Dashboard|HTH – Overview

HTH

Hilltop Holdings Inc.

Financials • CIK: 0001265131

Market Cap

$2.32B

P/E (TTM)

—

Rev Growth (TTM)

—

Net Margin (TTM)

—

FCF Yield (TTM)

—

FCF Margin (TTM)

0.0%

LATEST EARNINGS

•

Q4 FY2025

•

about 1 month ago

•View source

Revenue

N/A

—

Net Income

$42.92M

+13.3%

EPS

$0.69

+25.5%

Net

19.8%↑ +0.5%

•Income attributable to common stockholders for the full year 2025 was $165.6 million, or $2.64 per diluted share, compared to $113.2 million, or $1.74 per diluted share, for the full year 2024.
•Quarterly cash dividend increased by 11% to $0.20 per common share.
•PlainsCapital Bank produced healthy core loan and deposit growth while delivering a 1.17% return on average assets.
•PrimeLending reduced pre-tax losses by 48% due to operational efficiency improvements.

View Full Earnings →

Cash Flow Health

Free Cash Flow5/8 positive

TTM$–

Q4 '25

$-97M-136%

Q3 '25

$271M+216%

FCF Margin

TTM0.0%

Q4 '25-29.4%-136%

Sector: 22.2%Below Avg

OCF Margin–

OCF/NI–

CapEx Coverage–

FCF Yield–

FCF Growth (2Y)–

Cash Conversion Cycle

–

View Insights from Latest Filing →View Full Cash Flow Statement →

Capital Allocation & Returns

Total Shareholder YieldFY

FY0.0%

Div Yield0.0%

Buyback (FY)8.6%

Insufficient data

Dividend & Payout Metrics

Dividend Yield (TTM)0.0%

Stock Repurchases (FY)$184.0M

Est. Dividends Paid (TTM)$0

Shows how management rewards shareholders

Operational Efficiency & Returns

Return on Invested CapitalTTM

–

P25MedianP75

(med: 0.1%)

DuPont BreakdownROIC = Margin × Turn × (1+D/E)

NOPAT Margin

–

Asset Turnover

0.00x

8Q: 0.08x

Leverage (1+D/E)

1.31x

D/E: 0.31x

Asset & CapEx Efficiency

Asset-based ROIC formula

Full Analysis

QUARTERLY TRENDS

Last 8 quarters + TTM

Metric	TTM	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024
Revenue	N/A	$329.9M↓0.1%	$330.2M↑8.9%	$303.3M↓4.8%	$318.5M↑5.8%	$301.1M↓1.4%	$305.5M↑2.9%	$297.0M↑4.1%	$285.2M
Operating Income	$0	$0↓100.0%	$61.0M↑4.6%	$58.3M↑38.4%	$42.1M↓37.1%	$67.0M↑74.8%	$38.3M↓6.9%	$41.2M↑1.7%	$40.5M
Net Income	N/A	$41.6M↓9.2%	$45.8M↑27.0%	$36.1M↓14.3%	$42.1M↑18.6%	$35.5M↑19.6%	$29.7M↑46.0%	$20.3M↓26.5%	$27.7M
Operating Cash Flow	N/A	$-82.9M↓130.4%	$273.0M↑216.3%	$-234.6M↓4119.2%	$5.8M↓95.2%	$122.8M↓76.2%	$515.6M↑218.4%	$-435.3M↓714.4%	$70.8M
Free Cash Flow	N/A	$-97.0M↓135.8%	$271.0M↑215.5%	$-234.6M↓4753.9%	$5.0M↓95.9%	$121.9M↓76.3%	$513.8M↑217.5%	$-437.3M↓739.2%	$68.4M
Total Equity	N/A

Income Statement Cash Flow Statement Balance Sheet

Valuation Analysis

Price-to-EarningsTTM

–

Valuation Lenses

Earnings

–

vs – sector

Cash Flow

0.0x

EV/FCF vs –

Growth-Adj

–PEG

N/A

Quality-Adj

–P/E per %ROIC

ROIC: –

Shareholder Returns

Dividend

–

Buyback

–

Total Yield

–

Market Cap$2.32B

EV$0

Multi-angle valuation analysis with sector context

Business Quality & Moat

Overall Quality Score

–/100

Unknown

Composite score: Returns (40%) + Consistency (30%) + Earnings Quality (30%)

Returns on Capital

Return on Equity (ROE)

–

8Q:–

Return on Invested Capital (ROIC)

–

8Q:–

vs Sector:0.1%

Earnings Quality

Cash Conversion

–

OCF / Net Income

FCF Consistency

–

Positive quarters

Competitive Moat Indicators

Pricing Power

Gross Margin–

Capital Efficiency

Invested Capital Turnover–

Working Capital

Cash Conversion Cycle–

Growth Quality & Momentum

Growth Rates

Revenue Growth YoY

N/A

OpInc Growth YoY

-100.0%

EPS Growth YoY

N/A

FCF 3Y CAGR

N/A

Margin Quality & Sustainability

Moderate

Profitability Cascade

Gross

—

Operating

—

Net

—

Margins Unknown

Earnings Quality Signals

SBC / Revenue

—

FCF vs Net Gap

—

FCF: 0.0% | Net: —

Quality = stability + cash conversion + low dilution

Balance Sheet & Solvency

Fortress

Net Debt / EBITDA

Net Cash

(0.0x)Net Cash: $575.92M

Interest Coverage

–

+Net cash position: $575.92M

Leverage Metrics

Debt-to-Equity

0.31x

Balance sheet risk & solvency analysis