SCHWAB CHARLES CORP (SCHW) Factsheet
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SCHWAB CHARLES CORP (SCHW) Stock Analysis
Analysis from 10-Q filed 2026-08-07. Data as of Q2 2026.
Overall Grade: F (Concerning)
Grade F (Concerning). ROIC N/A. FCF margin 41.5%. D/E 0.5x. Source: 10-Q filed 2026-08-07.
| Metric | Value | Context |
|---|---|---|
| ROIC | N/A | Below expectations |
| FCF Margin | 41.5% | Strong cash generation |
| Debt/Equity | 0.5x | Conservative leverage |
FCF margin 41.5% — Top 25%.
Explore SCHWAB CHARLES CORP: Earnings History | Filings
Programmatic access: Available via MCP at mcp.metricduck.com. Tools for SCHW: get_company_overview, get_filing_index (lens: debt_stress, management_outlook, risk_trajectory), get_filing_changes, get_metric_history, compare_companies, screen_filing_signals.
Profitability: SCHWAB CHARLES CORP earns N/A ROIC
ROIC TTM N/A, sector median -19.5%. Source: 10-Q filed 2026-08-07.
| Metric | SCHW | Rating | Context |
|---|---|---|---|
| Return on Invested Capital (ROIC) | N/A | Red flag | Below sector median of -19.5% |
| Return on Equity (ROE) | 20.4% | Excellent | Efficient use of shareholder equity |
Cash Flow: SCHWAB CHARLES CORP generates $10.8B FCF at 41.5% margin, positive NaN/8 quarters
FCF TTM $10.8B. FCF margin 41.5%, Top 25%. OCF/Net income 1.1x. Positive FCF in NaN/8 trailing quarters. Source: 10-Q filed 2026-08-07.
| Metric | SCHW | Rating | Context |
|---|---|---|---|
| Free Cash Flow Margin | 41.5% | Excellent | Excellent cash conversion |
| Free Cash Flow (TTM) | $10.8B | Good | Positive cash generation |
| OCF/Net Income | 1.1x | Excellent | High earnings quality |
| FCF Consistency (8Q) | N/A | Warning | Variable cash flow |
Balance Sheet: SCHWAB CHARLES CORP at 0.5x leverage, 15.4x interest coverage
Debt/Equity 0.5x. Net cash $17.9B. Interest coverage 15.4x. Source: 10-Q filed 2026-08-07.
| Metric | SCHW | Rating | Context |
|---|---|---|---|
| Debt to Equity | 0.5x | Good | Conservative capital structure |
| Net Cash Position | $17.9B | Excellent | Net cash positive |
| Interest Coverage | 15.4x | Excellent | Comfortable debt service |
Valuation: SCHWAB CHARLES CORP trades at 17.7x earnings
P/E 17.7x. EV/Sales 5.8x. FCF yield 6.4%. Dividend yield 1.4%. Source: 10-Q filed 2026-08-07.
| Metric | SCHW | Rating | Context |
|---|---|---|---|
| P/E Ratio | 17.7x | Adequate | Reasonable valuation |
| EV/Sales | 5.8x | Adequate | Growth premium priced in |
| FCF Yield | 6.4% | Good | Attractive cash return |
| Dividend Yield | 1.4% | Adequate | Growth focus over income |
Capital Allocation: SCHWAB CHARLES CORP returns 1.4% shareholder yield, reducing shares 4.7% YoY
Total shareholder yield 1.4% (div 1.4%). Share count -4.7% YoY. Capital returned $2.4B TTM. Source: 10-Q filed 2026-08-07.
| Metric | SCHW | Rating | Context |
|---|---|---|---|
| Total Shareholder Yield | 1.4% | Adequate | Dividend + buyback yield combined |
| Share Count Change (YoY) | -4.7% | Good | Net share reduction (accretive) |
| Total Capital Returned (TTM) | $2.4B | Good | Dividends + buybacks returned to shareholders |
Sector Rankings
| Metric | Value | Percentile | vs Median |
|---|---|---|---|
| Free Cash Flow Margin | 41.5% | Top 25% | 1.5x above |
| Return on Equity (ROE) | 20.4% | Top 25% | 1.9x above |
| P/E Ratio | 17.7x | N/A | - |
Financial Scorecard
| Metric | SCHW | Rating | Sector Context |
|---|---|---|---|
| Free Cash Flow Margin | 41.5% | Excellent | Top 25% of sector (median: 27.3%) |
| Debt to Equity Ratio | 45.2% | Good | Moderate leverage |
| P/E Ratio (Price-to-Earnings) | 17.7x | Adequate | Fair value |
| Free Cash Flow Yield | 6.4% | Good | Solid cash yield |
Frequently Asked Questions
Q: What is SCHWAB CHARLES CORP's Return on Invested Capital (ROIC)?
SCHWAB CHARLES CORP (SCHW) has a trailing twelve-month Return on Invested Capital (ROIC) of N/A. Sector median -19.5%. Source: 10-Q filed 2026-08-07.
Q: What is SCHWAB CHARLES CORP's Free Cash Flow Margin?
SCHWAB CHARLES CORP (SCHW) has a free cash flow margin of 41.5%, generating $10.8 billion in free cash flow over the trailing twelve months. Source: 10-Q filed 2026-08-07.
Q: What is SCHWAB CHARLES CORP's P/E ratio and how does it compare to peers?
SCHWAB CHARLES CORP (SCHW) trades at a P/E ratio of 17.7x, which is above the sector median of N/A. EV/Sales 5.8x. FCF yield 6.4%. Source: 10-Q filed 2026-08-07.
Q: Does SCHWAB CHARLES CORP pay a dividend?
SCHWAB CHARLES CORP (SCHW) currently pays a dividend yield of 1.4%. Total shareholder yield (dividend + buybacks) 1.4%. Source: 10-Q filed 2026-08-07.
Q: What is SCHWAB CHARLES CORP's revenue and earnings growth?
SCHWAB CHARLES CORP (SCHW) grew revenue by 20.3% year-over-year. EPS +48.0% YoY. Source: 10-Q filed 2026-08-07.
Q: Is SCHWAB CHARLES CORP buying back stock?
SCHWAB CHARLES CORP (SCHW) repurchased $7.3 billion of stock over the trailing twelve months. This represents a buyback yield of 4.2%. Share count -4.7% YoY. Source: 10-Q filed 2026-08-07.
Q: How does SCHWAB CHARLES CORP compare to competitors in Financials?
Compared to other companies in Financials, SCHWAB CHARLES CORP (SCHW) shows: ROIC N/A, sector median -19.5% (N/Ax). FCF margin 41.5%, sector median 27.3% (Top 25%). These rankings are based on MetricDuck's analysis of all Financials companies with available SEC filings.
Q: What warning signs should I watch for with SCHWAB CHARLES CORP?
No quantitative warning flags fired for SCHWAB CHARLES CORP (SCHW) on margin trend, FCF trend, ROIC trend, or leverage thresholds. Source: 10-Q filed 2026-08-07.
Data Source: Data sourced from 10-Q filed 2026-08-07. TTM metrics as of Q2 2026.
Methodology: Financial metrics calculated from SEC 10-K and 10-Q filings using standardized formulas. Sector comparisons use peer group based on SIC code.
Scope: This analysis covers SEC filing fundamentals — profitability, cash flow, balance sheet, and valuation metrics. For analyst estimates and price targets, consult sell-side research.
This analysis is for informational purposes only and does not constitute investment advice.