CCITIGROUP INCSEC EDGAR
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CITIGROUP INC (C) Overview

Financials • NYSE • CIK 0000831001

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Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Market Cap
$205.38B
P/E (TTM)
11.5x
Rev Growth (TTM)
+9.8%
Net Margin (TTM)
20.8%
FCF Yield (TTM)
-0.8%
FCF Margin (TTM)
-1.9%
Figures as of September 30, 2026
Data coverage notes

Operating income: no tagged operating-income figure (OperatingIncomeLoss) resolved for the trailing twelve months, so MetricDuck computes revenue minus total costs and expenses as it totals them; it is not a figure the filing tags as operating income. Interest coverage is built on it; no EBIT is synthesised.

Filings

Primary-source SEC disclosures, read end-to-end. SEC figures cite the filing they come from.

10-Q2026 Q32026-11-05source
8-KOct 20262026-10-26source
8-KOct 20262026-10-22source
8-KEarnings2026-10-13source
8-KSep 20262026-09-24source
What your agent reads

Investor Relations

www.citigroup.com/global/investors/quarterly-earnings

Company-published material — management’s own words, not SEC-audited. Each source below is labeled so your agent knows what to verify.

Company-published, not SEC-audited

Earnings

Q3
about 1 month ago
8-K release
Revenue
$23.84B
+7.9%
Net Income
$175.00M
+360.5%
EPS
$2.85
+53.2%
Earnings call2026 Q3· issuer-publishedtranscript
Most recent quarterly earnings snapshot

Cash Flow Health

Free Cash Flow3/8 positive
TTM$-1.7B
Q3 '26
$22.3B+187%
Q2 '26
$-25.6B-10%
FCF Margin
TTM-1.9%
Q3 '2693.4%+190%
Sector: 28.4%Below Avg
OCF Margin
4.7%
OCF/NI0.23x
CapEx Coverage
0.7x
FCF Yield-0.8%
FCF Growth (3Y)–

Cash-conversion-cycle metrics are not computed for financial-sector filers.

Factsheet →
Cash flow trends & capital efficiency

Capital Allocation

Total Shareholder YieldTTM
TTM11.4%
Div Yield2.0%
+
Buyback (TTM)8.7%
Dividend & Payout Metrics
Dividend Yield (TTM)2.0%
Free Cash Flow (TTM)$-1.7B
Stock Repurchases (TTM)$17.8B
Capital Return / FCF-1353.8%
Shares Outstanding (YoY)-7.5%↓ Buyback
Est. Dividends Paid (TTM)$4.1B
Shows how management rewards shareholders

Valuation Metrics

Price-to-EarningsTTM
11.5x
Volatile
8Q: 10.9x+16%
Valuation Lenses
Earnings
11.5x
vs – sector
Cash Flow
-149.6x
EV/FCF vs –
Growth-Adj
0.3xPEG
Undervalued for growth
Quality-Adj
–P/E per %ROIC
ROIC: –
Shareholder Returns
Dividend
2.0%
Buyback
8.7%
Total Yield
11.4%
Market Cap$205.38B
EV$257.84B

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Multi-angle valuation analysis with sector context

Margins & Efficiency

ROE 42nd pctile
Profitability
Net Margin
20.8%
ROA
0.7%
ROTCE
10.6%

Gross/operating margin, ROIC and the DuPont decomposition are not computed for financial-sector filers.

Return on EquityTTM
9.1%
P25MedianP75
42nd pctl (med: 10.7%)
Asset & CapEx Efficiency
Fixed Asset Turn
2.77x
8Q:2.78x
+19.8%
CapEx/Depreciation
1.34x
FCF vs Net Margin Gap-22.6 pts
FCF margin lags net margin by 22.6 pts
Margin trends, ROIC, and capital efficiency

Balance Sheet & Solvency

ND/EBITDA 0.5x
Net Debt / EBITDA
0.5xNet Debt: $52.46B
Interest Coverage
3.9x
Leverage Metrics
Debt-to-Equity
1.95x
Balance sheet risk & solvency analysis

Related Research

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