FEDERAL HOME LOAN MORTGAGE CORP (FMCC) Stock Analysis

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) Stock Analysis

Overall Grade: F (Concerning)

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FEDERAL HOME LOAN MORTGAGE CORP faces challenges in financial performance that warrant careful analysis.

Key Metrics:

Metric Value Context
ROIC N/A Below expectations
FCF Margin 83.2% Strong cash generation
Debt/Equity 0.5x Moderate leverage

Investment Thesis: Healthy free cash flow margin of 83.2% provides financial flexibility for growth and shareholder returns.


What is FEDERAL HOME LOAN MORTGAGE CORP's Profitability and ROIC?

FEDERAL HOME LOAN MORTGAGE CORP's return on invested capital of N/A is below the typical cost of capital.

Key Metrics

Metric Value Rating Interpretation
Return on Invested Capital (ROIC) N/A Red flag Below cost of capital
Return on Equity (ROE) -0.1% Red flag Moderate equity returns

How Strong is FEDERAL HOME LOAN MORTGAGE CORP's Cash Flow Quality?

FEDERAL HOME LOAN MORTGAGE CORP generated $19.4B in free cash flow over the trailing twelve months, representing a 83.2% margin. FCF was positive in N/A of the last 8 quarters, indicating variable cash generation.

Key Metrics

Metric Value Rating Interpretation
Free Cash Flow Margin 83.2% Excellent Excellent cash conversion
Free Cash Flow (TTM) $19.4B Good Positive cash generation
OCF/Net Income -248.4x Warning Potential accrual concerns
FCF Consistency (8Q) N/A Warning Variable cash flow

What is FEDERAL HOME LOAN MORTGAGE CORP's Financial Health?

FEDERAL HOME LOAN MORTGAGE CORP's debt-to-equity ratio of 0.5x indicates conservative leverage.

Key Metrics

Metric Value Rating Interpretation
Debt to Equity 0.5x Good Moderate leverage
Net Cash Position $-32.4B Warning Net debt position

Is FEDERAL HOME LOAN MORTGAGE CORP Stock Overvalued or Undervalued?

Key Metrics

Metric Value Rating Interpretation
EV/Sales 0.9x Excellent Attractive revenue multiple

Sector Rankings

Metric Value Percentile vs Median
Free Cash Flow Margin 83.2% Top 5% -
Return on Equity (ROE) -0.1% Bottom 10% -0.0x below

Rating Thresholds

Free Cash Flow Margin

The percentage of revenue converted to free cash flow. Higher margins indicate stronger cash generation and business quality.

Rating Range Interpretation
Excellent > 20% Strong cash generation, high-quality business
Good 10% - 20% Healthy cash conversion
Adequate 5% - 10% Moderate cash generation
Warning 0% - 5% Thin cash margins, capital intensive
Red flag < 0% Cash burn, potential liquidity concerns

Current: 83.2% (Excellent - Top 5% of sector (median: 0.0%))

Debt to Equity Ratio

Total debt divided by shareholders' equity. Lower ratios indicate more conservative financing and reduced financial risk.

Rating Range Interpretation
Excellent < 0.3x Conservative leverage, strong balance sheet
Good 0.3x - 0.7x Moderate leverage, healthy financial position
Adequate 0.7x - 1.5x Elevated leverage, monitor closely
Warning 1.5x - 3.0x High leverage, increased financial risk
Red flag > 3.0x Excessive leverage, potential distress risk

Current: 53.6% (Good)


Frequently Asked Questions

Q: What is FEDERAL HOME LOAN MORTGAGE CORP's Return on Invested Capital (ROIC)?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. This compares below the sector median of 4.3%. An ROIC below 8% suggests the company may be destroying shareholder value.

Q: What is FEDERAL HOME LOAN MORTGAGE CORP's Free Cash Flow Margin?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) has a free cash flow margin of 83.2%, generating $19.4 billion in free cash flow over the trailing twelve months. A FCF margin above 20% indicates excellent cash conversion and a high-quality business model.

Q: Is FEDERAL HOME LOAN MORTGAGE CORP stock overvalued or undervalued?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) The EV/Sales multiple is 0.9x.

Q: How much debt does FEDERAL HOME LOAN MORTGAGE CORP have?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) has a debt-to-equity ratio of 0.5x with total debt of $37.7 billion. Net debt position is $32.4 billion.

Q: What is FEDERAL HOME LOAN MORTGAGE CORP's revenue and earnings growth?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) declined revenue by 2.7% year-over-year. Revenue decline may indicate market challenges or industry headwinds.

Q: How does FEDERAL HOME LOAN MORTGAGE CORP compare to competitors in Other?

Compared to other companies in Other, FEDERAL HOME LOAN MORTGAGE CORP (FMCC) shows: ROIC of N/A is below the sector median of 4.3% (NaNx median). FCF margin of 83.2% exceeds the sector median of 0.0% (Top 0% of sector). These rankings are based on MetricDuck's analysis of all Other companies with available SEC filings.

Q: What warning signs should I watch for with FEDERAL HOME LOAN MORTGAGE CORP?

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) shows no major financial warning signs based on current metrics. However, investors should always monitor: 1) Margin compression trends, 2) Cash flow consistency, 3) Debt levels relative to cash generation, and 4) Changes in competitive positioning.


Data Source: Data sourced from 10-Q filed 2025-10-30. TTM metrics as of Q4 2025.

Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.

This analysis is for informational purposes only and does not constitute investment advice.