CITIGROUP INC (C) Factsheet
CITIGROUP INC (C) Stock Analysis
Analysis from 10-Q filed 2025-11-06. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin -42.2%. D/E 0.1x. Source: 10-Q filed 2025-11-06.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | -42.2% | Cash flow pressure |
| Debt/Equity | 0.1x | Conservative leverage |
FCF margin -42.2% — Bottom 10%.
Explore CITIGROUP INC: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for C: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: CITIGROUP INC earns N/A ROIC
ROIC TTM N/A, sector median 20.8%. Source: 10-Q filed 2025-11-06.
| Metric | C | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 20.8% |
| Return on Equity (ROE) | 6.9% | Warning | Moderate equity returns |
Cash Flow: CITIGROUP INC generates $-37.2B FCF at -42.2% margin, positive NaN/8 quarters
FCF TTM $-37.2B. FCF margin -42.2%. OCF/Net income -2.1x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-11-06.
| Metric | C | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | -42.2% | Red flag | Thin cash margins |
| Free Cash Flow (TTM) | $-37.2B | Red flag | Cash burn |
| OCF/Net Income | -2.1x | Warning | Potential accrual concerns |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: CITIGROUP INC at 0.1x leverage
Debt/Equity 0.1x. Net cash $364.9B. Source: 10-Q filed 2025-11-06.
| Metric | C | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.1x | Excellent | Conservative capital structure |
| Net Cash Position | $364.9B | Excellent | Net cash positive |
Valuation: CITIGROUP INC trades at 13.9x earnings
P/E 13.9x. EV/Sales -1.4x. FCF yield -18.3%. Dividend yield 2.1%. Source: 10-Q filed 2025-11-06.
| Metric | C | Rating | Context |
|---|---|---|---|
| P/E Ratio | 13.9x | Adequate | Reasonable valuation |
| EV/Sales | -1.4x | Excellent | Attractive revenue multiple |
| FCF Yield | -18.3% | Warning | Lower cash yield |
| Dividend Yield | 2.1% | Adequate | Growth focus over income |
Capital Allocation: CITIGROUP INC returns 10.8% shareholder yield
Total shareholder yield 10.8% (div 2.1% + buyback 8.7%). Capital returned $23.2B TTM. Source: 10-Q filed 2025-11-06.
| Metric | C | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 10.8% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 8.7% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $23.2B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | -42.2% | Bottom 10% | -2.0x below |
| Return on Equity (ROE) | 6.9% | Bottom 50% | 0.7x below |
| P/E Ratio | 13.9x | N/A | - |
Financial Scorecard
| Metric | C | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | -42.2% | Red flag | Thin cash margins |
| Debt to Equity Ratio | 9.8% | Excellent | Conservative capital structure |
| P/E Ratio (Price-to-Earnings) | 13.9x | Adequate | Attractively valued |
| Free Cash Flow Yield | -18.3% | Red flag | Growth-focused valuation |
Frequently Asked Questions
Q: What is CITIGROUP INC's Return on Invested Capital (ROIC)?
CITIGROUP INC (C) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median 20.8%. Source: 10-Q filed 2025-11-06.
Q: What is CITIGROUP INC's Free Cash Flow Margin?
CITIGROUP INC (C) has a free cash flow margin of -42.2%, generating $-37.2 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-11-06.
Q: What is CITIGROUP INC's P/E ratio and how does it compare to peers?
CITIGROUP INC (C) trades at a P/E ratio of 13.9x, which is above the sector median of N/A. EV/Sales -1.4x. Source: 10-Q filed 2025-11-06.
Q: Does CITIGROUP INC pay a dividend?
CITIGROUP INC (C) currently pays a dividend yield of 2.1%. Total shareholder yield (dividend + buybacks) 10.8%. Source: 10-Q filed 2025-11-06.
Q: What is CITIGROUP INC's revenue and earnings growth?
CITIGROUP INC (C) grew revenue by 8.6% year-over-year. EPS +27.2% YoY. Source: 10-Q filed 2025-11-06.
Q: Is CITIGROUP INC buying back stock?
CITIGROUP INC (C) repurchased $17.8 billion of stock over the trailing twelve months. This represents a buyback yield of 8.7%. Source: 10-Q filed 2025-11-06.
Q: How does CITIGROUP INC compare to competitors in Financials?
Compared to other companies in Financials, CITIGROUP INC (C) shows: ROIC N/A, sector median 20.8% (NaNx). FCF margin -42.2%, sector median 21.0%. These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with CITIGROUP INC?
Quantitative warning flags for CITIGROUP INC (C): 1) FCF margin -42.2% (below 5%). Source: 10-Q filed 2025-11-06.
Data Source: Data sourced from 10-Q filed 2025-11-06. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.