SoFi Technologies, Inc. (SOFI) Income statement
Top 20 of 25 line items reported by SOFI · 250+ in the full API →
SoFi Technologies, Inc. (SOFI) · Income Statement
Consolidated Statements of Operations
Annual · In millions USD, except per-share data · Latest filed Feb 17, 2026 · FY ends Dec 31
| Fiscal Years Ended | |||||
|---|---|---|---|---|---|
FY2025 Dec 31, 2025 | FY2024 Dec 31, 2024 | FY2023 Dec 31, 2023 | FY2022 Dec 31, 2022 | Trend | |
| Total Revenue | $3,613 | $2,675 | $2,123 | $1,574 | |
| Cost of Revenue | 609 | 462 | 380 | 313 | |
| Gross Profit | $3,004 | $2,213 | $1,743 | $1,260 | |
| Other Operating Expenses | 2,448 | 1,948 | 1,989 | 1,525 | |
| Total Operating Expenses | 3,057 | 2,410 | 2,369 | 1,838 | |
| Operating Income | $556 | $265 | $(246) | $(264) | |
| EBIT (Earnings Before Interest & Tax) | 556 | 265 | (246) | (264) | |
| Add: Depreciation & Amortization | 234 | 203 | 201 | 151 | |
| EBITDA (Non-GAAP) | $790 | $469 | $(45) | $(113) | |
| Interest Income | 229 | 206 | 107 | 14 | |
| Interest Expense | -2,219 | -1,716 | -789 | -189 | |
| Non-Operating Income (Expense) | $(1,990) | $(1,511) | $(682) | $(175) | |
| Income Before Taxes (EBT) | $526 | $233 | $(301) | $(319) | |
| Provision for Income Taxes | 45 | (265) | (0) | 2 | |
| Effective Tax Rate | 8.5% | (113.7%) | 0.1% | (0.5%) | |
| Net Income | $481 | $499 | $(301) | $(320) | |
| Shares Outstanding | 1,150 | 1,050 | 945 | 901 | |
| Diluted Shares Outstanding | 1,252 | 1,101 | 945 | 901 | |
| Basic Earnings Per Share | $0.42 | $0.46 | ($0.36) | ($0.40) | |
| Diluted Earnings Per Share | $0.39 | $0.39 | ($0.36) | ($0.40) | |
5 more line items available via the API
Research & DevelopmentSales, General & AdministrativeAsset Impairment ChargesOther OpEx MarginNet Margin
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