SoFi Technologies, Inc. (SOFI) Income statement
Top 20 of 25 line items reported by SOFI · 250+ in the full API →
SoFi Technologies, Inc. (SOFI) · Income Statement
Consolidated Statements of Operations
Quarterly · In millions USD, except per-share data · Latest filed Nov 5, 2026 · FY ends Dec 31
| Three Months Ended | ||||||
|---|---|---|---|---|---|---|
Q3 2026 Sep 30, 2026 | Q2 2026 Jun 30, 2026 | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Trend | |
| Total Revenue | $1,385 | $1,219 | $1,100 | $1,025 | $962 | |
| Cost of Revenue | 210 | 200 | 171 | 162 | 161 | |
| Gross Profit | $1,175 | $1,019 | $929 | $863 | $800 | |
| Other Operating Expenses | 843 | 800 | 721 | 673 | 642 | |
| Total Operating Expenses | 1,053 | 1,001 | 892 | 834 | 804 | |
| Operating Income | $333 | $218 | $208 | $191 | $158 | |
| EBIT (Earnings Before Interest & Tax) | 333 | 218 | 208 | 191 | 158 | |
| Add: Depreciation & Amortization | 97 | 92 | 80 | 63 | 74 | |
| EBITDA (Non-GAAP) | $429 | $310 | $288 | $254 | $232 | |
| Interest Income | 82 | 73 | 69 | 63 | 61 | |
| Interest Expense | -929 | -788 | -693 | -617 | -585 | |
| Non-Operating Income (Expense) | $(847) | $(716) | $(624) | $(554) | $(524) | |
| Income Before Taxes (EBT) | $318 | $204 | $200 | $185 | $149 | |
| Provision for Income Taxes | 77 | 48 | 33 | 12 | 9 | |
| Effective Tax Rate | 24.2% | 23.4% | 16.4% | 6.4% | 6.2% | |
| Net Income | $241 | $157 | $167 | $174 | $139 | |
| Shares Outstanding | 1,293 | 1,284 | 1,276 | 1,223 | 1,171 | |
| Diluted Shares Outstanding | 1,358 | 1,352 | 1,378 | 1,346 | 1,291 | |
| Basic Earnings Per Share | $0.19 | $0.12 | $0.13 | $0.14 | $0.12 | |
| Diluted Earnings Per Share | $0.18 | $0.12 | $0.12 | $0.13 | $0.11 | |
5 more line items available via the API
Research & DevelopmentSales, General & AdministrativeAsset Impairment ChargesOther OpEx MarginNet Margin
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