CAPITAL ONE FINANCIAL CORP (COF) Factsheet
CAPITAL ONE FINANCIAL CORP (COF) Stock Analysis
Analysis from 10-Q filed 2025-11-03. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 46.5%. D/E 0.5x. Source: 10-Q filed 2025-11-03.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 46.5% | Strong cash generation |
| Debt/Equity | 0.5x | Conservative leverage |
FCF margin 46.5% — Top 25%.
Explore CAPITAL ONE FINANCIAL CORP: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for COF: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: CAPITAL ONE FINANCIAL CORP earns N/A ROIC
ROIC TTM N/A, sector median 20.8%. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of 20.8% |
| Return on Equity (ROE) | 2.7% | Warning | Moderate equity returns |
Cash Flow: CAPITAL ONE FINANCIAL CORP generates $27.3B FCF at 46.5% margin, positive NaN/8 quarters
FCF TTM $27.3B. FCF margin 46.5%, Top 25%. OCF/Net income 10.1x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 46.5% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $27.3B | Good | Positive cash generation |
| OCF/Net Income | 10.1x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: CAPITAL ONE FINANCIAL CORP at 0.5x leverage
Debt/Equity 0.5x. Net cash $27.4B. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.5x | Good | Conservative capital structure |
| Net Cash Position | $27.4B | Excellent | Net cash positive |
Valuation: CAPITAL ONE FINANCIAL CORP trades at 37.8x earnings
P/E 37.8x. EV/Sales 1.7x. FCF yield 24.9%. Dividend yield 1.5%. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| P/E Ratio | 37.8x | Adequate | Premium valuation |
| EV/Sales | 1.7x | Excellent | Attractive revenue multiple |
| FCF Yield | 24.9% | Excellent | Attractive cash return |
| Dividend Yield | 1.5% | Adequate | Growth focus over income |
Capital Allocation: CAPITAL ONE FINANCIAL CORP returns 7.5% shareholder yield
Total shareholder yield 7.5% (div 1.5% + buyback 6.0%). Capital returned $8.6B TTM. Source: 10-Q filed 2025-11-03.
| Metric | COF | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 7.5% | Excellent | Dividend + buyback yield combined |
| Buyback Yield | 6.0% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $8.6B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 46.5% | Top 25% | 2.2x above |
| Return on Equity (ROE) | 2.7% | Bottom 10% | 0.3x below |
| P/E Ratio | 37.8x | N/A | - |
Financial Scorecard
| Metric | COF | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 46.5% | Excellent | Top 25% of sector (median: 21.0%) |
| Debt to Equity Ratio | 46.2% | Good | Moderate leverage |
| P/E Ratio (Price-to-Earnings) | 37.8x | Adequate | High expectations priced in |
| Free Cash Flow Yield | 24.9% | Excellent | High cash return |
Frequently Asked Questions
Q: What is CAPITAL ONE FINANCIAL CORP's Return on Invested Capital (ROIC)?
CAPITAL ONE FINANCIAL CORP (COF) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median 20.8%. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's Free Cash Flow Margin?
CAPITAL ONE FINANCIAL CORP (COF) has a free cash flow margin of 46.5%, generating $27.3 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's P/E ratio and how does it compare to peers?
CAPITAL ONE FINANCIAL CORP (COF) trades at a P/E ratio of 37.8x, which is above the sector median of N/A. EV/Sales 1.7x. FCF yield 24.9%. Source: 10-Q filed 2025-11-03.
Q: Does CAPITAL ONE FINANCIAL CORP pay a dividend?
CAPITAL ONE FINANCIAL CORP (COF) currently pays a dividend yield of 1.5%. Total shareholder yield (dividend + buybacks) 7.5%. Source: 10-Q filed 2025-11-03.
Q: What is CAPITAL ONE FINANCIAL CORP's revenue and earnings growth?
CAPITAL ONE FINANCIAL CORP (COF) grew revenue by 47.7% year-over-year. EPS -59.6% YoY. Source: 10-Q filed 2025-11-03.
Q: Is CAPITAL ONE FINANCIAL CORP buying back stock?
CAPITAL ONE FINANCIAL CORP (COF) repurchased $6.5 billion of stock over the trailing twelve months. This represents a buyback yield of 6.0%. Source: 10-Q filed 2025-11-03.
Q: How does CAPITAL ONE FINANCIAL CORP compare to competitors in Financials?
Compared to other companies in Financials, CAPITAL ONE FINANCIAL CORP (COF) shows: ROIC N/A, sector median 20.8% (NaNx). FCF margin 46.5%, sector median 21.0% (Top 25%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with CAPITAL ONE FINANCIAL CORP?
No quantitative warning flags fired for CAPITAL ONE FINANCIAL CORP (COF) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2025-11-03.
Data Source: Data sourced from 10-Q filed 2025-11-03. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.