|FMCC Overview
FMCC

FEDERAL HOME LOAN MORTGAGE CORP

Other • CIK: 0001026214

Loading...

Market Cap
P/E (TTM)
Rev Growth (TTM)
-2.7%
Net Margin (TTM)
-0.3%
FCF Yield (TTM)
FCF Margin (TTM)
83.2%

LATEST EARNINGS

Q4 2025
22 days ago
View source
Revenue
$4902.00B
-0.0%
Net Income
$2498.00B
+6.4%
EPS
$0.00
Net
48.2% -2.7%
  • Net income for full-year 2025 was $10.7 billion, and net worth increased to $70.4 billion.
  • Full-year 2025 net revenues were $23.3 billion, with net interest income up 8% year-over-year due to portfolio growth and lower funding costs.
  • Financed 1.7 million families in 2025, with a significant portion of single-family dwellings and rental units affordable to low- and moderate-income households.
  • New business activity for the full year 2025 increased 12% year-over-year to $389 billion.

Cash Flow Health

Free Cash Flow7/8 positive
TTM$19.4B
Q4 '25
$2.6B-49%
Q3 '25
$5.1B-38%
FCF Margin
TTM83.2%
Q4 '2544.7%-49%
Sector: 0.0%Top 10%
OCF Margin83.2%
OCF/NI-248.37x
CapEx Coverage
FCF Yield
FCF Growth (2Y)+18%
Cash Conversion Cycle
0 days
DSO: 0+DIO: DPO:

Capital Allocation & Returns

Total Shareholder Yield
TTM0.0%
Div Yield0.0%

Insufficient data

Dividend & Payout Metrics
Dividend Yield (TTM)0.0%
Free Cash Flow (TTM)$19.4B
Capital Return / FCF0.0%
0
Shows how management rewards shareholders

Operational Efficiency & Returns

Return on Invested CapitalTTM
P25MedianP75
(med: 0.0%)
DuPont BreakdownROIC = Margin × Turn × (1+D/E)
NOPAT Margin
Asset Turnover
0.01x
8Q: 0.01x
Leverage (1+D/E)
1.54x
D/E: 0.54x
Asset & CapEx Efficiency
Asset-based ROIC formula

QUARTERLY TRENDS

Last 8 quarters + TTM

MetricTTMQ4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024
Revenue
$23.3B
$5.8B0.4%
$5.7B3.0%
$5.9B1.1%
$5.9B7.5%
$6.3B8.4%
$5.8B2.5%
$6.0B4.0%
$5.8B
Operating Income
$14.7B
$3.5B3.2%
$3.6B3.6%
$3.8B0.2%
$3.8B8.4%
$4.1B12.4%
$3.7B5.2%
$3.9B6.0%
$3.6B
Net Income
$-78.0M
$-7.0M56.3%
$-16.0M23.8%
$-21.0M38.2%
$-34.0M191.9%
$37.0M159.7%
$-62.0M1340.0%
$5.0M80.0%
$25.0M
Operating Cash Flow
$19.4B
$2.6B49.3%
$5.1B37.6%
$8.1B128.0%
$3.6B496.9%
$-900.0M124.3%
$3.7B299.8%
$927.0M68.0%
$2.9B
Free Cash Flow
$19.4B
$2.6B49.3%
$5.1B37.6%
$8.1B128.0%
$3.6B496.9%
$-900.0M124.3%
$3.7B299.8%
$927.0M68.0%
$2.9B
Total Equity
N/A

Valuation Analysis

Price-to-EarningsTTM
Valuation Lenses
Earnings
vs sector
Cash Flow
1.0x
EV/FCF vs
Growth-Adj
PEG
N/A
Quality-Adj
P/E per %ROIC
ROIC: –
Shareholder Returns
Dividend
Buyback
Total Yield
Market Cap$0
EV$20.24B
Multi-angle valuation analysis with sector context

Business Quality & Moat

Overall Quality Score
0/100
Below Average

Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)

Returns on Capital

Return on Equity (ROE)Bottom 25%
-0.1%
8Q:
Return on Invested Capital (ROIC)
8Q:
vs Sector:0.0%

Earnings Quality

Cash Conversion

-248.37x

OCF / Net Income

FCF Consistency

Positive quarters

Competitive Moat Indicators

Pricing Power

Gross Margin

Capital Efficiency

Invested Capital Turnover

Working Capital

Cash Conversion Cycle0 days

Growth Quality & Momentum

Moderate Growth
Growth Quality Score
56/100
Growth 40%
Margins 30%
FCF 20%
Consistency 10%

Growth Rates

Revenue Growth YoY
-2.7%
OpInc Growth YoY
-14.7%
EPS Growth YoY
N/A
FCF 3Y CAGR
17.6%

Growth Quality Analysis

Efficient Growth: Free cash flow growing faster than revenue

Margin Quality & Sustainability

Moderate
Profitability Cascade
Gross
Operating
Net
-0.3%
Margins Unknown
Earnings Quality Signals
SBC / Revenue
FCF vs Net Gap
+83.6 pts
FCF: 83.2% | Net: -0.3%

Quality = stability + cash conversion + low dilution

Balance Sheet & Solvency

Adequate
Net Debt / EBITDA
Net Debt: $32.39B
Interest Coverage
Leverage Metrics
Debt-to-Equity
0.54x
Balance sheet risk & solvency analysis