CAPITAL ONE FINANCIAL CORP (COF) Factsheet

CAPITAL ONE FINANCIAL CORP (COF) Stock Analysis

Analysis from 10-Q filed 2026-11-03. Data as of Q3 2026.

Overall Grade: F (Concerning)

Grade F (Concerning). ROIC N/A. FCF margin 41.7%. D/E 0.5x. Source: 10-Q filed 2026-11-03.

Metric	Value	Context
ROIC	N/A	Below expectations
FCF Margin	41.7%	Strong cash generation
Debt/Equity	0.5x	Conservative leverage

FCF margin 41.7% — Top 25%.

Explore CAPITAL ONE FINANCIAL CORP: Earnings History | Overview

Programmatic access: Available via MCP at mcp.metricduck.com. Tools for COF: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_section, get_metric_history, compare_companies, screen_filing_signals.

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Profitability: CAPITAL ONE FINANCIAL CORP earns N/A ROIC

ROIC TTM N/A. Source: 10-Q filed 2026-11-03.

Metric	COF	Rating	Context
Return on Invested Capital (ROIC)	N/A	Red flag	Below cost of capital
Return on Equity (ROE)	9.6%	Adequate	Moderate equity returns

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Cash Flow: CAPITAL ONE FINANCIAL CORP generates $26.3B FCF at 41.7% margin, positive NaN/8 quarters

FCF TTM $26.3B. FCF margin 41.7%, Top 25%. OCF/Net income 2.6x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2026-11-03.

Metric	COF	Rating	Context
Free Cash Flow Margin	41.7%	Excellent	Excellent cash conversion
Free Cash Flow (TTM)	$26.3B	Good	Positive cash generation
OCF/Net Income	2.6x	Excellent	High earnings quality
FCF Consistency (8Q)	N/A	Warning	Variable cash flow

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Balance Sheet: CAPITAL ONE FINANCIAL CORP at 0.5x leverage, 0.5x interest coverage

Debt/Equity 0.5x. Total debt $49.8B, cash & investments $49.3B. Interest coverage 0.5x. Source: 10-Q filed 2026-11-03.

Metric	COF	Rating	Context
Debt to Equity	0.5x	Good	Conservative capital structure
Net Cash Position	$-443.0M	Adequate	Net debt position
Interest Coverage	0.5x	Warning	Monitor debt obligations

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Valuation: CAPITAL ONE FINANCIAL CORP trades at 11.1x earnings

P/E 11.1x. EV/Sales 1.9x. FCF yield 22.5%. Dividend yield 1.7%. Source: 10-Q filed 2026-11-03.

Metric	COF	Rating	Context
P/E Ratio	11.1x	Adequate	Reasonable valuation
EV/Sales	1.9x	Excellent	Attractive revenue multiple
FCF Yield	22.5%	Excellent	Attractive cash return
Dividend Yield	1.7%	Adequate	Growth focus over income

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Capital Allocation: CAPITAL ONE FINANCIAL CORP returns 11.0% shareholder yield, reducing shares 5.4% YoY

Total shareholder yield 11.0% (div 1.7% + buyback 9.2%). Share count -5.4% YoY. Capital returned $12.8B TTM. Source: 10-Q filed 2026-11-03.

Metric	COF	Rating	Context
Total Shareholder Yield	11.0%	Excellent	Dividend + buyback yield combined
Buyback Yield	9.2%	Good	Active share repurchases
Share Count Change (YoY)	-5.4%	Good	Net share reduction (accretive)
Total Capital Returned (TTM)	$12.8B	Good	Dividends + buybacks returned to shareholders

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Sector Rankings

Metric	Value	Percentile	vs Median
Free Cash Flow Margin	41.7%	Top 25%	1.5x above
Return on Equity (ROE)	9.6%	Bottom 50%	0.9x below
P/E Ratio	11.1x	N/A	-

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Financial Scorecard

Metric	COF	Rating	Sector Context
Free Cash Flow Margin	41.7%	Excellent	Top 25% of sector (median: 28.4%)
Debt to Equity Ratio	45.4%	Good	Moderate leverage
P/E Ratio (Price-to-Earnings)	11.1x	Adequate	Attractively valued
Free Cash Flow Yield	22.5%	Excellent	High cash return

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Frequently Asked Questions

Q: What is CAPITAL ONE FINANCIAL CORP's Return on Invested Capital (ROIC)?

CAPITAL ONE FINANCIAL CORP (COF) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Source: 10-Q filed 2026-11-03.

Q: What is CAPITAL ONE FINANCIAL CORP's Free Cash Flow Margin?

CAPITAL ONE FINANCIAL CORP (COF) has a free cash flow margin of 41.7%, generating $26.3 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2026-11-03.

Q: What is CAPITAL ONE FINANCIAL CORP's P/E ratio and how does it compare to peers?

CAPITAL ONE FINANCIAL CORP (COF) trades at a P/E ratio of 11.1x, which is above the sector median of N/A. EV/Sales 1.9x. FCF yield 22.5%. Source: 10-Q filed 2026-11-03.

Q: Does CAPITAL ONE FINANCIAL CORP pay a dividend?

CAPITAL ONE FINANCIAL CORP (COF) currently pays a dividend yield of 1.7%. Total shareholder yield (dividend + buybacks) 11.0%. Source: 10-Q filed 2026-11-03.

Q: What is CAPITAL ONE FINANCIAL CORP's revenue and earnings growth?

CAPITAL ONE FINANCIAL CORP (COF) grew revenue by 31.2% year-over-year. EPS +640.0% YoY. Source: 10-Q filed 2026-11-03.

Q: Is CAPITAL ONE FINANCIAL CORP buying back stock?

CAPITAL ONE FINANCIAL CORP (COF) repurchased $10.7 billion of stock over the trailing twelve months. This represents a buyback yield of 9.2%. Share count -5.4% YoY. Source: 10-Q filed 2026-11-03.

Q: How does CAPITAL ONE FINANCIAL CORP compare to competitors in Financials?

Compared to other companies in Financials, CAPITAL ONE FINANCIAL CORP (COF) shows: FCF margin 41.7%, sector median 28.4% (Top 25%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.

Q: What warning signs should I watch for with CAPITAL ONE FINANCIAL CORP?

No quantitative warning flags fired for CAPITAL ONE FINANCIAL CORP (COF) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2026-11-03.

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Data Source: Data sourced from 10-Q filed 2026-11-03. TTM metrics as of Q3 2026.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.

This analysis is for informational purposes only and does not constitute investment advice.