V

VISA INC.

TechnologyCIK 0001403161

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Market Cap
$645.01B
P/E (TTM)
25.9x
Rev Growth (TTM)
+14.4%
Net Margin (TTM)
50.8%
FCF Yield (TTM)
3.2%
FCF Margin (TTM)
47.2%

Filings

Primary-source SEC disclosures, read end-to-end — every figure traceable to its filing.

What your agent reads

Investor Relations

Company-published material — management’s own words, not SEC-audited. Each source below is labeled so your agent knows what to verify.

Company-published, not SEC-audited

Earnings

Q3
20 days ago
8-K release
Revenue
$11.63B
+14.0%
Net Income
$5.63B
+7.0%
EPS
N/A
Most recent quarterly earnings snapshot

Cash Flow Health

Free Cash Flow8/8 positive
TTM$21.0B
Q3 '26
$6.1B+134%
Q2 '26
$2.6B-59%
FCF Margin
TTM47.2%
Q3 '2652.8%+126%
Sector: 8.5%Top 10%
OCF Margin50.8%
OCF/NI1.00x
CapEx Coverage14.4x
FCF Yield3.2%
FCF Growth (2Y)+4%
Cash Conversion Cycle
27 days
DSO: 27+DIO: DPO:
Cash flow trends & capital efficiency

Capital Allocation

Total Shareholder YieldTTM
TTM4.0%
Div Yield0.8%
+
Buyback (TTM)3.3%
Dividend & Payout Metrics
Dividend Yield (TTM)0.8%
FCF Payout Ratio23.4%
Free Cash Flow (TTM)$21.0B
Stock Repurchases (TTM)$21.4B
Capital Return / FCF125.4%
Est. Dividends Paid (TTM)$4.9B
Shows how management rewards shareholders

Valuation Metrics

Price-to-EarningsTTM
25.9x
Volatile
8Q: 26.4x-245%
Valuation Lenses
Earnings
25.9x
vs sector
Cash Flow
31.0x
EV/FCF vs
Growth-Adj
1.8xPEG
Fair for growth
Quality-Adj
0.7P/E per %ROIC
ROIC: 37.1%
Shareholder Returns
Dividend
0.8%
Buyback
3.3%
Total Yield
4.0%
Market Cap$645.01B
EV$656.51B
Multi-angle valuation analysis with sector context

Margins & Efficiency

ROIC 75th pctile
Profitability Cascade
Gross
Operating
60.7%
Top 25% in sector
Net
50.8%
Margins Unknown
Return on Invested CapitalTTM
37.1%
Stable
+0.0% YoY+5.8%
P25MedianP75
75th pctl (med: 0.0%)
DuPont BreakdownROIC = Margin × Turn × (1+D/E)
NOPAT Margin
50.9%
8Q: 52.2%
Asset Turnover
0.46x
8Q: 0.43x
Leverage (1+D/E)
1.68x
D/E: 0.68x
DuPont: 39.1%37.1% ROIC
Asset & CapEx Efficiency
Fixed Asset Turn
10.00x
8Q:9.94x
-2.5%
Invested Cap Turn
0.81x
8Q:0.76x
+17.8%
CapEx Intensity
2.8%
8Q:2.7%
CapEx/Depreciation
1.17x
FCF vs Net Margin Gap-3.5 pts
Margin trends, ROIC, and capital efficiency

Balance Sheet & Solvency

D/E 0.68x
Net Debt / EBITDA
Net Debt: $11.50B
Interest Coverage
Leverage Metrics
Debt-to-Equity
0.68x
Balance sheet risk & solvency analysis