Dashboard|GATX – Overview

GATX

GATX CORP

Transportation • CIK: 0000040211

Market Cap

$6.07B

P/E (TTM)

18.6x

Rev Growth (TTM)

+9.8%

Net Margin (TTM)

18.8%

FCF Yield (TTM)

10.7%

FCF Margin (TTM)

37.2%

LATEST EARNINGS

•

Q4 2025

•

15 days ago

•View source

Revenue

$449.00M

+8.6%

Net Income

$97.00M

—

EPS

$2.66

+26.7%

Net

21.6%↑ +3.1%

•Full-year 2025 net income was $333.3 million or $9.12 per diluted share, an increase from $284.2 million or $7.78 per diluted share in the prior year.
•Full-year investment volume exceeded $1.3 billion, with the acquisition of Wells Fargo's rail operating lease portfolio for about $4.2 billion completed on Jan. 1, 2026.
•Rail North America fleet utilization remained strong at 99.0% at year-end, with a 91.4% renewal success rate in Q4 2025.
•The Board of Directors increased the quarterly dividend by 8.2% to $0.66 per common share and authorized a new $300 million share repurchase program.

View Full Earnings →

Cash Flow Health

Free Cash Flow8/8 positive

TTM$648M

Q4 '25

$144M-34%

Q3 '25

$218M+35%

FCF Margin

TTM37.2%

Q4 '2532.1%-35%

Sector: 4.3%Top 10%

OCF Margin37.2%

OCF/NI1.98x

CapEx Coverage–

FCF Yield10.7%

FCF Growth (2Y)+7%

Cash Conversion Cycle

0 days

DSO: 0+DIO: –−DPO: –

View Insights from Latest Filing →View Full Cash Flow Statement →

Capital Allocation & Returns

Balanced

Total Shareholder YieldTTM

TTM2.5%

Div Yield1.4%

Buyback (TTM)1.1%

Balancing returns with reinvestment

Dividend & Payout Metrics

Dividend Yield (TTM)1.4%

FCF Payout Ratio13.5%

Free Cash Flow (TTM)$648.1M

Stock Repurchases (TTM)$65.0M

Capital Return / FCF23.9%

Est. Dividends Paid (TTM)$87.4M

Shows how management rewards shareholders

Operational Efficiency & Returns

Return on Invested CapitalTTM

3.7%

Stable

+0.0% YoY+0.4%

P25MedianP75

75th pctl (med: 0.1%)

DuPont BreakdownROIC = Margin × Turn × (1+D/E)

NOPAT Margin

23.8%

8Q: 23.2%

Asset Turnover

0.13x

8Q: 0.13x

Leverage (1+D/E)

1.00x

D/E: 0.00x

DuPont: 3.0% ≈ 3.7% ROIC

Asset & CapEx Efficiency

Fixed Asset Turn

0.16x

8Q:0.16x

Flat

Invested Cap Turn

0.16x

8Q:0.16x

Flat

Asset-based ROIC formula

Full Analysis

QUARTERLY TRENDS

Last 8 quarters + TTM

Metric	TTM	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024
Revenue	$1.7B	$449.0M↑2.2%	$439.3M↑2.0%	$430.5M↑2.1%	$421.6M↑2.0%	$413.5M↑2.0%	$405.4M↑4.8%	$386.7M↑1.8%	$379.9M
Operating Income	$534.1M	$135.3M↑6.4%	$127.2M↓7.4%	$137.3M↑2.2%	$134.3M↑9.5%	$122.6M↓3.3%	$126.8M↑15.1%	$110.2M↓3.3%	$114.0M
Net Income	$327.8M	$95.5M↑18.0%	$80.9M↑9.0%	$74.2M↓3.9%	$77.2M↑2.5%	$75.3M↓13.9%	$87.5M↑100.7%	$43.6M↓40.2%	$72.9M
Operating Cash Flow	$648.1M	$144.3M↓33.9%	$218.3M↑35.3%	$161.3M↑29.9%	$124.2M↓39.7%	$206.0M↑28.6%	$160.2M↑15.8%	$138.3M↑41.7%	$97.6M
Free Cash Flow	$648.1M	$144.3M↓33.9%	$218.3M↑35.3%	$161.3M↑29.9%	$124.2M↓39.7%	$206.0M↑28.6%	$160.2M↑15.8%	$138.3M↑41.7%	$97.6M
Total Equity	N/A

Income Statement Cash Flow Statement Balance Sheet

Valuation Analysis

Fair Value

Price-to-EarningsTTM

18.6x

Volatile

8Q: 73.0x-926%

Valuation Lenses

Earnings

18.6x

vs – sector

Cash Flow

7.5x

EV/FCF vs –

Growth-Adj

1.1xPEG

Fair for growth

Quality-Adj

5.0P/E per %ROIC

ROIC: 3.7%

Shareholder Returns

Dividend

1.4%

Buyback

1.1%

Total Yield

2.5%

Market Cap$6.07B

EV$4.85B

Multi-angle valuation analysis with sector context

Business Quality & Moat

Overall Quality Score

76/100

High Quality

Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)

Returns on Capital

Return on Equity (ROE)Above Avg

12.4%

8Q:–

Return on Invested Capital (ROIC)Top 25%

3.7%

8Q:–

Flat

vs Sector:0.1%

DuPont Analysis (ROIC = NOPAT Margin × Asset Turnover)

NOPAT Margin: 23.8%

Asset Turnover: 0.13x

Earnings Quality

Cash Conversion

1.98x

OCF / Net Income ✓

FCF Consistency

–

Positive quarters

Competitive Moat Indicators

Pricing Power

Gross Margin–

Capital Efficiency

Invested Capital Turnover0.16x

Working Capital

Cash Conversion Cycle0 days

Growth Quality & Momentum

Moderate Growth

Growth Quality Score

63/100

Growth 40%

Margins 30%

FCF 20%

Consistency 10%

Growth Rates

Revenue Growth YoY

9.8%

OpInc Growth YoY

10.4%

EPS Growth YoY

17.4%

FCF 3Y CAGR

6.7%

Margin Quality & Sustainability

Low Quality

Profitability Cascade

Gross

—

Operating

30.7%

Top 25% in sector

Net

18.8%

Margins Unknown

Earnings Quality Signals

SBC / Revenue

—

FCF vs Net Gap

+18.4 pts

FCF: 37.2% | Net: 18.8%

Quality = stability + cash conversion + low dilution

Balance Sheet & Solvency

Fortress

Net Debt / EBITDA

Net Cash

(0.0x)Net Cash: $4.98B

Interest Coverage

–

+Net cash position: $4.98B

Leverage Metrics

Debt-to-Equity

0.00x

Balance sheet risk & solvency analysis