FY2025

All articles tagged with "FY2025"

8 articles

DKS 10-K Analysis: DICK'S EPS Grew 3.8% — Consolidated EPS Fell 29%

Dick's Sporting Goods grew its core business EPS 3.8% to $14.58 in FY2025 while consolidated GAAP EPS fell 29% to $9.97. The FY2025 10-K reveals a two-speed retailer: the DICK'S segment earned 11.1% margins while Foot Locker lost $52 million. At $202, the market assigns negative $1.4 billion to the FL acquisition — making this a binary bet on a $177 million turnaround pinned to one back-to-school season.

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MAR 10-K Analysis: Credit Card Fees Are Outrunning the Hotel Business

Marriott International reported 14.2% EPS growth in FY2025, but the 10-K reveals a structural divergence beneath the headline. Co-branded credit card fees grew $105 million — exceeding the $94 million from actual hotel rooms growth — and the credit card increment accelerated 78% year-over-year. Meanwhile, the debt-funded buyback machine that delivered one-third of EPS growth is getting more expensive: average buyback price rose from $273 to $318 per share. This analysis decomposes Marriott's three growth engines and tracks where the efficiency is breaking down.

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IAU 10-K Analysis: Why a 65% Gold Rally Delivered 4 Different Returns

iShares Gold Trust posted $24.3 billion in FY2025 'net income' with zero revenue, zero cash flow, and zero employees. Gold rose 65%. The trust's NAV doubled. But the 10-K filing reveals four different answers to the question every gold investor should ask: what did I actually earn? We decompose IAU's record year into four components — gold price appreciation, per-share value capture, flow amplification from 229.5 million new shares, and BlackRock's $124 million in guaranteed fee extraction.

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CME 10-K Analysis: Record Volumes Mask a Rate-Dependent Profit Engine

CME Group posted record revenue of $6.5 billion, record average daily volume of 28.1 million contracts, and record earnings of $11.16 EPS in FY2025. But the 10-K reveals that 62% of pretax income growth came from reinvesting $164 billion in customer collateral — not from the exchange fee business. With a 97.8% dividend payout ratio and the Fed signaling rate cuts, CME's most important profit engine is entirely outside management's control.

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GBTC 10-K Analysis: The Triple-Compounding Drag Hollowing Out Bitcoin's Original Trust

Grayscale Bitcoin Trust held 619,526 Bitcoin in December 2023. Two years later, it holds 165,692 — a 73.3% collapse that cost the Trust three-quarters of its assets while its sponsor still collects $281 million a year in fees. The 10-K filing reveals three compounding mechanisms hollowing out GBTC: a fee that actually costs 1.67% (not the stated 1.5%), redemptions that accelerate when Bitcoin falls, and insiders who dumped 92.3% of their own holdings. For remaining holders, GBTC isn't a Bitcoin investment — it's a subscription to a fee machine where the exit is blocked by a capital gains wall.

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MDLN 10-K Analysis: Why Medline's Growth Story Is a Leveraged Margin Trap

Medline Inc. grew revenue 11.5% to $28.4 billion — the fastest among its med-surg peers. But the 10-K reveals that $2.9 billion in new revenue produced just $67 million in incremental operating income, a 2.3% capture rate below the company's own cost of debt. With ROIC at 5.96% versus a 6.50% cost of debt, a Q4 gross margin cliff to 24.6%, and a potential $11 billion Tax Receivable Agreement owed to PE sponsors, the filing documents a capital structure that demands more than operations can deliver.

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IMO 10-K Analysis: Why a $1 Billion Charge Hides a Better Story

Imperial Oil reported a 32% earnings collapse in FY 2025 — its steepest since the pandemic. But the 10-K's reconciliation tables reveal $1.031 billion in one-time charges (Norman Wells end-of-life and restructuring) explain 68% of the decline. Strip those out, and you find a company producing at a 30-year high of 438,000 boe/d, returning 142% of net income to shareholders, and funding the highest total shareholder yield (10.8%) among major energy peers — all while borrowing from ExxonMobil at 2.7%.

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