|HOG Overview
HOG

HARLEY-DAVIDSON, INC.

Industrials • CIK: 0000793952

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Market Cap
$2.46B
P/E (TTM)
7.2x
Rev Growth (TTM)
-13.8%
Net Margin (TTM)
7.6%
FCF Yield (TTM)
16.9%
FCF Margin (TTM)
9.3%

LATEST EARNINGS

Q4 FY2025
24 days ago
View source
Revenue
$496.00M
-28.0%
Net Income
$-279.30M
-139.0%
EPS
$-2.44
-162.4%
Gross
-0.8% -7.5%
Operating
-68.7% -17.9%
  • HDFS transaction with KKR and PIMCO completed, transforming HDFS into a capital-light business and unlocking over $1 billion in discretionary cash.
  • HDFS operating income was a record-high $490 million for the full year 2025, up 97% from prior year.
  • Global dealer inventory levels of new motorcycles finished the year down 17% vs. end of Q4 '24.
  • North America retail motorcycle sales increased 5% in Q4 2025 compared to the prior year.

Cash Flow Health

Free Cash Flow7/8 positive
TTM$415M
Q4 '25
$100M+178%
Q3 '25
$-129M-139%
FCF Margin
TTM9.3%
Q4 '2520.2%+310%
Sector: 5.4%Above Avg
OCF Margin12.7%
OCF/NI1.68x
CapEx Coverage3.7x
FCF Yield16.9%
FCF Growth (2Y)+2%
Cash Conversion Cycle
60 days
DSO: 24+DIO: 86DPO: 50

Capital Allocation & Returns

Shareholder Friendly
Total Shareholder YieldTTM
TTM17.9%
Div Yield3.5%
+
Buyback (TTM)14.4%

Strong capital returns to shareholders

Dividend & Payout Metrics
Dividend Yield (TTM)3.5%
FCF Payout Ratio20.8%
Free Cash Flow (TTM)$415.2M
Stock Repurchases (TTM)$353.3M
Capital Return / FCF105.9%
Est. Dividends Paid (TTM)$86.5M
Shows how management rewards shareholders

Operational Efficiency & Returns

Return on Invested CapitalTTM
3.0%
Moderate
-0.0% YoY-9.9%
P25MedianP75
75th pctl (med: 0.1%)
DuPont BreakdownROIC = Margin × Turn × (1+D/E)
NOPAT Margin
6.2%
8Q: 8.4%
Asset Turnover
0.40x
8Q: 0.43x
Leverage (1+D/E)
1.94x
D/E: 0.94x
DuPont: 4.8%3.0% ROIC
Asset & CapEx Efficiency
Fixed Asset Turn
6.06x
8Q:7.06x
-419.7%
Invested Cap Turn
1.27x
8Q:1.88x
-154.1%
CapEx Intensity
4.4%
8Q:5.8%
CapEx/Depreciation
0.89x
Asset-based ROIC formula

QUARTERLY TRENDS

Last 8 quarters + TTM

MetricTTMQ4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q3 2024Q1 2024
Revenue
$4.5B
$496.2M63.0%
$1.3B2.6%
$1.3B1.7%
$1.3B93.3%
$687.6M40.2%
$1.2B28.9%
$1.6B6.4%
$1.7B
Operating Income
$386.6M
$-361.1M176.1%
$474.8M322.2%
$112.4M29.9%
$160.5M183.0%
$-193.3M282.8%
$105.8M56.1%
$241.1M8.4%
$263.1M
Net Income
$338.7M
$-279.3M174.0%
$377.4M250.8%
$107.6M19.2%
$133.1M213.9%
$-116.9M198.2%
$119.0M45.5%
$218.3M7.1%
$234.9M
Operating Cash Flow
$568.9M
$152.0M264.2%
$-92.6M125.2%
$368.0M160.0%
$141.5M6.3%
$133.2M62.3%
$353.0M25.5%
$473.6M355.4%
$104.0M
Free Cash Flow
$415.2M
$100.4M177.8%
$-129.1M138.8%
$332.4M197.9%
$111.6M44.8%
$77.0M74.4%
$300.4M30.5%
$432.2M649.8%
$57.6M
Total Equity
N/A

Valuation Analysis

Fair Value
Price-to-EarningsTTM
7.2x
Volatile
8Q: 22.0x-2375%
Valuation Lenses
Earnings
7.2x
vs sector
Cash Flow
15.7x
EV/FCF vs
Growth-Adj
PEG
N/A
Quality-Adj
2.4P/E per %ROIC
ROIC: 3.0%
Shareholder Returns
Dividend
3.5%
Buyback
14.4%
Total Yield
17.9%
Market Cap$2.46B
EV$6.51B
Multi-angle valuation analysis with sector context

Business Quality & Moat

Overall Quality Score
59/100
Average

Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)

Returns on Capital

Return on Equity (ROE)Above Avg
10.2%
8Q:
Return on Invested Capital (ROIC)Top 25%
3.0%
8Q:
-9.9%
vs Sector:0.1%

DuPont Analysis (ROIC = NOPAT Margin × Asset Turnover)

NOPAT Margin: 6.2%
Asset Turnover: 0.40x

Earnings Quality

Cash Conversion

1.68x

OCF / Net Income

FCF Consistency

Positive quarters

Competitive Moat Indicators

Pricing Power

Gross Margin38.7%

Capital Efficiency

Invested Capital Turnover1.27x

Working Capital

Cash Conversion Cycle60 days

Growth Quality & Momentum

Low Quality
Growth Quality Score
37/100
Growth 40%
Margins 30%
FCF 20%
Consistency 10%

Growth Rates

Revenue Growth YoY
-13.8%
OpInc Growth YoY
-86.7%
EPS Growth YoY
-18.4%
FCF 3Y CAGR
1.5%

Growth Quality Analysis

Efficient Growth: Free cash flow growing faster than revenue

Margin Quality & Sustainability

Moderate
Profitability Cascade
Gross
38.7%
Operating
8.6%
Above Avg in sector
Net
7.6%
Margins Unknown
Earnings Quality Signals
SBC / Revenue
FCF vs Net Gap
+1.7 pts
FCF: 9.3% | Net: 7.6%

Quality = stability + cash conversion + low dilution

Balance Sheet & Solvency

Fortress
Net Debt / EBITDA
Net Cash
(0.0x)Net Cash: $124.73M
Interest Coverage
+Net cash position: $124.73M
Leverage Metrics
Debt-to-Equity
0.94x
Balance sheet risk & solvency analysis