AMERIPRISE FINANCIAL INC (AMP) Stock Analysis
AMERIPRISE FINANCIAL INC (AMP) Stock Analysis
Analysis from 10-Q filed 2025-10-31. Data as of Q4 2025.
Overall Grade: F (Concerning)
AMERIPRISE FINANCIAL INC faces challenges in financial performance that warrant careful analysis.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 43.2% | Strong cash generation |
| Debt/Equity | 0.0x | Conservative leverage |
Investment Thesis: Healthy free cash flow margin of 43.2% provides financial flexibility for growth and shareholder returns.
Explore AMERIPRISE FINANCIAL INC: Earnings History | Filing Intelligence | ROIC Analysis
Profitability: AMERIPRISE FINANCIAL INC earns N/A ROIC
AMERIPRISE FINANCIAL INC's trailing-twelve-month ROIC of N/A (sector median: 7.3%). Source: 10-Q filed 2025-10-31.
| Metric | AMP | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 7.3% |
| Return on Equity (ROE) | 59.8% | Excellent | Efficient use of shareholder equity |
Cash Flow: AMERIPRISE FINANCIAL INC generates $8.2B FCF at 43.2% margin, positive NaN/8 quarters
AMERIPRISE FINANCIAL INC generated $8.2B in free cash flow (TTM), a 43.2% FCF margin, a margin that ranks Top 25% in Financials. Operating cash flow exceeds net income by 2.3x, indicating high earnings quality. FCF was positive in N/A of the last 8 quarters. Source: 10-Q filed 2025-10-31.
| Metric | AMP | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 43.2% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $8.2B | Good | Positive cash generation |
| OCF/Net Income | 2.3x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: AMERIPRISE FINANCIAL INC at 0.0x leverage
AMERIPRISE FINANCIAL INC's debt-to-equity ratio of 0.0x reflects conservative leverage. Source: 10-Q filed 2025-10-31.
| Metric | AMP | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.0x | Excellent | Conservative capital structure |
Valuation: AMERIPRISE FINANCIAL INC trades at 13.3x earnings
AMERIPRISE FINANCIAL INC trades at a P/E of 13.3x. Free cash flow yield of 17.2% offers attractive cash returns relative to price.
| Metric | AMP | Rating | Context |
|---|---|---|---|
| P/E Ratio | 13.3x | Adequate | Reasonable valuation |
| EV/Sales | 2.0x | Excellent | Attractive revenue multiple |
| FCF Yield | 17.2% | Excellent | Attractive cash return |
| Dividend Yield | 1.3% | Adequate | Growth focus over income |
Capital Allocation: AMERIPRISE FINANCIAL INC returns 7.4% shareholder yield
AMERIPRISE FINANCIAL INC's total shareholder yield is 7.4% (dividends 1.3% + buybacks 6.1%). Source: 10-Q filed 2025-10-31.
| Metric | AMP | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 7.4% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 6.1% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $3.5B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 43.2% | Top 25% | 2.0x above |
| Return on Equity (ROE) | 59.8% | Top 5% | 5.7x above |
| P/E Ratio | 13.3x | N/A | - |
Financial Scorecard
| Metric | AMP | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 43.2% | Excellent | Top 25% of sector (median: 21.7%) |
| Debt to Equity Ratio | 0.0% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 13.3x | Adequate | Attractively valued |
| Free Cash Flow Yield | 17.2% | Excellent | High cash return |
Frequently Asked Questions
Q: What is AMERIPRISE FINANCIAL INC's Return on Invested Capital (ROIC)?
AMERIPRISE FINANCIAL INC (AMP) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. This compares below the sector median of 7.3%. An ROIC below 8% suggests the company may be destroying shareholder value.
Q: What is AMERIPRISE FINANCIAL INC's Free Cash Flow Margin?
AMERIPRISE FINANCIAL INC (AMP) has a free cash flow margin of 43.2%, generating $8.2 billion in free cash flow over the trailing twelve months. A FCF margin above 20% indicates excellent cash conversion and a high-quality business model.
Q: Is AMERIPRISE FINANCIAL INC stock overvalued or undervalued?
AMERIPRISE FINANCIAL INC (AMP) trades at a P/E ratio of 13.3x, which is above the sector median of N/A. The EV/Sales multiple is 2.0x. Free cash flow yield is 17.2%, which represents an attractive cash return to investors.
Q: Does AMERIPRISE FINANCIAL INC pay a dividend?
AMERIPRISE FINANCIAL INC (AMP) currently pays a dividend yield of 1.3%. Including share buybacks, the total shareholder yield is 7.4%. The relatively low yield suggests the company prioritizes growth reinvestment over income distribution.
Q: What is AMERIPRISE FINANCIAL INC's revenue and earnings growth?
AMERIPRISE FINANCIAL INC (AMP) grew revenue by 5.5% year-over-year. Earnings per share increased by 10.1% compared to the prior year. Modest growth indicates a mature business with stable demand.
Q: Is AMERIPRISE FINANCIAL INC buying back stock?
AMERIPRISE FINANCIAL INC (AMP) repurchased $2.9 billion of stock over the trailing twelve months. This represents a buyback yield of 6.1%.
Q: How does AMERIPRISE FINANCIAL INC compare to competitors in Financials?
Compared to other companies in Financials, AMERIPRISE FINANCIAL INC (AMP) shows: ROIC of N/A is below the sector median of 7.3% (NaNx median). FCF margin of 43.2% exceeds the sector median of 21.7% (Top 16% of sector). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with AMERIPRISE FINANCIAL INC?
AMERIPRISE FINANCIAL INC (AMP) shows no major financial warning signs based on current metrics. However, investors should always monitor: 1) Margin compression trends, 2) Cash flow consistency, 3) Debt levels relative to cash generation, and 4) Changes in competitive positioning.
Data Source: Data sourced from 10-Q filed 2025-10-31. TTM metrics as of Q4 2025.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.