AMERIPRISE FINANCIAL INC (AMP) Earnings History
AMERIPRISE FINANCIAL INC - Q3 2025 EarningsBeat
EXECUTIVE SUMMARY
Ameriprise Financial delivered a strong third quarter with record client assets and improved adjusted operating earnings per diluted share. The company benefited from higher equity markets, disciplined expense management, and strong capital return to shareholders, reinforcing its financial foundation and client-focused strategy.
POSITIVE HIGHLIGHTS
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Adjusted operating earnings per diluted share increased 22 percent to $9.87.
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Total Assets Under Management, Administration and Advisement reached a record high of $1.7 trillion, up 8 percent year-over-year.
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Adjusted operating net revenues increased 9 percent to $4.7 billion.
positive - •
The company increased its return of capital to shareholders to $842 million in the quarter.
positive - •
Adjusted operating return on equity was a strong 52.8%.
positive
CONCERNS & RISKS
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Total client net flows decreased 60% to $3.4 billion compared to $8.6 billion in the prior year.
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Wrap net flows decreased 40% to $4.8 billion compared to $8.0 billion in the prior year.
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Net investment income in the Advice & Wealth Management segment declined as expected.
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Distribution expenses in the Advice & Wealth Management segment increased 11% year-over-year.
attention
FINANCIAL METRICS
MARGIN ANALYSIS
Margin expansion indicates improving profitability and operational efficiency. Measured in basis points (bps): 100 bps = 1.0%.
REVENUE BY SEGMENT — Q3 2025 2025
VISUAL OVERVIEW
DETAILED BREAKDOWN
| Segment | Current | Prior Yr | YoY | % Total |
|---|---|---|---|---|
Advice & Wealth Management | $2990000.0B | $2742000.0B | +9.0% | 60.0% |
Retirement & Protection Solutions | $1102000.0B | $973000.0B | +13.3% | 22.1% |
Asset Management | $906000.0B | $882000.0B | +2.7% | 18.2% |
Corporate & Other | $-14000.0B | $-10000.0B | — | — |
| Total Revenue | $4984000.0B | — | — | 100.0% |
Segment performance shows business unit health and growth drivers.
MANAGEMENT GUIDANCE
FY2025
Forward-looking guidance is subject to change and does not constitute a guarantee. Actual results may differ materially from these estimates.
MANAGEMENT COMMENTARY
Ameriprise delivered a strong third quarter.
Across the firm, we’re focused on delivering an excellent client experience supported by our distinctive combination of high-quality advice, solutions and capabilities.
Our strategic investments, disciplined expense management and strong financial foundation help us to effectively navigate and grow across market cycles.
Commentary excerpts from earnings call transcripts provide management's perspective on performance, strategy, and outlook. Always review full transcripts for complete context.
OPERATIONAL METRICS
Operational metrics provide insight into business drivers and customer engagement beyond traditional financial measures.