 0.6x below
Free Cash Flow Margin 15.5% Top 50% 1.5x above
Gross Margin 46.4% Bottom 50% 0.9x below
Operating Margin 4.7% Top 50% 1.1x above
Return on Equity (ROE) 1.6% Bottom 50% 0.3x below
P/E Ratio 125.1x N/A -

Financial Scorecard

Metric XYZ Rating Sector Context
Return on Invested Capital (ROIC) 2.2% Red flag Bottom 50% of sector (median: 3.7%)
Free Cash Flow Margin 15.5% Good Top 50% of sector (median: 10.3%)
Gross Margin 46.4% Good Bottom 50% of sector (median: 50.5%)
Debt to Equity Ratio 25.9% Excellent Conservative capital structure
P/E Ratio (Price-to-Earnings) 125.1x Warning High expectations priced in
Free Cash Flow Yield 8.7% Excellent High cash return

Frequently Asked Questions

Q: What is Block, Inc.'s Return on Invested Capital (ROIC)?

Block, Inc. (XYZ) has a trailing twelve-month Return on Invested Capital (ROIC) of 2.2%. The 8-quarter median ROIC is 3.9% with a declining trend. Sector median 3.7%. Source: 10-Q filed 2026-08-05.

Q: What is Block, Inc.'s Free Cash Flow Margin?

Block, Inc. (XYZ) has a free cash flow margin of 15.5%, generating $3.9 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2026-08-05.

Q: What is Block, Inc.'s P/E ratio and how does it compare to peers?

Block, Inc. (XYZ) trades at a P/E ratio of 125.1x, which is above the sector median of N/A. EV/Sales 1.7x. FCF yield 8.7%. Source: 10-Q filed 2026-08-05.

Q: What is Block, Inc.'s revenue and earnings growth?

Block, Inc. (XYZ) grew revenue by 5.1% year-over-year. EPS -87.5% YoY. Source: 10-Q filed 2026-08-05.

Q: Is Block, Inc. buying back stock?

Block, Inc. (XYZ) repurchased $1.9 billion of stock over the trailing twelve months. This represents a buyback yield of 4.3%. Share count -1.5% YoY. Source: 10-Q filed 2026-08-05.

Q: How does Block, Inc. compare to competitors in Technology?

Compared to other companies in Technology, Block, Inc. (XYZ) shows: ROIC 2.2%, sector median 3.7% (Bottom 50%). FCF margin 15.5%, sector median 10.3% (Top 50%). Gross margin 46.4%, 4.1pp below sector median. These rankings are based on MetricDuck's analysis of all Technology companies with available SEC filings.

Q: What warning signs should I watch for with Block, Inc.?

No quantitative warning flags fired for Block, Inc. (XYZ) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2026-08-05.


Data Source: Data sourced from 10-Q filed 2026-08-05. TTM metrics as of Q2 2026.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.

This analysis is for informational purposes only and does not constitute investment advice.