CITIGROUP INC (C) Income statement

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CITIGROUP INC (C) · Income Statement

Consolidated Statements of Operations

Annual · In millions USD, except per-share data · Latest filed Feb 20, 2026 · FY ends Dec 31

Fiscal Years Ended
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
Trend
Interest Income (Gross)$142,864$143,713$133,258$74,408
Interest Expense (Operating)83,07289,61878,35825,740
Net Interest Income$59,792$54,095$54,900$48,668
Non-Interest Income25,43326,62723,16626,670
Non-Interest Expenses55,13253,56755,97051,292
Total Revenue$85,225$80,722$78,066$75,338
Provision for Loan Losses9,4979,7267,7864,745
Net Interest Income After Provision$50,295$44,369$47,114$43,923
Operating Income After Provision$20,596$17,429$14,310$19,301
Interest Expense (Non-Operating)-10,076-10,355-9,754-5,801
Non-Operating Income (Expense)(10,076)(10,355)(9,754)(5,801)
Income Before Taxes (EBT)$19,828$17,046$12,910$18,807
Provision for Income Taxes5,3734,2113,5283,642
Effective Tax Rate27.1%24.7%27.3%19.4%
Net Income$14,306$12,682$9,228$14,845
Shares Outstanding1,8321,9011,9301,947
Diluted Shares Outstanding1,8731,9401,9561,964
Basic Earnings Per Share$7.11$6.03$4.07$7.04
Diluted Earnings Per Share$6.99$5.94$4.04$7.00
Net Margin16.8%15.7%11.8%20%
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