VISA INC. (V) Factsheet
VISA INC. (V) Stock Analysis
Analysis from 10-K filed 2025-11-06. Data as of Q1 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC 40.1%. FCF margin 49.2%. Source: 10-K filed 2025-11-06.
| Metric | Value | Context |
|---|---|---|
| ROIC | 40.1% | Above industry average |
| FCF Margin | 49.2% | Strong cash generation |
ROIC 40.1% — Top 5% of sector peers. FCF margin 49.2% — Top 5%.
Explore VISA INC.: Earnings History | Filings | ROIC Analysis
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for V: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: VISA INC. earns 40.1% ROIC, Top 5% in Technology
ROIC TTM 40.1%, sector median 4.6%, Top 5%. DuPont: NOPAT margin 51.4% × asset turnover 0.4x. Operating margin 61.1%. Source: 10-K filed 2025-11-06.
| Metric | V | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | 40.1% | Excellent | Above sector median of 4.6% |
| Operating Margin | 61.1% | Excellent | Efficient operations |
Cash Flow: VISA INC. generates $21.2B FCF at 49.2% margin, positive NaN/8 quarters
FCF TTM $21.2B. FCF margin 49.2%, Top 5%. OCF/Net income 1.0x. Positive FCF in NaN/8 trailing quarters. Source: 10-K filed 2025-11-06.
| Metric | V | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 49.2% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $21.2B | Good | Positive cash generation |
| OCF/Net Income | 1.0x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet Analysis for VISA INC.
Total debt $24.0B, cash & investments $18.7B. Source: 10-K filed 2025-11-06.
| Metric | V | Rating | Context |
|---|---|---|---|
| Net Cash Position | $-5.3B | Warning | Net debt position |
Valuation: VISA INC. trades at 26.2x earnings
P/E 26.2x. EV/Sales 13.6x. FCF yield 3.6%. Dividend yield 0.6%. Source: 10-K filed 2025-11-06.
| Metric | V | Rating | Context |
|---|---|---|---|
| P/E Ratio | 26.2x | Adequate | Premium valuation |
| EV/Sales | 13.6x | Warning | Growth premium priced in |
| FCF Yield | 3.6% | Adequate | Lower cash yield |
| Dividend Yield | 0.6% | Adequate | Growth focus over income |
Capital Allocation: VISA INC. returns 4.3% shareholder yield
Total shareholder yield 4.3% (div 0.6% + buyback 3.7%). Capital returned $26.2B TTM. Source: 10-K filed 2025-11-06.
| Metric | V | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 4.3% | Good | Dividend + buyback yield combined |
| Buyback Yield | 3.7% | Good | Active share repurchases |
| Total Capital Returned (TTM) | $26.2B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Return on Invested Capital (ROIC) | 40.1% | Top 5% | 8.7x above |
| Free Cash Flow Margin | 49.2% | Top 5% | 5.8x above |
| Operating Margin | 61.1% | Top 5% | 12.8x above |
| P/E Ratio | 26.2x | N/A | - |
Financial Scorecard
| Metric | V | Rating | Sector Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | 40.1% | Excellent | Top 5% of sector (median: 4.6%) |
| Free Cash Flow Margin | 49.2% | Excellent | Top 5% of sector (median: 8.5%) |
| P/E Ratio (Price-to-Earnings) | 26.2x | Adequate | Growth premium |
| Free Cash Flow Yield | 3.6% | Adequate | Moderate yield |
Frequently Asked Questions
Q: What is VISA INC.'s Return on Invested Capital (ROIC)?
VISA INC. (V) has a trailing twelve-month Return on Invested Capital (ROIC) of 40.1%. Sector median 4.6%. Source: 10-K filed 2025-11-06.
Q: What is VISA INC.'s Free Cash Flow Margin?
VISA INC. (V) has a free cash flow margin of 49.2%, generating $21.2 billion in free cash flow over the trailing twelve months. Source: 10-K filed 2025-11-06.
Q: What is VISA INC.'s P/E ratio and how does it compare to peers?
VISA INC. (V) trades at a P/E ratio of 26.2x, which is above the sector median of N/A. EV/Sales 13.6x. FCF yield 3.6%. Source: 10-K filed 2025-11-06.
Q: Does VISA INC. pay a dividend?
VISA INC. (V) currently pays a dividend yield of 0.6%. Total shareholder yield (dividend + buybacks) 4.3%. Source: 10-K filed 2025-11-06.
Q: What is VISA INC.'s revenue and earnings growth?
VISA INC. (V) grew revenue by 14.4% year-over-year. EPS +15.2% YoY. Source: 10-K filed 2025-11-06.
Q: Is VISA INC. buying back stock?
VISA INC. (V) repurchased $21.3 billion of stock over the trailing twelve months. This represents a buyback yield of 3.7%. Source: 10-K filed 2025-11-06.
Q: How does VISA INC. compare to competitors in Technology?
Compared to other companies in Technology, VISA INC. (V) shows: ROIC 40.1%, sector median 4.6% (Top 5%). FCF margin 49.2%, sector median 8.5% (Top 5%). These rankings are based on MetricDuck's analysis of all Technology companies with available SEC filings.
Q: What warning signs should I watch for with VISA INC.?
No quantitative warning flags fired for VISA INC. (V) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-K filed 2025-11-06.
Data Source: Data sourced from 10-K filed 2025-11-06. TTM metrics as of Q1 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.