SOFISoFi Technologies, Inc.SEC EDGAR
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SoFi Technologies, Inc. (SOFI) Overview

Other • Nasdaq • CIK 0001818874

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Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Market Cap
$20.25B
P/E (TTM)
27.4x
Rev Growth (TTM)
+42.3%
Net Margin (TTM)
15.6%
FCF Yield (TTM)
—
FCF Margin (TTM)
—
Figures as of September 30, 2026
Data coverage notes

Operating income: no tagged operating-income figure (OperatingIncomeLoss) resolved for the trailing twelve months, so MetricDuck computes revenue minus total costs and expenses as it totals them; it is not a figure the filing tags as operating income. Interest coverage is built on it; no EBIT is synthesised.

Filings

Primary-source SEC disclosures, read end-to-end. SEC figures cite the filing they come from.

What your agent reads

Company-published material — management’s own words, not SEC-audited. Each source below is labeled so your agent knows what to verify.

Company-published, not SEC-audited

Earnings

Q3
20 days ago
8-K release
Revenue
$1.39B
+44.0%
Net Income
$240.99M
+73.0%
EPS
$0.18
+63.6%
Most recent quarterly earnings snapshot

Cash Flow Health

Free Cash Flow0/8 positive
TTM–
Q3 '26
–
Q2 '26
$-4.0B-67%
FCF Margin
TTM–
Sector: 1.9%
OCF Margin
-215.9%
OCF/NI-13.84x
CapEx Coverage
–
FCF Yield–
FCF Growth (3Y)–

Cash-conversion-cycle metrics are not computed for financial-sector filers.

Cash flow trends & capital efficiency

Capital Allocation

Total Shareholder Yield
TTM0.0%
Dividend & Payout Metrics
Dividend Yield (TTM)—
Shares Outstanding (YoY)7.6%↑ Dilution
Buyback data not disclosed in this company's filings.
Shows how management rewards shareholders

Valuation Metrics

Price-to-EarningsTTM
27.4x
Volatile
8Q: 41.0x-462%
Valuation Lenses
Earnings
27.4x
vs – sector
Cash Flow
–
EV/FCF vs –
Growth-Adj
0.6xPEG
Undervalued for growth
Quality-Adj
–P/E per %ROIC
ROIC: –
Shareholder Returns
Dividend
–
Buyback
–
Total Yield
–
Market Cap$20.25B
EV$19.22B

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. iex.io/legal/hist-data-terms

Multi-angle valuation analysis with sector context

Margins & Efficiency

ROE 53rd pctile
Profitability
Net Margin
15.6%
ROA
1.3%
ROTCE
8.2%

Gross/operating margin, ROIC and the DuPont decomposition are not computed for financial-sector filers.

Return on EquityTTM
7.0%
P25MedianP75
53rd pctl (med: 6.1%)
Asset & CapEx Efficiency
Fixed Asset Turn
10.31x
8Q:10.26x
-3.1%
Margin trends, ROIC, and capital efficiency

Balance Sheet & Solvency

Net Cash
Net Debt / EBITDA
Net Cash
(1.5x)Net Cash: $1.03B
Interest Coverage
0.3x
+Net cash position: $1.03B
Leverage Metrics
Debt-to-Equity
0.16x
Balance sheet risk & solvency analysis