HAPNHappen, Inc.SEC EDGAR

Happen, Inc. (HAPN) Overview

Other • Nasdaq • CIK 0001409970

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Market Cap

$1.76B

P/E (TTM)

8.4x

Rev Growth (TTM)

+10.0%

Net Margin (TTM)

20.2%

FCF Yield (TTM)

-163.1%

FCF Margin (TTM)

-275.2%

Figures as of September 30, 2026

Data coverage notes

Operating income: no tagged operating-income figure (OperatingIncomeLoss) resolved for the trailing twelve months, so MetricDuck computes revenue minus total costs and expenses as it totals them; it is not a figure the filing tags as operating income. Interest coverage is built on it; no EBIT is synthesised.

Filings

Primary-source SEC disclosures, read end-to-end. SEC figures cite the filing they come from.

10-Q2026 Q32026-10-29source

8-KEarnings2026-10-28source

10-Q2026 Q22026-07-30source

8-KEarnings2026-07-27source

8-KJun 20262026-06-22source

What your agent reads

Investor Relations

ir.lendingclub.com

Company-published material — management’s own words, not SEC-audited. Each source below is labeled so your agent knows what to verify.

Company-published, not SEC-audited

Earnings

19 days ago

8-K release

Revenue

N/A

—

Net Income

N/A

—

EPS

N/A

—

Earnings call — not catalogued

Most recent quarterly earnings snapshot

Cash Flow Health

Free Cash Flow0/8 positive

TTM$-2.9B

Q3 '26

$-709.7M-18%

Q2 '26

$-600.9M+7%

FCF Margin

TTM-275.2%

Q3 '26-269.7%-18%

Sector: 2.0%Below Avg

OCF Margin

-266.8%

OCF/NI-13.24x

CapEx Coverage

-31.8x

FCF Yield-163.1%

FCF Growth (3Y)–

Cash-conversion-cycle metrics are not computed for financial-sector filers.

Factsheet →

Cash flow trends & capital efficiency

Capital Allocation

Total Shareholder Yield

TTM0.0%

Dividend & Payout Metrics

Dividend Yield (TTM)—

Free Cash Flow (TTM)$-2.9B

Capital Return / FCF0.0%

Shares Outstanding (YoY)0.1%

Buyback data not disclosed in this company's filings.

Shows how management rewards shareholders

Valuation Metrics

Price-to-EarningsTTM

8.4x

Volatile

8Q: 10.1x-2956%

Valuation Lenses

Earnings

8.4x

vs – sector

Cash Flow

-0.3x

EV/FCF vs –

Growth-Adj

0.1xPEG

Undervalued for growth

Quality-Adj

–P/E per %ROIC

ROIC: –

Shareholder Returns

Dividend

–

Buyback

–

Total Yield

–

Market Cap$1.76B

EV$969.04M

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Multi-angle valuation analysis with sector context

Margins & Efficiency

ROE 79th pctile

Profitability

Net Margin

20.2%

ROA

1.7%

ROTCE

14.5%

Gross/operating margin, ROIC and the DuPont decomposition are not computed for financial-sector filers.

Return on EquityTTM

13.8%

P25MedianP75

79th pctl (med: 6.1%)

Asset & CapEx Efficiency

Fixed Asset Turn

3.91x

8Q:4.26x

-161.3%

CapEx/Depreciation

1.87x

FCF vs Net Margin Gap-295.3 pts

Depreciation Rate Trend

⚠ Declining -10.6%

FCF margin lags net margin by 295.3 pts

Margin trends, ROIC, and capital efficiency

Balance Sheet & Solvency

Net Cash

Net Debt / EBITDA

Net Cash

(2.6x)Net Cash: $793.06M

Interest Coverage

0.8x

+Net cash position: $793.06M

Leverage Metrics

Debt-to-Equity

0.00x

Balance sheet risk & solvency analysis