ASSOCIATED BANC-CORP (ASB) Factsheet
ASSOCIATED BANC-CORP (ASB) Stock Analysis
Analysis from 10-Q filed 2025-10-28. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 42.8%. D/E 0.1x. Source: 10-Q filed 2025-10-28.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 42.8% | Strong cash generation |
| Debt/Equity | 0.1x | Conservative leverage |
FCF margin 42.8% — Top 25%.
Explore ASSOCIATED BANC-CORP: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for ASB: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: ASSOCIATED BANC-CORP earns N/A ROIC
ROIC TTM N/A, sector median 20.8%. Source: 10-Q filed 2025-10-28.
| Metric | ASB | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 20.8% |
| Return on Equity (ROE) | 9.9% | Adequate | Moderate equity returns |
Cash Flow: ASSOCIATED BANC-CORP generates $653.4M FCF at 42.8% margin, positive NaN/8 quarters
FCF TTM $653.4M. FCF margin 42.8%, Top 25%. OCF/Net income 1.4x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-10-28.
| Metric | ASB | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 42.8% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $653.4M | Good | Positive cash generation |
| OCF/Net Income | 1.4x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: ASSOCIATED BANC-CORP at 0.1x leverage
Debt/Equity 0.1x. Net cash $990.5M. Source: 10-Q filed 2025-10-28.
| Metric | ASB | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.1x | Excellent | Conservative capital structure |
| Net Cash Position | $990.5M | Excellent | Net cash positive |
Valuation: ASSOCIATED BANC-CORP trades at 8.6x earnings
P/E 8.6x. EV/Sales 2.0x. FCF yield 15.9%. Dividend yield 3.8%. Source: 10-Q filed 2025-10-28.
| Metric | ASB | Rating | Context |
|---|---|---|---|
| P/E Ratio | 8.6x | Adequate | Reasonable valuation |
| EV/Sales | 2.0x | Excellent | Attractive revenue multiple |
| FCF Yield | 15.9% | Excellent | Attractive cash return |
| Dividend Yield | 3.8% | Adequate | Meaningful income |
Capital Allocation: ASSOCIATED BANC-CORP returns 3.8% shareholder yield
Total shareholder yield 3.8% (div 3.8%). Capital returned $156.6M TTM. Source: 10-Q filed 2025-10-28.
| Metric | ASB | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 3.8% | Good | Dividend + buyback yield combined |
| Total Capital Returned (TTM) | $156.6M | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 42.8% | Top 25% | 2.0x above |
| Return on Equity (ROE) | 9.9% | Bottom 50% | 0.9x below |
| P/E Ratio | 8.6x | N/A | - |
Financial Scorecard
| Metric | ASB | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 42.8% | Excellent | Top 25% of sector (median: 20.9%) |
| Debt to Equity Ratio | 7.9% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 856.1% | Adequate | Attractively valued |
| Free Cash Flow Yield | 15.9% | Excellent | High cash return |
Frequently Asked Questions
Q: What is ASSOCIATED BANC-CORP's Return on Invested Capital (ROIC)?
ASSOCIATED BANC-CORP (ASB) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median 20.8%. Source: 10-Q filed 2025-10-28.
Q: What is ASSOCIATED BANC-CORP's Free Cash Flow Margin?
ASSOCIATED BANC-CORP (ASB) has a free cash flow margin of 42.8%, generating $653.4 million in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-10-28.
Q: What is ASSOCIATED BANC-CORP's P/E ratio and how does it compare to peers?
ASSOCIATED BANC-CORP (ASB) trades at a P/E ratio of 8.6x, which is above the sector median of N/A. EV/Sales 2.0x. FCF yield 15.9%. Source: 10-Q filed 2025-10-28.
Q: Does ASSOCIATED BANC-CORP pay a dividend?
ASSOCIATED BANC-CORP (ASB) currently pays a dividend yield of 3.8%. Total shareholder yield (dividend + buybacks) 3.8%. Source: 10-Q filed 2025-10-28.
Q: What is ASSOCIATED BANC-CORP's revenue and earnings growth?
ASSOCIATED BANC-CORP (ASB) grew revenue by 681.5% year-over-year. EPS +243.7% YoY. Source: 10-Q filed 2025-10-28.
Q: How does ASSOCIATED BANC-CORP compare to competitors in Financials?
Compared to other companies in Financials, ASSOCIATED BANC-CORP (ASB) shows: ROIC N/A, sector median 20.8% (NaNx). FCF margin 42.8%, sector median 20.9% (Top 25%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with ASSOCIATED BANC-CORP?
No quantitative warning flags fired for ASSOCIATED BANC-CORP (ASB) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2025-10-28.
Data Source: Data sourced from 10-Q filed 2025-10-28. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.