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Caterpillar AI Infrastructure: Why E&T Segment Is the Real Growth Story (2025)

While Caterpillar is up +60% YTD, most see it as construction/mining. But CAT's Energy & Transportation segment—which powers AI data centers—is the real growth story at +16.8% YoY with stable 20% margins.

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Caterpillar AI Infrastructure: Why E&T Segment Is the Real Growth Story (2025)

Last Updated: December 29, 2025 Data Currency: Q3 2025 10-Q filings. CAT SEC Filings

TL;DR: Caterpillar is up +60% YTD, but most investors see it as a construction/mining play. The real growth story is Energy & Transportation—CAT's largest segment at $8.4B quarterly revenue—which grew +16.8% YoY while maintaining stable 20% operating margins. This segment powers AI data centers and distributed energy. Meanwhile, Construction and Resource Industries face margin compression from tariffs and pricing pressure. E&T's outperformance suggests CAT may be a stealth AI infrastructure play.

Key Facts:

  • E&T segment: +16.8% YoY growth, 20% operating margin (stable)
  • Construction Industries: +6.5% growth, 20.4% margin (-303 bps compression)
  • Resource Industries: +2.0% growth, 16.1% margin (lowest, -425 bps)
  • Tariff impact: $1.6-1.75B expected for 2025
  • E&T revenue: $8.4B quarterly (largest segment, ~43% of machinery sales)
  • Management signal: "robust backlog, particularly in Energy & Transportation"

Executive Summary: CAT's Segment Performance Divergence

SegmentQ3 2025 RevenueYoY GrowthOperating MarginMargin ChangeTrend
Energy & Transportation$8,397M+16.8%20.0%+1 bpsAccelerating
Construction Industries$6,760M+6.5%20.4%-303 bpsSlowing
Resource Industries$3,110M+2.0%16.1%-425 bpsWeak
Financial Products$1,076M+4.1%22.4%-20 bpsStable

The data reveals a clear divergence: Energy & Transportation is outperforming every other segment on both growth and margin stability. This isn't about construction equipment—it's about power generation for the AI era.


Why Is Caterpillar an AI Infrastructure Play?

Most investors associate Caterpillar with yellow construction equipment and mining trucks. But CAT's Energy & Transportation segment tells a different story.

What Does Energy & Transportation Actually Do?

E&T includes:

  • Reciprocating engines for power generation (prime and backup)
  • Turbines and turbine-related services for industrial power
  • Locomotive and marine engines
  • Oil & gas drilling and production equipment

The key insight: AI data centers require massive backup and distributed power capacity. Caterpillar's large engines are deployed in:

  • Data center backup power systems
  • Prime power for off-grid or grid-constrained facilities
  • Distributed generation supporting grid stability

The Numbers Tell the Story

MetricE&T SegmentConstructionResource
Q3 2025 Revenue$8,397M$6,760M$3,110M
YoY Growth+16.8%+6.5%+2.0%
Operating Margin20.0%20.4%16.1%
Margin Change+1 bps-303 bps-425 bps
Key DriversVolume + pricingVolume offset by pricing/tariffsPricing pressure

E&T is the only segment growing at double digits while maintaining margins. This is the segment you want exposure to.

From CAT Q3 2025 10-Q: "Energy & Transportation's operating profit increased due to higher sales volume and favorable price realization."


What Is Driving Energy & Transportation Growth?

From CAT Q3 2025 10-Q: "Energy & Transportation sales increased primarily due to higher sales volume and higher inter-segment sales." The segment benefited from "favorable price realization" unlike Construction and Resource which faced "unfavorable price realization."

Q3 2025 E&T Segment Drivers

DriverImpactDetail
Sales VolumePositiveHigher equipment sales to end users
Inter-segment SalesPositivePower generation components supporting other CAT products
Price RealizationFavorableUnlike Construction/Resource, E&T maintained pricing power
Manufacturing CostsUnfavorableOffset by volume and pricing gains

Segment Growth Trajectory

QuarterE&T RevenueYoY GrowthOperating Margin
Q1 2025$6,568M-1.7%20.0%
Q2 2025$7,836M+7.0%20.2%
Q3 2025$8,397M+16.8%20.0%

The E&T segment is accelerating sequentially—from -1.7% in Q1 to +16.8% in Q3—while maintaining a stable 20% margin.


How Are Other Segments Performing?

Construction Industries: Volume Growth, Margin Pain

MetricQ3 2025Q3 2024Change
Revenue$6,760M$6,345M+6.5%
Operating Income$1,377M$1,477M-6.8%
Operating Margin20.4%23.4%-303 bps

Key Drivers:

  • Higher sales volume (positive)
  • Favorable currency (positive)
  • Unfavorable price realization (negative)
  • Unfavorable manufacturing costs (negative)
  • Tariff impacts (negative)

Construction margin compression: Despite +6.5% revenue growth, operating income declined 6.8% as tariffs, pricing pressure, and manufacturing costs squeezed margins. This is volume-for-margin tradeoff territory.

