HUMHUMANA INCSEC EDGAR
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HUMANA INC (HUM) Overview

Financials • NYSE • CIK 0000049071

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Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Market Cap
$53.33B
P/E (TTM)
42.8x
Rev Growth (TTM)
+22.0%
Net Margin (TTM)
0.8%
FCF Yield (TTM)
5.9%
FCF Margin (TTM)
2.0%
Figures as of September 30, 2026

Filings

Primary-source SEC disclosures, read end-to-end. SEC figures cite the filing they come from.

8-KNov 20262026-11-09source
10-Q2026 Q32026-11-06source
8-KEarnings2026-11-06source
8-KOct 20262026-10-13source
8-KOct 20262026-10-09source
What your agent reads

Investor Relations

humana.gcs-web.com

Company-published material — management’s own words, not SEC-audited. Each source below is labeled so your agent knows what to verify.

Company-published, not SEC-audited

Earnings

Q3
10 days ago
8-K release
Revenue
$41.16B
—
Net Income
$161.00M
—
EPS
N/A
—
Earnings call2026 Q3· issuer-publishedtranscript
Most recent quarterly earnings snapshot

Cash Flow Health

Free Cash Flow6/8 positive
TTM$3.1B
Q3 '26
$2.0B+10%
Q2 '26
$1.8B+62%
FCF Margin
TTM2.0%
Q3 '264.9%+10%
Sector: 28.4%Below Avg
OCF Margin
2.4%
OCF/NI2.99x
CapEx Coverage
6.3x
FCF Yield5.9%
FCF Growth (3Y)-14%

Cash-conversion-cycle metrics are not computed for financial-sector filers.

Factsheet →
Cash flow trends & capital efficiency

Capital Allocation

Total Shareholder YieldTTM
TTM1.1%
Div Yield0.8%
+
Buyback (TTM)0.3%
Dividend & Payout Metrics
Dividend Yield (TTM)0.8%
FCF Payout Ratio13.5%
Free Cash Flow (TTM)$3.1B
Stock Repurchases (TTM)$152.0M
Capital Return / FCF18.5%
Shares Outstanding (YoY)-0.1%↓ Buyback
Est. Dividends Paid (TTM)$425.2M
Shows how management rewards shareholders

Valuation Metrics

Price-to-EarningsTTM
42.8x
Volatile
8Q: 10.0x+4584%
Valuation Lenses
Earnings
42.8x
vs – sector
Cash Flow
13.0x
EV/FCF vs –
Growth-Adj
1.9xPEG
Fair for growth
Quality-Adj
–P/E per %ROIC
ROIC: –
Shareholder Returns
Dividend
0.8%
Buyback
0.3%
Total Yield
1.1%
Market Cap$53.33B
EV$40.72B

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Multi-angle valuation analysis with sector context

Margins & Efficiency

ROE 30th pctile
Profitability
Net Margin
0.8%
ROA
2.3%
ROTCE
17.4%

Gross/operating margin, ROIC and the DuPont decomposition are not computed for financial-sector filers.

Return on EquityTTM
6.7%
P25MedianP75
30th pctl (med: 10.7%)
Asset & CapEx Efficiency
Fixed Asset Turn
71.15x
8Q:57.15x
+3490.6%
CapEx/Depreciation
0.92x
FCF vs Net Margin Gap+1.2 pts
Margin trends, ROIC, and capital efficiency

Balance Sheet & Solvency

Net Cash
Net Debt / EBITDA
Net Cash
(2.6x)Net Cash: $12.61B
Interest Coverage
3.2x
+Net cash position: $12.61B
Leverage Metrics
Debt-to-Equity
0.66x
Balance sheet risk & solvency analysis

Related Research

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