GS
GOLDMAN SACHS GROUP INC
Financials • CIK: 0000886982
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Market Cap
$252.14B
P/E (TTM)
16.0x
Rev Growth (TTM)
—
Net Margin (TTM)
27.0%
FCF Yield (TTM)
6.3%
FCF Margin (TTM)
26.9%
Cash Flow Health
Free Cash Flow4/8 positive
TTM$15.8B
Q3 '25
$2.1B-59%
Q2 '25
$5.2B+114%
FCF Margin
TTM26.9%
Q3 '2514.0%-61%
Sector: 21.9%Above Avg
OCF Margin30.5%
OCF/NI1.13x
CapEx Coverage8.4x
FCF Yield6.3%
FCF Growth (2Y)–
Cash Conversion Cycle
0 days
DSO: 0+DIO: –−DPO: –
Capital Allocation & Returns
Shareholder Friendly
Total Shareholder YieldTTM
TTM6.1%
Div Yield1.6%
+Buyback (TTM)4.5%
Strong capital returns to shareholders
Dividend & Payout Metrics
Dividend Yield (TTM)1.6%
FCF Payout Ratio26.1%
Free Cash Flow (TTM)$15.8B
Stock Repurchases (TTM)$11.4B
Capital Return / FCF103.5%
Est. Dividends Paid (TTM)$4.1B
Shows how management rewards shareholders
Operational Efficiency & Returns
Return on Invested CapitalTTM
-830.8%
P25MedianP75
25th pctl (med: 0.1%)
DuPont BreakdownROIC = Margin × Turn × (1+D/E)
NOPAT Margin
30.2%
Asset Turnover
0.03x
Leverage (1+D/E)
1.58x
D/E: 0.58x
DuPont: 1.6% ≈ -830.8% ROIC
Asset & CapEx Efficiency
Fixed Asset Turn
7.42x
8Q:–
Invested Cap Turn
-27.49x
8Q:–
CapEx Intensity
-99.3%
8Q:–
CapEx/Depreciation
0.98x
Asset-based ROIC formula
QUARTERLY TRENDS
Last 7 quarters + TTM
| Metric | TTM | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|
Revenue | $58.7B | $15.2B↑4.1% | $14.6B↓3.2% | $15.1B↑8.6% | $13.9B↑9.2% | $12.7B↓0.3% | $12.7B↓10.4% | $14.2B |
Operating Income | $22.6B | $5.7B↑7.3% | $5.3B↓10.0% | $5.9B↑5.8% | $5.6B↑27.9% | $4.4B↑4.4% | $4.2B↓24.4% | $5.6B |
Net Income | $15.8B | $3.9B↑11.1% | $3.5B↓24.2% | $4.6B↑16.8% | $3.9B↑41.1% | $2.8B↓3.8% | $2.9B↓26.5% | $3.9B |
Operating Cash Flow | $17.9B | $2.7B↓52.8% | $5.7B↑115.2% | $-37.2B↓179.6% | $46.8B↑222.9% | $-38.1B↓721.9% | $6.1B↑121.8% | $-28.0B |
Free Cash Flow | $15.8B | $2.1B↓59.2% | $5.2B↑113.8% | $-37.7B↓181.7% | $46.2B↑219.9% | $-38.5B↓790.7% | $5.6B↑119.5% | $-28.5B |
Total Equity | N/A |
Valuation Analysis
Fair Value
Price-to-EarningsTTM
16.0x
Valuation Lenses
Earnings
16.0x
vs – sector
Cash Flow
4.2x
EV/FCF vs –
Growth-Adj
–PEG
N/A
Quality-Adj
–P/E per %ROIC
ROIC: -830.8%
Shareholder Returns
Dividend
1.6%
Buyback
4.5%
Total Yield
6.1%
Market Cap$252.14B
EV–
Multi-angle valuation analysis with sector context
Business Quality & Moat
Overall Quality Score
-1126/100
Below Average
Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)
Returns on Capital
Return on Equity (ROE)Above Avg
12.8%
8Q:–
Return on Invested Capital (ROIC)Below Avg
-8.3%
8Q:–
vs Sector:0.1%
DuPont Analysis (ROIC = NOPAT Margin × Asset Turnover)
NOPAT Margin: 30.2%
Asset Turnover: 0.03x
Earnings Quality
Cash Conversion
1.13x
OCF / Net Income ✓
FCF Consistency
–
Positive quarters
Competitive Moat Indicators
Pricing Power
Gross Margin100.0%
Capital Efficiency
Invested Capital Turnover-27.49x
Working Capital
Cash Conversion Cycle0 days
Growth Quality & Momentum
Growth Rates
Revenue Growth YoY
N/A
OpInc Growth YoY
30.7%
EPS Growth YoY
N/A
FCF 3Y CAGR
N/A
Margin Quality & Sustainability
High Quality
Profitability Cascade
Gross
100.0%
Operating
38.5%
Above Avg in sector
Net
27.0%
Margins Unknown
Earnings Quality Signals
SBC / Revenue
—
FCF vs Net Gap
-0.1 pts
FCF: 26.9% | Net: 27.0%
Quality = stability + cash conversion + low dilution
Balance Sheet & Solvency
Fortress
Net Debt / EBITDA
Net Cash
(0.0x)Net Cash: $97.19B
Interest Coverage
–
+Net cash position: $97.19B
Leverage Metrics
Debt-to-Equity
0.58x
Balance sheet risk & solvency analysis