Resource Industries: Weakest Segment

MetricQ3 2025Q3 2024Change
Revenue$3,110M$3,048M+2.0%
Operating Income$499M$623M-19.9%
Operating Margin16.1%20.5%-425 bps

Key Drivers:

  • Unfavorable price realization
  • Unfavorable manufacturing costs
  • Lower sales mix

Resource Industries is CAT's weakest segment with the lowest margin (16.1%) and largest margin decline (-425 bps). Mining equipment faces cyclical headwinds.


What Is the Tariff Impact on Caterpillar?

From CAT Q3 2025 10-Q Forward Guidance: "Based on the incremental tariffs announced in 2025 and in place by November 1, 2025, we expect the impact from incremental tariffs for 2025 will be around $1.6 billion to $1.75 billion, net of some mitigating actions and cost containment... We remain confident that we will manage the impact of tariffs over time."

Tariff Impact by Segment

SegmentTariff ExposureImpact
Construction IndustriesHighMargin compression (-303 bps)
Resource IndustriesHighMargin compression (-425 bps)
Energy & TransportationLowerStable margins (+1 bps)

The E&T segment has different supply chain configurations and customer bases that provide partial insulation from tariff impacts affecting Construction and Resource.

From CAT Q3 2025 Forward Guidance: "Tariff and trade negotiations remain fluid. We fully intend to implement longer-term actions once there is sufficient certainty."


What Are the Risks to CAT's Outlook?

Top Concerns from Filing Analysis

  1. Margin Compression: Despite +10% consolidated sales increase, operating margins declined due to tariffs, manufacturing costs, and pricing pressure
  2. Tariff Uncertainty: $1.6-1.75B expected impact with ongoing trade negotiation fluidity
  3. Inventory Increase: Trade receivables and inventory increased without discussion in filings
  4. Guarantee Exposure: $491M maximum potential exposure on various guarantees
  5. Dealer Inventory: Construction segment facing dealer inventory normalization
  6. Warranty Liability: $1.65B product warranty exposure ($564M new in 2025)

Hidden Liability: $1.65B Product Warranty CAT's product warranty liability was $1,651 million at September 30, 2025, with $564 million in new warranties issued during 2025. For a company selling large engines and heavy equipment, warranty claims represent a material contingent liability that could fluctuate with equipment failure rates.

Hidden Liabilities Summary (Q3 2025)

Liability TypeAmountRisk Level
Product Warranty$1,651MModerate
Various Guarantees$491MModerate
SPC Dealer Loan GuaranteesUndeterminableLow-Moderate

Source: CAT Q3 2025 10-Q, Contingencies footnote

Segment-Specific Risks

SegmentKey RiskSeverity
ConstructionDealer inventory normalization, tariffsMedium
ResourceMining cycle sensitivity, pricing powerHigh
E&TSlower power generation demandLow (currently)
FinancialCredit losses, interest rate sensitivityLow

How Does CAT Compare to Honeywell?

Both CAT and HON are industrial conglomerates with segment-level divergence:

MetricCATHONAdvantage
Best Segment GrowthE&T: +16.8%Aerospace: +15.3%CAT
Best Segment MarginFinancial: 22.4%Building Automation: 26.7%HON
Worst SegmentResource: 16.1% marginIndustrial Automation: -9.1% revenueSimilar
Hidden Liability$1.65B warranty$1.5B environmentalSimilar
Tariff Exposure$1.6-1.75B impactLower exposureHON
Strategic MoveAI/power infrastructure pivotTriple spin-off restructuringDifferent
ROIC TrendSegment-level (E&T stable)Declining (26% → 19%)CAT

For AI infrastructure exposure through industrials, CAT's E&T segment provides more direct exposure to data center power demand than HON's aerospace/building focus.


Investment Considerations

The Bull Case

  • E&T segment accelerating (+16.8% growth) with stable 20% margins
  • AI data center demand provides secular tailwind for power generation
  • Management positive on E&T backlog specifically
  • Dividend Aristocrat with 30+ years of increases
  • E&T insulated from worst tariff impacts

The Bear Case

  • +60% YTD gains may be priced in
  • Construction and Resource face margin compression
  • $1.6-1.75B tariff headwind for 2025
  • Cyclical exposure if global growth slows
  • Mining (Resource) could deteriorate further

Segment Exposure Decision

If You Want...Consider...
AI infrastructure exposureE&T segment thesis supports CAT
Pure margin playConstruction/Resource margins compressing
Dividend safetyE&T stability supports payout capacity
Value/spin-off playHON may offer more restructuring upside


Methodology and Data Sources

Data Sources

SourceCoverage
SEC 10-Q FilingsQ1-Q3 2025
BigQuery filing_intelligence3 filings processed
BigQuery filing_metrics4,271 metric records
MetricDuck segment analysisAll 5 passes complete

Segment Performance Calculation

Operating margins calculated as: (Segment Operating Income / Segment Revenue) × 100

Year-over-year growth calculated as: ((Current Quarter Revenue - Prior Year Quarter Revenue) / Prior Year Quarter Revenue) × 100

Limitations

  • ROIC calculation shows data quality issues in our metrics pipeline for CAT; segment margins used as primary profitability measure
  • Forward guidance based on management commentary, subject to change with trade policy developments
  • E&T data center exposure is inferred from power generation product applications; CAT does not disclose data center revenue separately

Data as of Q3 2025 10-Q filings. For latest SEC filings, visit CAT SEC Filings. For company details, see CAT Company Page.


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