CAPITAL ONE FINANCIAL CORP (COF) Factsheet
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CAPITAL ONE FINANCIAL CORP (COF) Stock Analysis
Analysis from 10-Q filed 2025-11-03. Data as of Q2 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 47.9%. D/E 0.4x. Source: 10-Q filed 2025-11-03.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 47.9% | Strong cash generation |
| Debt/Equity | 0.4x | Conservative leverage |
FCF margin 47.9% — Top 25%.
Explore CAPITAL ONE FINANCIAL CORP: Earnings History | Filings
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for COF: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: CAPITAL ONE FINANCIAL CORP earns N/A ROIC
ROIC TTM N/A. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below cost of capital |
| Return on Equity (ROE) | 9.3% | Adequate | Moderate equity returns |
Cash Flow: CAPITAL ONE FINANCIAL CORP generates $29.7B FCF at 47.9% margin, positive NaN/8 quarters
FCF TTM $29.7B. FCF margin 47.9%, Top 25%. OCF/Net income 3.0x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 47.9% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $29.7B | Good | Positive cash generation |
| OCF/Net Income | 3.0x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: CAPITAL ONE FINANCIAL CORP at 0.4x leverage
Debt/Equity 0.4x. Net cash $10.5B. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.4x | Good | Conservative capital structure |
| Net Cash Position | $10.5B | Excellent | Net cash positive |
Valuation: CAPITAL ONE FINANCIAL CORP trades at 12.3x earnings
P/E 12.3x. EV/Sales 1.9x. FCF yield 23.7%. Dividend yield 1.7%. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| P/E Ratio | 12.3x | Adequate | Reasonable valuation |
| EV/Sales | 1.9x | Excellent | Attractive revenue multiple |
| FCF Yield | 23.7% | Excellent | Attractive cash return |
| Dividend Yield | 1.7% | Adequate | Growth focus over income |
Capital Allocation: CAPITAL ONE FINANCIAL CORP returns 9.0% shareholder yield
Total shareholder yield 9.0% (div 1.7% + buyback 7.2%). Capital returned $11.3B TTM. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 9.0% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 7.2% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $11.3B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 47.9% | Top 25% | 2.0x above |
| Return on Equity (ROE) | 9.3% | Bottom 50% | 0.9x below |
| P/E Ratio | 12.3x | N/A | - |
Financial Scorecard
| Metric | COF | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 47.9% | Excellent | Top 25% of sector (median: 23.9%) |
| Debt to Equity Ratio | 39.9% | Good | Moderate leverage |
| P/E Ratio (Price-to-Earnings) | 12.3x | Adequate | Attractively valued |
| Free Cash Flow Yield | 23.7% | Excellent | High cash return |
Frequently Asked Questions
Q: What is CAPITAL ONE FINANCIAL CORP's Return on Invested Capital (ROIC)?
CAPITAL ONE FINANCIAL CORP (COF) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's Free Cash Flow Margin?
CAPITAL ONE FINANCIAL CORP (COF) has a free cash flow margin of 47.9%, generating $29.7 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's P/E ratio and how does it compare to peers?
CAPITAL ONE FINANCIAL CORP (COF) trades at a P/E ratio of 12.3x, which is above the sector median of N/A. EV/Sales 1.9x. FCF yield 23.7%. Source: 10-Q filed 2025-11-03.
Q: Does CAPITAL ONE FINANCIAL CORP pay a dividend?
CAPITAL ONE FINANCIAL CORP (COF) currently pays a dividend yield of 1.7%. Total shareholder yield (dividend + buybacks) 9.0%. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's revenue and earnings growth?
CAPITAL ONE FINANCIAL CORP (COF) grew revenue by 45.3% year-over-year. Source: 10-Q filed 2025-11-03.
Q: Is CAPITAL ONE FINANCIAL CORP buying back stock?
CAPITAL ONE FINANCIAL CORP (COF) repurchased $9.1 billion of stock over the trailing twelve months. This represents a buyback yield of 7.2%. Source: 10-Q filed 2025-11-03.
Q: How does CAPITAL ONE FINANCIAL CORP compare to competitors in Financials?
Compared to other companies in Financials, CAPITAL ONE FINANCIAL CORP (COF) shows: FCF margin 47.9%, sector median 23.9% (Top 25%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with CAPITAL ONE FINANCIAL CORP?
No quantitative warning flags fired for CAPITAL ONE FINANCIAL CORP (COF) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2025-11-03.
Data Source: Data sourced from 10-Q filed 2025-11-03. TTM metrics as of Q2 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.