CATERPILLAR INC (CAT) Stock Analysis

CATERPILLAR INC (CAT) Stock Analysis

Analysis from 10-Q filed 2025-11-03. Data as of Q4 2025.

Overall Grade: F (Concerning)

CATERPILLAR INC faces challenges in financial performance that warrant careful analysis.

Metric Value Context
ROIC 26.1% Above industry average
FCF Margin 13.2% Healthy cash flow

Investment Thesis: Strong return on invested capital of 26.1% suggests durable competitive advantages and efficient capital allocation.

Explore CATERPILLAR INC: Earnings History | Filing Intelligence | ROIC Analysis


Profitability: CATERPILLAR INC earns 26.1% ROIC, Top 5% in Industrials

CATERPILLAR INC's trailing-twelve-month ROIC of 26.1% ranks Top 5% in Industrials companies (sector median: 7.3%), driven by NOPAT margin of 12.5% combined with asset turnover of 0.7x. Source: 10-Q filed 2025-11-03. Gross margin of 47.0% with operating margin at 16.5% reflects strong pricing power.

Metric CAT Rating Context
Return on Invested Capital (ROIC) 26.1% Excellent Above sector median of 7.3%
Gross Margin 47.0% Good Strong pricing power
Operating Margin 16.5% Good Efficient operations

Cash Flow: CATERPILLAR INC generates $8.9B FCF at 13.2% margin, positive NaN/8 quarters

CATERPILLAR INC generated $8.9B in free cash flow (TTM), a 13.2% FCF margin, a margin that ranks Top 25% in Industrials. Operating cash flow exceeds net income by 1.3x, indicating high earnings quality. FCF was positive in N/A of the last 8 quarters. Source: 10-Q filed 2025-11-03.

Metric CAT Rating Context
Free Cash Flow Margin 13.2% Good Healthy cash generation
Free Cash Flow (TTM) $8.9B Good Positive cash generation
OCF/Net Income 1.3x Excellent High earnings quality
FCF Consistency (8Q) N/A Warning Variable cash flow

Balance Sheet Analysis for CATERPILLAR INC

Total debt of $36.2B offset by $10.0B in cash. Source: 10-Q filed 2025-11-03.

Metric CAT Rating Context
Net Cash Position $-26.2B Warning Net debt position

Valuation: CATERPILLAR INC trades at 30.3x earnings

CATERPILLAR INC trades at a P/E of 30.3x. Free cash flow yield of 3.3% reflects market expectations for growth.

Metric CAT Rating Context
P/E Ratio 30.3x Adequate Premium valuation
EV/Sales 4.1x Good Growth premium priced in
FCF Yield 3.3% Adequate Lower cash yield
Dividend Yield 1.0% Adequate Growth focus over income

Capital Allocation: CATERPILLAR INC returns 2.9% shareholder yield

CATERPILLAR INC's total shareholder yield is 2.9% (dividends 1.0% + buybacks 1.9%). Source: 10-Q filed 2025-11-03.

Metric CAT Rating Context
Total Shareholder Yield 2.9% Adequate Dividend + buyback yield combined
Buyback Yield 1.9% Adequate Minimal buyback activity
Total Capital Returned (TTM) $7.9B Good Dividends + buybacks returned to shareholders

Sector Rankings

Metric Value Percentile vs Median
Return on Invested Capital (ROIC) 26.1% Top 5% 3.6x above
Free Cash Flow Margin 13.2% Top 25% 2.8x above
Gross Margin 47.0% Top 25% 1.4x above
Operating Margin 16.5% Top 25% 2.2x above
P/E Ratio 30.3x N/A -

Financial Scorecard

Metric CAT Rating Sector Context
Return on Invested Capital (ROIC) 26.1% Excellent Top 5% of sector (median: 7.3%)
Free Cash Flow Margin 13.2% Good Top 25% of sector (median: 4.7%)
Gross Margin 47.0% Good Top 25% of sector (median: 33.1%)
P/E Ratio (Price-to-Earnings) 30.3x Adequate Growth premium
Free Cash Flow Yield 3.3% Adequate Moderate yield

Frequently Asked Questions

Q: What is CATERPILLAR INC's Return on Invested Capital (ROIC)?

CATERPILLAR INC (CAT) has a trailing twelve-month Return on Invested Capital (ROIC) of 26.1%. This compares above the sector median of 7.3%. An ROIC above 20% indicates exceptional capital efficiency and strong competitive advantages.

Q: What is CATERPILLAR INC's Free Cash Flow Margin?

CATERPILLAR INC (CAT) has a free cash flow margin of 13.2%, generating $8.9 billion in free cash flow over the trailing twelve months. A FCF margin between 10-20% represents healthy cash generation for most industries.

Q: Is CATERPILLAR INC stock overvalued or undervalued?

CATERPILLAR INC (CAT) trades at a P/E ratio of 30.3x, which is above the sector median of N/A. The EV/Sales multiple is 4.1x. Free cash flow yield is 3.3%, which is in line with market averages.

Q: Does CATERPILLAR INC pay a dividend?

CATERPILLAR INC (CAT) currently pays a dividend yield of 1.0%. Including share buybacks, the total shareholder yield is 2.9%. The relatively low yield suggests the company prioritizes growth reinvestment over income distribution.

Q: What is CATERPILLAR INC's revenue and earnings growth?

CATERPILLAR INC (CAT) grew revenue by 4.3% year-over-year. Earnings per share decreased by 14.7% compared to the prior year. Modest growth indicates a mature business with stable demand.

Q: Is CATERPILLAR INC buying back stock?

CATERPILLAR INC (CAT) repurchased $5.2 billion of stock over the trailing twelve months. This represents a buyback yield of 1.9%.

Q: How does CATERPILLAR INC compare to competitors in Industrials?

Compared to other companies in Industrials, CATERPILLAR INC (CAT) shows: ROIC of 26.1% is above the sector median of 7.3% (Top 2%). FCF margin of 13.2% exceeds the sector median of 4.7% (Top 19% of sector). Gross margin at 47.0% is 13.9 percentage points higher than sector peers. These rankings are based on MetricDuck's analysis of all Industrials companies with available SEC filings.

Q: What warning signs should I watch for with CATERPILLAR INC?

Investors in CATERPILLAR INC (CAT) should monitor these potential warning signs: 1) ROIC has been declining, potentially signaling deteriorating competitive position. Regular monitoring of SEC filings and quarterly trends is recommended.


Data Source: Data sourced from 10-Q filed 2025-11-03. TTM metrics as of Q4 2025.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.

This analysis is for informational purposes only and does not constitute investment advice.